Join this highly engaged community of UK financial advisers as they share peer-to-peer best practice advice. Find content related to investment and economics, better business practices, client acquisition and client referrals for financial advisors, as well as tax and pension advice. Further the engagement by presenting and participating in live interactive webinars and videos.
Opinions in the active-passive investment debate have drifted poles apart over recent years. We revisit this discussion by contrasting equity and bonds. We look at performance numbers and find that, unlike their stock counterparts, active bond mutual funds have largely outperformed their median passive peers over our sample period. We offer conjectures as to why bonds and stocks differ. Differences may be due to:
•The large proportion of noneconomic bond investors
•Benchmark rebalancing frequency and turnover
•Structural tilts in fixed income space
•The wide range of financial derivatives available to active bond managers
•Security-level credit research and new issue concessions
In short, informational efficiencies make beating equity markets difficult. But we believe that's not the case with fixed income, where noneconomic and passive investors pursue agendas that are not exclusively about total return
Put simply, bonds are different.
Join our live webcast for the quarterly update from Standard Life Wealth's investment experts on the markets and how our portfolios are performing. You'll also have the opportunity to ask questions during the webcast.
+44 (0) 20 3059 2627 - Standard International Access
0800 368 0707 - UK Toll Free
1 877 406 7969 - USA Toll Free
Join our upcoming webinar with Didier Saint-Georges, who will present our investment views and provide a summary of our current global investment strategy. You may post your questions throughout the conference, they will be addressed after the presentation.
Join Simon Doherty, head of Quilter Cheviot’s Managed Portfolio Service (MPS), for an overview of the key drivers of performance in Q1 2017, the changes recently implemented to our strategies and an update on our current positioning and asset allocation. The webinar will be hosted by our Head of Business Development, Scott Stevens, and gives you an opportunity to ask any questions that you may have.
Sector exposures are fundamental drivers of risk and return, with high dispersion between sector returns. The diversification demonstrated by MSCI World sectors is pervasive across regions; a remarkable feature, as it could have been significantly reduced by the large number of stock members in each sector.
Flows into sector ETFs have increased significantly over the last year, showing the ever-changing investor mindset as they move from traditional country allocation to factor, sector and regional plays. Healthcare and financials captured the lion’s share in 2016.
Deutsche Asset Management’s db X-trackers ETF platform offers a number of sector exposures across several different regions: global, European, EM and China.
Deutsche Asset Management’s passive business has recently published a paper on Sector Rotation. This webcast will be hosted by Pierre Debru. He is a Director within Deutsche Asset Management, developing Investment Strategies and Model Portfolios within Passive Asset Management. He has 12 years of experience in Quantitative Research, Fund Structuring and Portfolio Construction. Previously, Mr. Debru was structuring and managing Structured Funds on all asset classes (UCITS or otherwise) at Nomura Alternative Investment Management. Prior to moving to Nomura, Mr. Debru was a Quantitative Analyst within BNP Paribas Investment Partners, Lehman Brothers Asset Management and Aviva Investors.
Participez à notre prochaine conférence en ligne avec Didier Saint-Georges, qui présentera notre vision des marchés et fournira un résumé de notre stratégie d’investissement globale. Vous aurez la possibilité de poser vos questions tout au long de la conférence, elle seront traitées en fin de présentation.
The webinar will be delivered by Toby Vaughan, Lead Fund Manager for the Atlas Portfolios and Head of Fund Management for Santander Asset Management Global Multi-Asset Solutions Team. Toby will review the markets and look at how this has impacted the portfolios and investment decisions moving forwards.
Deloitte UK's Head of FinTech Louise Brett, launches the interim Global FinTech Hub Review, compiled in collaboration with the Global FinTech Hubs Federation at the Innovate Finance Global Summit 2017.
Pretotyping is a growing technique for fast innovation, faster than developing an MVP. Pretotying is about doing the hardest part first, and the hardest part is almost always getting people to change their habits and try something new. Pretotyping allows you to experiment cheaply and look for market signals that you can then build into.
In this one-hour webinar, you'll learn what pretotyping is, the six main forms, how to iterate quickly, and much more. You'll learn why pretotyping is usually better than building a prototype or an MVP, and how several of today's successful products came out of a pretotyping experiment. Applies equally to physical and digital products and services.
This is for anyone interested in fast innovation: start-ups, marketers, intrapreneurs, product managers, and more. Pretotyping is a powerful tool that should be in every innovator's toolkit.
David Siegel is a Silicon Valley serial entrepreneur living in Switzerland. He played a significant role in the development of the Worldwide Web, has written five books, and coaches startups. He is now leading an open-innovation company focused on blockchain and the decentralized economy.
Join us for our quarter-end strategy update webcast. Engage with portfolio managers to learn about what drove first-quarter performance, the portfolio manager's outlook, and current portfolio positioning.
International payroll management can have layers of complexity due to ever changing employment law and complex tax and payroll legislation. Add to the mix different cultures, payroll calendars, language barriers and communications challenges, what practical steps can you take to keep everything on track?
In this webinar you will hear from Jerome Smail, Editor, Payroll World, Christine Keily, Global Tax & Payroll Director at Immedis and David Leboff, Co-Chair of the American Payroll Association Global Issues Subcommittee as they discuss:
1. Developing a global payroll strategy: where to start
2. Compliance: interpreting payroll data in light of local country rules and regulations
3. Culture: working with HR to understand, navigate and manage different cultural practices
4. Communications: How to use your payroll process and technology to keep things simple so your payroll run operates without a hitch
In a slow growth world, the food economy offers some robust growth opportunities, underpinned by long-term secular shifts in demographics and behavioural challenges. Fund Manager Henry Boucher will explore these trends and reveal how the food chain is so much more diverse than the business of growing basic cereals, with restaurant meals, robots, chocolate and wine all making up the opportunities’ ingredients...
Please join Mark Nash and Nicholas Wall, fund managers of the Old Mutual Global Strategic Bond Fund, for their quarterly webcast. During the call, Mark and Nick will discuss the state of the reflation trade, European political risk and the US Federal Reserve’s policy outlook.
Fund performance and positioning will also be discussed by Michael Sullivan, investment director.
As always, the team will be happy to take your questions.
Participant Dial In Number(s):
+44 (0) 20 3003 2701 - Standard International Access
0808 109 0701 - UK Toll Free
1 877 419 2272 - USA Toll Free
Jon Ingram, portfolio manager for the JPM Europe Dynamic (ex-UK) Fund, provides a bitesize update on the fund and its outlook for 2017. Given the current challenging political backdrop and the uncertainties this brings, Jon will explain how we are navigating this environment, and look at where this unconstrained, flexible fund is finding opportunities
With monetary policy normalization in the US underway, managing duration exposure using short duration credit can help mitigate volatility in fixed income portfolios against a backdrop of rising rates.
Join portfolio manager Mary Bowers and product specialist Julian Moore as they explore the lesser known short duration segment within global high yield. Together, they will provide insight into:
-What exactly defines the global short duration high yield segment?
-How it can be particularly attractive in today’s markets
-Where we see the markets moving in the future
James Syme, co-manager of the JOHCM Global Emerging Markets Opportunities Strategy, reviews the Strategy's performance over Q1 2017 and provides an update on the team's outlook for the asset class and current portfolio positioning.
Samir Mehta, manager of the JOHCM Asia ex Japan Fund and Cho-Yu Kooi, manager of the JOHCM Asia ex Japan Small & Mid-Cap Fund discuss their investment philosophy and approach and gives their thoughts on the current outlook for the Asia region.
The characteristics of UK mid-caps are a key factor in their resilience. Their great diversity, overseas exposure and potential for merger-and-acquisition activity combine to offer investors great opportunity.
Please join Paul Spencer, manager of the Franklin UK Mid Cap Fund, for details of the structural growth opportunities he's been finding and why he continues to be nervous about UK consumer oriented businesses.
The discussion of data and identity rights is not a new one. However, with the upcoming GDPR in May 2018, the questions on the future of self-sovereignty are on the rise.
Blockchain technology has been predicted to become a major gamechanger to how we address security concerns with data protection and authentication. With banks and other financial institutions holding some very precious data, it has never been more apt than now, to discuss the challenges head-on.
Join this panel where experts will tackle:
-How is Blockchain securing the Internet?
-Biometrics vs password authentication
-Should users have full control of their identity?
-How can Blockchain help with KYC/AML challenges?
-The Impact of GDPR on the Financial Services community: How do banks and FinTech start-ups prepare?
With the new European Payment Service Directive (PSD2) the most talked about topics are the new access to account (XS2A) options that Payment Initiation Service Providers (PISPs) and Account Information Service Providers (AISPs) will get. But as the Directive not only aims to open the banking infrastructure to foster innovation but at the same time it also aims to increase security and reduce fraud.
To achieve this ambition new requirements for the use of Strong User Authentication (SCA) play a central role of the Directive. The Commission have given the European Banking Authority (EBA) the responsibility to develop Regulatory Technical Standards (RTS) for SCA. The process has involved discussion papers, 250+ comments from different parties and by the end of February, the "final draft" version of the SCA RTS was published.
The panel will make sense of the alphabet soup of acronyms and discuss the requirements, the interpretations and the implications of SCA and the RTS.
*What is SCA?
*How can SCA be done?
*Who must do SCA?
*Who can do SCA?
*How will SCA impact transactions and commerce?
You order an Uber through your phone. You get in, complete your ride, get out and say goodbye. You don't even take out a credit card or cash anymore but you know it's been paid for. So how does it work? Is it safe? And what's the future of our financial interactions?
Uber and many other Fintechs have taken the interaction out of transactions but it's often unclear how they actually work, and many of them still reply on a traditional bank. So we've sent Eric Hazard to discover the ins, outs and dirty secrets of your favorite taxi apps, food delivery hubs and fintechs!
I live in the world of biometrics and when I tell people what I do, they generally come back with two different reactions:
1) That’s really cool and innovative, or
2) That’s really creepy...
In this webinar, I will address many of the common myths and misconceptions surrounding biometric technology. I will explain why this technology is so ground breaking and how when done properly it can make our world safer, more efficient and more user friendly.
Common Myths and Concerns We Will Address:
Does James Bond or Minority Report do a good job of portraying biometrics? Seems creepy...
Is using biometrics safe? -- Are you using my real fingerprint? How do you protect the user?
Do biometrics even work very well?
Is one biometric type “better” than others?
If I take on this new technology I’m afraid it will be outdated in 5 years, but I’m tied to it
The system of identity in use for over 40 years in the U.S. and much of the West evolved as a necessary adjunct to managing consumer credit. As with credit management, it is a risk-based system in which identity is inferred from the consistency of people's data.
Fintech – in general terms - is an enabler that is liberating speed, accuracy, and fidelity in many aspects of finance and payments and beyond. With it has come advances in biometric authentication that are successfully addressing account takeover and creating consumer identity, but are also driving a surge in synthetic identity as criminals seek to counter enroll directly in products, services, and access credentials.
Join Consultant and Risk Expert Richard Parry as he discusses:
- What synthetic identity is
- Why it is so insidious,
- Why it should be a priority for those seeking certainty and accuracy in fintech.
We cannot assume that an identity that passed a bank’s Know Your Customer (KYC) controls is accurate or real.
About Richard Parry:
Richard is a career risk manager whose work spanned the globe in service to Visa International, Citigroup, and JPMorgan Chase. Specifically, his corporate executive responsibilities were over-seeing fraud operations, fraud policy, customer authentication and identity management. Entrepreneurially, he co-founded Turnkey Risk Solutions, a Delaware-based risk management company that applied specialized analytical science to identify instances when synthetic identities perpetrated first-party fraud.
Currently, Richard’s Parry Advisory applies clear-thinking on identity, cyber and other risks. He works to enable clients to achieve desired outcomes through a structured methodology for discerning and factoring proofs over perception; knowledge-based decision-making instead of risk-based decision-making. Crucially, he eschews indignation for the thoughtful analysis of cause, effect, and remedy. Richard does not drink proverbial Kool-Aid.
Ayaz Ebrahim, portfolio manager of the JPMorgan Asian Investment Trust plc provides a bitesize update on the trust and its outlook for 2017. During the call, we will also discuss the fund’s innovative dividend policy that offers regular predictable income distributions of 1% of its net asset value per quarter.
In this update for the Ignis Absolute Return Government Bond Fund, Jonathan Gibbs, Shayne Dunlap, Richard Marshall and Stuart Thomson discuss fund performance, positioning and give an overview of the team’s macro-economic outlook for the months ahead.
We would like to invite you to listen to a live webcast with Ainslie McLennan, Co-Manager of the Henderson UK Property PAIF.
During the webcast Ainslie will discuss:
•The outlook for the asset class as the UK transitions towards Brexit
•Key risks and opportunities within UK commercial property.
•PAIF positioning and the focus on income, lease length, location, tenant strength and building specification
Phishing e-mail scams have been plaguing banks and their customers with many questioning how tight security is within the sector.
How can scammers be stopped and how can banks educate internally and externally to prevent future mishaps?
Join this panel where we will discuss:
- General safeguards and measures that banks can put in place
-The role of payment service user education in preventing phishing
- Where does behavioural analysis fit alongside other security measures
- Prevention of director/CEO and invoice fraud
- Prevention vs detection and outcome/data sharing
The faster payments initiative was put into place to ensure a better customer experience. However, with this comes the question -- will it also encourage faster fraudulent and insecure transactions?
Join this panel where experts will discuss:
·How an industry-wide approach to data sharing is critical to better tackle fraud and wider financial crime
·How analytical tools present a significant opportunity to better protect all users of payments systems against fraud
·What is known about the size, scale and flow of stolen money through the UK’s payments systems
·What are banks doing on a global scale to tackle the potential challenges head-on?
The financial sector is one of the largest targets for hackers, as there is a huge amount of sensitive data to be uncovered. Additionally, many financial institutions are utilizing third-party vendors that may lack adequate security measures. How can you ensure you and your third-parties are secure?
Join Aleksandr Yampolskiy, CEO of SecurityScorecard, as he discusses how to implement new security technologies and techniques to manage your third-party risk.
-How to better handle performing client due diligence on an ongoing basis?
-What are the challenges of the traditional AML/KYC procedures?
-What can we expect from the AML Directive that comes into force in June of this year?
-What are the common mistakes FIs make when managing their data?
-How can Machine Learning and automation help?
What is AI and how is it different from traditional analytics?
How is AI currently applied in context of different types of fraud and data sets?
How does AI help people make smarter decisions and what does that mean for workflow and process + future roles working with AI
What do companies need to do to be AI ready for fraud prevention?
What does the future look like in terms of extension of AI capability and usefulness and how will this play out across into types of fraud and crime for example AML, Sanctions, employee misconduct etc?
Join this panel session where the speakers will debate on:
-Should 2FA be required?
-What are the latest mobile payment trends? And what are the emerging security risks?
-Do Security Questions add any security? More generally, how many forms of identity, and what kinds, are needed to secure an account through operations like password or device reset?
-What are the key controls, infrastructure and solutions required for managing and mitigating mobile payment security risks?
-How do GDPR requirements being enforced in May 2018 affect mobile payment security? Will GDPR force companies including payment service providers, telcos and mobile handset manufacturers) to improve mobile payment security?
Last year over $250 million was invested in companies and projects using blockchain technology and cryptographic tokens. This year we have seen about that much again just in the first four months. Token-based investments are rapidly turning into a significant asset class.
David Siegel, CEO of 20|30, will explain what kinds of tokens are being offered, real-life stories of token offerings, how to purchase tokens, how to watch for scams, smart investment strategies, and why you should get in early.
This is a 45-minute presentation with 15 minutes for questions.
While sponsors of 401(k) and 403(b) plans have been working hard to streamline their investment menus, undeniable demand for environmental, social and governance (ESG) investment options is something worth pausing to consider. With one in every five dollars now invested in an ESG-oriented strategy in the U.S., now is an ideal time to explore what type of ESG strategy would best suit your participants needs. In this quick 30 minute webinar, we will explore how several defined contribution (DC) plans are adopting ESG investment strategies in their menus and what that means for participants.