Bento for One - FSCS levies - "Something rotten in the State of Denmark"
PanaceaIFA have teamed up with Thought Leadership Live to produce free thought provoking webcasts to support and educate IFA's, by way of a new lunchtime series called ‘Bento for One’.
Each month Derek Bradley, CEO of PanaceaIFA, will present a short, 15 minute lunchtime presentation, stemming from popular articles from the PanaceaIFA weekly ‘Bento Bulletin’ around matters concerning our industry.
The next ‘Bento for One’ will discuss the FSCS Levy - exploring the unfairness and the unintended consequences of ever increasing cash calls on adviser firms.
RecordedMay 16 201217 mins
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Rory Mcpherson (Head of Investment Strategy, Psigma Investment Management)
Join this presentation where Rory will discuss valuations and business cycles across core asset classes and future returns these imply.
Discussion points will include:
· Quick re-cap on 2016: what’s changed and what does this imply for core asset classes
· What are the big themes for next year?
· What is the “right” portfolio mix for next year?
o What are valuations like
o What are the risks
o Where are the best opportunities
Salim Dhanani (Carta), Ina Yulo, Paul Hampton (Gemalto), Tom Ryan (Anthemis), Lawrence Wintermeyer (Innovate Finance)
2016 has been an eventful year for FinTech in Europe. We’ve seen the rise of challenger banks, established banks snap-up stakes in rising stars, blockchain become mainstream and a growing demand by consumers, and businesses, for increasingly sophisticated FinTech solutions. Great. So now what do we think is in store for 2017?
Join this panel to hear:
-Experts' views on the year that was and what's to come
-Will Blockchain still be a big thing?
-Which new technologies can we expect to boom next year?
-What's the next step in the journey for bank-fintech collaboration?
-How will new regulations affect incumbents and new players?
-Is there any innovation left in the payments industry?
Many fintech companies are successfully disrupting the financial services industry, but traditional obstacles continue to impede fast growth and compliance with strict regulations.
In this webinar, you’ll discover how cloud technology offers the necessary flexibility and functionality, at a fraction of the price of traditional telephony systems.
You’ll also have the chance to ask questions, so this is a great opportunity to better understand cloud communications and learn how your business can benefit from more integrated, flexible and smarter systems.
-Learn how to meet all communications requirements today and tomorrow in the cloud.
-Hear how cloud technology helps fintech address compliance and reduce audit costs.
-Discover how to meet all standards immediately: PCI DSS, FCA & SEC Regulation, MIFID II.
Louise Beaumont (techUK) Megan Caywood (Starling Bank) Bharat Bhushan (IBM)
There is a proliferation of challenger banks in the UK - with 40 in the market, and more coming. They run the full gamut from digital first to branch first; from single product to full service; and from brand new to distinctly vintage.
Join this panel where leading experts will:
Explain the challenger bank landscape
Discuss the drivers behind the 'Challenger' (r)evolution
Argue about what's challenging and what's just PR
Predict where genuine market changing challenge will come from
Christoffer Hernæs, Chris Skinner (FS Club), Brett King (Moven), Matthias Kröner (Fidor), Pascal Bouvier (Santander)
The landscape for financial services is changing, and the jury is still out as to how the endgame is going to play out. One of the concepts shaping this future is open banking.
This development emerged out of the payment area where a perfect storm of shifting customer behavior, regulatory changes, the threat from the four horsemen (Google, Apple, Facebook and Amazon) and the quest for new business models are driving banks toward the open banking paradigm. Join this session to hear what the experts are saying, doing, and planning when it comes to this new key turning point in the banking revolution.
Daniel Morris, Senior Investment Strategist (BNP Paribas Investment Partners)
Is this this beginning of the end of QE? Will interest rates finally end their continuous downward march? What happens to equity markets if they do? Listen to our 2017 Investment Outlook, “Beyond the Shadow of QE”, to find out how to take advantage of the changing landscape with Daniel Morris, Senior Investment Strategist.
Scott Gamble (Mobios Consulting), Bruce Parker (Modo), Adam Kissane (Deloitte), Liam Spence (VocaLink)
Faster, better, safer. These are just some of ways that the payments landscape has changed over the past few years. The payments infrastructure that we now know, is miles away from where it used to be, and it has shown no signs of slowing down.
Join this panel where we'll discuss:
Do retailers care about payments?
Which regulations are affecting payments and what are the latest updates on these?
Which innovations add value to retailers and consumers?
Can mobile and instant payments really be safer?
What do digital payments mean for smaller, independent retailers?
How can we bridge the gap between old and new payment systems?
Lory Kehoe (Director) and Eoin Connolly (Technical Architect) at Deloitte's Blockchain Lab
Need some Blockchain 101? Got some more complex or specific questions on Blockchain technology that you need expert advice on?
Join this live Q&A with senior leaders at Deloitte's Blockchain Lab to get real-time answers to your pressing questions on:
-The basics: what is Blockchain? Do you need it for your job? How can it help you?
-What are the limitations of the technology?
-What can we expect in 2017?
-Industry-specific, case-specific, or project-specific questions
Devie Mohan (Burnmark), Jacqueline Morcombe (Misys), Louise Beaumont (techUK), Keith Ollier (Clydesdale & Yorkshire Bank
With decreasing interest income for lenders, a reported 11% rise in commercial loan volumes isn’t balanced with a relative rise in profits. While certain flavors of bank-originated commercial loans are on the rise, behind the growth story lies a ticking time bomb. Join this live video panel where our experts will discuss why the time for commercial lending transformation is now.
Tune in to this live video panel where we'll cover:
-How can application, underwriting, legal process and credit management be harmonised across commercial lending products to deliver more joined up service to clients, enable digital transformation of the front office and maintain credit compliance?
-What are forward-thinking lenders doing to reduce the time it takes to originate and implement loan facilities for corporate clients by 80-90%?
-According to analyst houses, 85% of banks are looking to replace outdated Loan Origination systems and practices. What now?
Hamish Thomas, Partner, Financial Services Advisory & Dan Jones, FS Legal (EY), Jennifer Riggins, Becky Clements (Metro Bank)
What do financial services firms need to know, and need to do, between now and the 2018 PSD II deadline?
We're filming live at the London Stock Exchange where viewers can get their questions answered live by our experts.
PSD II could have a seismic impact on financial services. It has the potential to fundamentally change the way customers engage with institutions, and how these customers access financial services. There is also potential for open banking to create a platform to drive competition and real innovation in the industry.
But there are also big challenges and threats – data security and liability, to the operating models of financial institutions and from new entrants and third-party providers.
With just over a year to go before the compliance deadline in January 2018 the clock is ticking. Our experts will consider how firms should be looking to strike a balance between regulatory compliance and making the most of the opportunities for innovation afforded by PSD II.
Payments touches everyone. Hence, it is not a surprise that the industry is worth £75 trillion. With digital innovation adding new payment instruments for consumers, speed and transparency coupled with good user experience have become the norm in the area of payments. Following suit, more and more businesses now too are expecting payments to be processed in real-time.
With increased expectations and continuous innovation, let’s discuss the present state of innovation and trends in payments globally, the industry challenges and debate on what is the best way forward to innovate in payments.
Innovation in Payments
- Payments Today
o Developed markets vs Emerging markets
o Which other industries, besides banking, is payments disrupting/innovating in?
o What current B2B and B2C payment solutions stand out?
o Identity and security? Is biometrics the answer?
- What next?
o How should/would the payments ecosystem look like in the next 5-10 years?
o Is collaboration between players in the payments ecosystem the answer to innovation?
o What role will open APIs play in this innovation process?
o Will digital currencies play a significant role in everyday life?
o What is UK’s position in paving the way forward for innovation in payments globally?
In Norway, Sweden and Denmark we experience 65% mobile payment adoption across the whole population. A key insight is that the services offered are all app-based payments, proprietary (like AliPay) and thus eats massively into the traditional card based payments and cash. This has a huge impact on the market dynamics as customers flock to easy to use app based solutions and merchants are no longer bound to physical hardware. Contactless cards and Apple Pay has zero market share. In this talk we will hear from the experts from the market, sharing their story on how Scandinavia became mobile payment champions of the world.
Graham Seel (BankTech Consulting), David Milligan (Matchi), Paul Van Noord, Nabeel Siddiqui (Currency Cloud)
It is particularly challenging for a smaller bank to compete in payment services with larger banks. For example most cannot offer cross-currency or P2P payments. A good innovation strategy will help to nail down what the bank needs to be able to offer, to find the right FinTech partners, and to integrate their solutions.
Francis Scotland, Co-Director of Global Macro Research, Brandywine Global
Francis Scotland, Brandywine Global’s Co-Director of Global Macro Research, discusses why cyclical and secular forces around the globe are transitioning the world economy to a period of slow but gradual improvement in global growth, an outcome at odds with developed country bond markets that seem priced for something far worse.
Robert Vanden Assem, CFA Managing Director & Jonathan Davis, Vice President, PineBridge Investments
How does a fixed income investor survive and thrive in a zero interest rate world? Rob Vanden Assem and Jonathan Davis from the PineBridge Developed Markets Fixed Income team present an interactive exploration into today’s shifting fixed income markets. Where are the opportunities now, and how can investors position their portfolios to benefit whilst avoiding undue risk. Join them as they reveal their prognosis for the future of fixed income.
Join an online community of financial advisers, featuring presentations from a wide variety of industry experts, the events are divided into four themes – Investment & Economics, Tax & Pensions, Better Business and Client Acquisition & Retention.
This channel sits at the heart of the financial adviser community and hosting video and webinar content, providing tools for users to comment and run regular online surveys with a view to keeping the content relevant and timely.