Barnett Waddingham

Catch-up on the world of self-invested pensions with our series of SSAS and SIPP Seminars for Advisers and Members that are taking place around the country during February 2019.

With the tax year end approaching, professional advisers will need to be ready to answer client questions comfortably, whilst scheme members will need to be ‘in the know’ regarding current pension legislation, whether they are building up their retirement fund, or drawing benefits.

Keep up-to-date on the latest in self-invested pensions, and meet our SSAS and SIPP Client Managers at a location near you.

We’ll be covering various hot SSAS and SIPP topics, including pensions tax relief, the Lifetime Allowance increase and transfers-in from defined benefit schemes.

Our DC Conference 2018 helped delegates put themselves in their members’ shoes. Focusing on understanding the experiences, challenges and thought processes of members to give a wider perspective, it aimed to enable them to make better decisions for their scheme.

If you were unable to attend the conference, or wish to recap on some of the key messages, we are running a series of bite-size 30 minute webinars to cover some of the key topics discussed:

Providing a good pension scheme for members isn’t just about establishing a solution that’s right at a given point in time. In a world where both legislation, products and most importantly of all member needs are constantly evolving, ongoing governance is vital to ensure DC arrangements remain suitable. With reference to another case study, we look at how a well-designed governance structure can prepare a scheme for future challenges that might arise. This includes:
• Consideration of how governance fits into organisational philosophies
• Member and likely outcome analysis
• Tailoring strategy to the scheme membership
• Wider benefit integration
• Delivering change
• Engagement strategies

At our DC Conference, we helped delegates understand the experiences, challenges and thought processes of their members to enable them to make better decisions for their scheme – truly putting themselves in their members’ shoes.

If you were unable to attend the conference, or wish to recap on some of the key messages, we are running a series of bite-size 30 minute webinars to cover some of the topics discussed.

In this webinar, we examine the pension scheme journey of Mitchells & Butlers, one of the largest operators of restaurants, pubs and bars in the UK. Both company and trustees worked together to deliver a market-leading DC scheme with better outcomes for members at its core.

From the drivers of change and initial objectives, all the way through to analysis and scheme design – we’ll take you step-by-step through the project; including investment options, provider assessment, implementation and review.

While a dearth of pension changes in the October 2018 Budget is generally a welcome thing, our Pensions Technical Specialist James Jones-Tinsley looks at key issues the Chancellor won’t be able to keep dodging and explains why they matter to financial advisers and their clients.

The Chancellor needs to find the money from somewhere to meet the promised extra funding for the NHS, amongst other things, and recently described pensions tax relief as “eye-wateringly expensive”.

Once the dust has settled, join our interactive webinar hosted by Self-Invested Pensions Technical Specialist, James Jones-Tinsley, who will guide you through all the implications - and key topics of discussion - arising from the Budget announcement.

For Financial Advisers and other professionals, the webinar will be eligible for CPD purposes.

At our DC Conference, we helped delegates understand the experiences, challenges and thought processes of their members to enable them to make better decisions for their scheme – truly putting themselves in their members’ shoes.

If you were unable to attend the conference, or wish to recap on some of the key messages, we are running a series of bite-size 30 minute webinars to cover some of the topics discussed.

Inspired by the session delivered by Bill McNabb, Chairman of the Board of Vanguard, this webinar will consider how the strategy you bring to your benefit proposition should reflect the organisation’s culture.

This includes engaging the workforce to ensure optimum service is provided, assessing relative value and "looking forward" to identify future trends for both benefit provision and propositional offering.

The high court judgement on the GMP equalisation Lloyds case has been handed down.
Does it open the door to the opportunity of genuine pension simplification, or slam it firmly shut?
Join Head of GMP equalisation; John Cormell as he discusses what this means for trustees and sponsors;
•Funding implications
•Accounting implications
•Scheme administration
•GMP conversion and pension simplification

The value created by employees in a healthy organisation is vital to achieving long-term sustainable business success. How healthy is your organisation? It could be time for a check-up.
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Defined benefit pension schemes with future service benefits have been largely forgotten by the DWP and the Pensions Regulator, but future service costs can cause even more problems (for those employers that do wish to provide them) than the well-publicised past-service deficits.

A few high profile schemes, such as Royal Mail, have started to ask for legislative changes to allow “Collective DC” (or CDC) schemes to be used in the UK. Barnett Waddingham Partner, Paul Hamilton looks at how DB future accrual works (or doesn’t work) in the UK, and is joined by Rajish Sagoenie, Managing Director of Milliman Pensioenen in The Netherlands to talk through his experiences of working with CDC schemes there.

Are bulk annuities a potential option for your scheme? It could be the right time to consider a transaction. Buy-ins can play an important role in any de-risking journey – offering an effective way of removing both financial and demographic risks.

The approaching tax year end is the time when most people examine their personal and company finances.
To help professional advisers be ready for client questions at a time when every minute counts and travelling time is unwelcome – we’re hosting a live webinar with a strong technical focus in February.
Join us live to watch and ask questions, or catch up when you can to keep in perfect technical tune.