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Lending Times

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  • The Race to Digital: Three Trends Driving Digital Lending and Asset Management
    The Race to Digital: Three Trends Driving Digital Lending and Asset Management
    Jim Lundy, Founder, CEO and Lead Analyst, Aragon Research, Rahim Kaba, Director of Global E-Signature , OneSpan, Recorded: Sep 25 2018 60 mins
    Today, documents are vital to revenue particularly in financial services, where a document tied to a financial instrument (e.g., mortgage, automobile loan, equipment lease) is recognized as an asset. Analog processes can slow down an enterprise and put them at a competitive disadvantage. The good news is that the financial services industry is shifting from paper files to digital assets for their contract-intensive lending applications. Join Jim Lundy, CEO and Lead Analyst at Aragon Research and Rahim Kaba, Director of Global Product Marketing at OneSpan to learn how to manage and protect assets for loans, leasing, and mortgages – from e-signature all the way through to vaulting and securitization. Key topics to be covered:

    · The impact of digital on B2B/B2C lending and mortgage

    · Adopting a fully digital, end-to-end asset management process – pre- and post-signature

    · Best practices for managing and protecting digital assets in a vault

    · Security, legal and compliance considerations

    · The future: impact of blockchain and smart contracts on digital lending
  • 2017 Digital Lending Fraud Report
    2017 Digital Lending Fraud Report
    Al Pascual, Senior VP and Research Director Recorded: Dec 6 2017 46 mins
    The explosive adoption of the digital channels is changing the nature of lending. Consumers are coming to expect the kind of convenience and speed that a digital experience can deliver and lenders are increasingly looking to oblige. While many of the benefits to consumers of digital lending are clear, there are some complications related to fraud that arise when lending goes digital. In order to take advantage of these limitations and vulnerabilities, today’s fraudsters rely on a diversified playbook of schemes and techniques to commit loan fraud in digital channels, and they are becoming increasingly successful.

    This upcoming webinar will be moderated by Lending Times and sponsored by Mitek, and features guest speaker Al Pascual, Senior Vice President and Research Director at Javelin Strategy & Research. Attend this webinar and be one of the first recipients of the 2017 Digital Lending Fraud Report from Javelin, exploring how issues in digital lending have unfolded and the steps that lenders must take to effectively resist the growing epidemic of digital lending fraud.

    Key takeaways:
     Address factors in today's lending environment
    that have created a favorable environment for fraudsters.
     How different types of loans are being affected by fraud in digital channels.
     Techniques used by fraudsters to commit digital lending fraud, including synthetic
    identities, volumetric attacks, and device spoofing.
     Next steps lenders can take to optimize their lending fraud mitigation process.
  • [Podcast] Interview w/ Mitek, French News, Chinese ICO
    [Podcast] Interview w/ Mitek, French News, Chinese ICO
    George Popescu & Ryan Ross Recorded: Nov 24 2017 17 mins
    George & Ryan Interview Patrick Swisher of Mitek, and talk about new in the French lending industry, and about a ICO from China.
  • [Podcast] Episode 50! We got hacked + Interview w/ loanDepot CFO, Bitcoin.
    [Podcast] Episode 50! We got hacked + Interview w/ loanDepot CFO, Bitcoin.
    George Popescu & Ryan Ross Recorded: Nov 3 2017 33 mins
    Ryan and George interview Bryan Sullivan of loanDepot about the US home loan market. Then, we talk about Bitcoin's rise, Cryptocurrency mining, and the Hacking of Lending Times' website.
  • [Podcast] Square, Betterment at 1 Billion & ICOs, Lending Ecosystem
    [Podcast] Square, Betterment at 1 Billion & ICOs, Lending Ecosystem
    George Popescu & Ryan Ross Recorded: Oct 27 2017 25 mins
    George & Ryan Talk about 6 articles:

    FT Partners’ CEO Monthly Alternative Lending Market Analysis
    SoFi’s CEO Hiatus Stalls Its Big-Time Banking Ambitions
    Orchard’s Online Lending Ecosystem Update: “Lendscape”
    PayPal A Buyer, Not Seller, And May Seek A Big Target
    Why Square Is Entering the Bank Business
    Betterment is now valued at $ 1 billion in private market trading
  • [Podcast] Goldman will lend, Sofi will endure, & Private Credit
    [Podcast] Goldman will lend, Sofi will endure, & Private Credit
    George Popescu & Ryan Ross Recorded: Oct 2 2017 20 mins
    After a few weeks of vacation, We discussed 6 articles this week:

    Goldman Banks on Lending to Grow
    OneMain Deal Analysis
    Institutional Buyers and Loan Originators with New Opportunities in Private Credit
    Today In Data: SoFi’s Woes
    SoFi Condoned ‘Rampant Sexual Activity,’ Lawsuit Allege
  • E-Signatures & Digital Lending: How to Move 99% of Customers off Paper
    E-Signatures & Digital Lending: How to Move 99% of Customers off Paper
    David Smith, Vice President, Application Systems, & Many More.. Recorded: Aug 31 2017 61 mins
    In the sub-prime lending market, speed-to-close determines market share. Join us to learn how an end-to-end digital process with e-signatures transformed OneMain’s lending business – positioning the lender as the largest personal loan company in the U.S. Today,99% of OneMain’s loans are e-signed, enabling them to be closed and funded significantly faster than on paper.

    In this 60-minute presentation, you’ll learn how the company took a phased approach and implemented e-signatures in the call center and online channels, then expanded to the branch network. This year, OneMain will complete its e-signature roll-out to 1,700 branches, where the majority of its loans are transacted.

    Our speakers will share firsthand insights and advice on topics like:

    · Top e-signature requirements, such as security, deployment, scalability
    · Best practices for preparing a national roll-out – including working with regulators on a state-by-state basis
    · Designing optimal workflows for remote vs. in-branch transactions
    · Preparing the branch network for e-signature

    Presenters: David Smith, Vice President, Application Systems, OneMain
    Philip Hannah, Director of IT, OneMain
    Mary Ellen Power, VP Marketing, eSignLive by
    VASCO
  • [Podcast] Ethereum, Goldman’s SIMON, 2 x Sofi news and Consumers & Tech
    [Podcast] Ethereum, Goldman’s SIMON, 2 x Sofi news and Consumers & Tech
    George Popescu & Ryan Ross Recorded: Jul 26 2017 19 mins
    George & Ryan Talk about 5 articles:

    DBRS Student Loan ABS report
    Goldman Sachs is looking to spinoff one of its tech bets at a $ 75 million valuation
    The State Of Consumers And Technology: Benchmark 2017, US
    SoFi loses another senior executive, as chief revenue officer Michael Tannenbaum departs
    SoFi CEO: Why Ethereum Is Much More Valuable Than Bitcoin
  • [Podcast] Fastest Consumer Lender, Prosper President, SoFi shuts Zenbanx, Blockc
    [Podcast] Fastest Consumer Lender, Prosper President, SoFi shuts Zenbanx, Blockc
    George Popescu & Ryan Ross Recorded: Jul 7 2017 22 mins
    George & Ryan talk about popular news articles;

    The Fastest Consumer Lenders to $ 1 Billion in Originations
    Ron Suber, Prosper President and Industry Legend, Stepping Down
    Six months after acquisition, SoFi is shutting down Zenbanx
    Bloomberg Report is Critical of Online Lenders
    Summer Fintech Reading Ideas
  • [Podcast]Amazon’s Bank, Loan Performance, SoFi adds 400, Platformitisation
    [Podcast]Amazon’s Bank, Loan Performance, SoFi adds 400, Platformitisation
    George Popescu & Ryan Ross Recorded: Jun 22 2017 21 mins
    Why Banks Are Going To Survive
    Amazon Has Secretly Become a Giant Bank
    FinTech company SoFi to add 400 Delaware workers by 2018
    Latest PeerIQ Loan Performance Monitor
    + 2 events

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