Orcun Kaya, Economist, Deutsche Bank Research & Jean Cedric Jollant, Product Manager, FusionBanking CrowdLending, Misys
Non-bank lenders, combined with a continued SME funding gap, mean banks are actively looking to stem further attrition of market share and tackle agile, innovative strategies to regain their leadership position across the lending business. In the recent years, online marketplace lenders have stepped in to bridge the estimated $2 trillion financing gap for the millions of SMEs seeking credit to grow their business.
What are the strategic options for banks to enter the crowdlending market and capture a share of this potentially lucrative business? Do banks have to partner or do they have the power to quickly deliver their own crowdlending solutions, and combine with their traditional strength in credit processes and servicing?
Join the live Misys & Deutsche Bank webinar on the topic ‘Conquer lending disruption – how can banks lead the Crowd?’ and learn more about how banks can lend outside of their credit policy, diversify risk among the crowd of investors, and lead the market with a digital, disruptive offering in lending.
Key discussion points during the webinar will include:
-The latest global developments and innovations in the crowdlending industry
-The true potential of crowdlending and how banks can conquer and lead the market
-Independent marketplace vs bank’s marketplace
-The ability to lend off balance sheet and to plug the SME funding gap
With decreasing interest income for lenders, a reported 11% rise in commercial loan volumes isn’t balanced with a relative rise in profits. While certain flavors of bank-originated commercial loans are on the rise, behind the growth story lies a ticking time bomb. Join this live video panel where our experts will discuss why the time for commercial lending transformation is now.
Tune in to this live video panel where we'll cover:
-How can application, underwriting, legal process and credit management be harmonised across commercial lending products to deliver more joined up service to clients, enable digital transformation of the front office and maintain credit compliance?
-What are forward-thinking lenders doing to reduce the time it takes to originate and implement loan facilities for corporate clients by 80-90%?
-According to analyst houses, 85% of banks are looking to replace outdated Loan Origination systems and practices. What now?
Listen to our interview at Sibos with Brian Edmondson, Global Head of Sales Transaction Banking at Misys and Enrico Camerinelli, Senior Research Analyst Europe at Aite Group.
The duo will give highlights on a specific use case on the core challenges facing corporates in the trade and working capital space. Additionally, they will touch on the different FinTech applications for this and how these can be of use in corporate banking.
We are living in a digital reality but bank’s corporate clients are already being wooed by post-digital, fintech driven possibilities. Traditional lenders face fundamental challenges to grow their business with 1 in 5 banks still lacking an enterprise digital strategy to serve their corporate clients. With low interest rates and increasing costs, optimising the customer experience might be part of the vision statement, but delivering on this ethos has not been straightforward. Has bank thinking been inside-out in commercial and corporate lending?
Digitalisation has been spurred by a drive for back office simplification. While this delivers improved service levels, self-service for borrowers in commercial lending is still not business as usual. Slow turnarounds, limited digital engagement and an inability to surface key information at the right time in the right place continues to hamper corporate client productivity and liquidity. With an outside-in approach banks are starting to deliver strategies for end-to-end digitalisation and multiple channel, 24x7 self-service - from loan origination, to loan servicing.
Discover how banks can capture new market opportunities, drive revenue growth and free up relationship managers time while also embracing integration, collaboration and choice in a post-digital world.
In this webinar, a panel of experts will reveal
- Use cases for banks to simplify the lending process and drive end-to-end digitalisation in commercial and corporate lending
- The key pillars underpinning the corporate borrower’s user experience
- How digital strategy today, can drive lending nirvana tomorrow
Whilst many are familiar with blockchain technology, it has not made as big of a splash in the lending industry yet. Blockchain’s part in lending is not limited to securing a bitcoin loan. Join our panel of experts as they discuss the following:
-how blockchain can help small businesses and organisations in emerging markets
-can lending really be 100% transparent when on the blockchain?
-what are some of the reasons why businesses are still hesitant to lend and borrow on the blockchain?
-what are the regulations and compliance restrictions with this technology?
-who are some of the start-ups that are using this technology successfully?
Watch Part 1 of Blockchain: The Last Chance for Banks to Reinvent Themselves - http://bit.ly/24QmXXK
Watch Part 2 of Blockchain: A reality check: blockchain in financial services - http://bit.ly/1R6gCx9