Steve Bee is a prominent pensions strategist. Aside from his role at a major life company, he contributes columns and cartoons for a number of industry publications.
Steve is well known for his campaign to simplify the jargon that surrounds the world of pensions. In the same entertaining down-to-earth way, his presentations tackle head on what many seem to be ignoring.
Half the workforce has no occupational pension. Even if we do make provision, there's no guarantee that it's safe. What of the employers that have changed their payouts from final salary to defined contributions? What of the 300,000 stakeholder pension schemes, which hardly anyone has joined?
Steve Bee was named in Money Marketing's list of the most influential names in UK financial services. He tells audiences how it is, and how he sees the future.
RecordedMar 29 201047 mins
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Payments touches everyone. Hence, it is not a surprise that the industry is worth £75 trillion. With digital innovation adding new payment instruments for consumers, speed and transparency coupled with good user experience have become the norm in the area of payments. Following suit, more and more businesses now too are expecting payments to be processed in real-time.
With increased expectations and continuous innovation, let’s discuss the present state of innovation and trends in payments globally, the industry challenges and debate on what is the best way forward to innovate in payments.
Innovation in Payments
- Payments Today
o Developed markets vs Emerging markets
o Which other industries, besides banking, is payments disrupting/innovating in?
o What current B2B and B2C payment solutions stand out?
o Identity and security? Is biometrics the answer?
- What next?
o How should/would the payments ecosystem look like in the next 5-10 years?
o Is collaboration between players in the payments ecosystem the answer to innovation?
o What role will open APIs play in this innovation process?
o Will digital currencies play a significant role in everyday life?
o What is UK’s position in paving the way forward for innovation in payments globally?
While Mobile payments solutions get most of the attention, despite relatively little user uptake, mobile banking has taken most of the world by storm and is now the most frequently used banking channel in many markets.
Combining mobility with usability and innovative services e.g. in the PFM space has made mobile banking a true success.
Finally, as demonstrated by the mobile only challenger banks entering the scene mobile banking has become an important battleground for customer acquisition and retention.
In this panel we will discuss the following topics:
Current state of mobile banking
The options for challenger banks
Benefits for banks
Benefits for customers
Alexa Fernandez (BBVA), Helene Panzarino (Funding for Dummies), Neha Manaktala (DealIndex), John Hucker (Swiss FinTech)
FinTech has been a buzz word for quite some time now, but how do you make a change from your traditional banking role to a Financial Technology company?
Join us as we explore the industry and highlight opportunities for bankers in FinTech. We'll feature people that have successfully transitioned, leveraging their experience and skills into exciting new roles.
Spend an hour with George Kinder as he leads a group meditation and discusses how to continue developing a mindfulness practice for yourself. There will be time for Q&A and discussion.
Can’t Miss Takeaways -
- You will:Learn the daily practice of Mindfulness and how it delivers practical benefits.
- Have access to an audio guide to a daily Mindfulness practice.
- Receive a free on-line copy of George Kinder’s book, Transforming Suffering into Wisdom: Mindfulness and The Art of Inner Listening.
As people are becoming more interested than ever in the opinions of experts, thought-leaders and self-proclaimed gurus, brands have taken to them to help tell their story. At the end of the day, there’s real power in influencing buying decisions. Could the real influencer not be the celebrity brand advocate nor the social media influencer but rather the actual consumer?
Social media has real power in enabling a dynamic of consumers influencing each other in an exchange of information related to products, services and brands. True influence drives action, not awareness. FinTech will take banking to the next level and that’s what this most interesting discussion will explore.
Join us for a chat with Spiros Margaris from Margaris Advisory and Chris Gledhill from Secco on 6th October at 4pm for a unique conversation on their own perspective about the power of influence and how this relates to financial services.
Ina Yulo (BrightTALK), Steve Tigar (Money Dashboard), Dan Scholey (Moneyhub)
Data visualisation is a discipline that uses graphs and charts to easily communicate large chunks of data into easily digestible formats.
When it comes to personal finance, data visualization has been used to create useful dashboards where users can keep track of their spending, income, and budgeting.
Join this session where we will discuss:
-Why is data visualization so useful when it comes to personal finance?
-What are the best data viz tools/apps for personal finance?
-What are customers missing from banks that personal finance fintechs are able to provide?
-What are the best practice tips for using dashboards and apps to improve personal finance?
-What are some common mistakes people make when managing their personal finances?
-What are some common misconceptions of data visualization?
Dara Albright, Brian Dally (Groundfloor), Jim Jones (IRA Services Trust), Sally Outlaw (CEO, Worthy)
Depressed interest rates and volatile equity markets are driving an unprecedented interest in retail alternative investment products. Fortunately, through the intersection of technology and regulation, new FinTech archetypes are emerging to satisfy that demand.
This webinar will highlight some of these groundbreaking technologies, tools, apps, rules and investment products that are transforming the financial services industry and changing the way people invest as well as save for retirement.
This is a MUST-VIEW webinar for investors of all sizes, financial advisors, wealth managers, FinTech platforms, and regulators.
Anthony Gillham, Co-Investment Director of Multi-Asset at Old Mutual Global Investors
The pension freedoms have created a great opportunity for clients to access their accumulated wealth. OMGI’s presentation will consider what advisers/clients fear most in deriving an income strategy in retirement
• Running out of money – exhausting the pension pot – risk of ruin
• Their ability to sustain their existing levels of consumption given increasing life expectancy
• The effects of inflation on the future purchasing power of their wealth
• The ability to pass any wealth down the generations
Rory McPherson, Head of Investment Strategy, Psigma Investment Management
In this session Rory McPherson will discuss the changing landscape of Multi Asset Investing and whether we still expect it to be a key driver of returns in a post Brexit world. He will review where the returns have come from and focus on what future returns might look like and where they’ll be found.
We look forward to you joining our call on 13th September with Rory McPherson, Head of Investment Strategy, Psigma Investment Management.
Rob Martorana, Brian Gilmartin, Marc Gerstein, Jeff Miller, Ed Stavetski
Six veteran investors explain how they cut through the clutter of sensationalism and pseudo-analysis that litter the landscape of today's financial journalism. The webinar is accompanied by a 30-page slide deck with embedded links. The content is based on an article published by the CFA Institute in July of 2016, and the authors will discuss and debate their approaches.
This presentation, FINTECH: Good and Bad News for Inclusive Sustainable Finance, will explore issues surrounding the rapid deployment of computerized electronic platforms, cryptocurrencies and algorithms now disrupting legacy financial firms and their models.
Good News: this disruption was long overdue and welcome where it overturns inefficient, inequitable, over-priced services, democratizing lending, investment, banking, payments, remittance and widens easy availability of transactions. Widespread adoption of Blockchain-based distributed ledgers offer closer monitoring of financial ethics and performance. Bad News: this electronic, information-rich disruption of legacy finance ranges from algorithmic high-frequency trading (HFT) we explored for the UN Inquiry (2015) to the rapid co-option and buyouts of companies in the FINTECH 100 by the big legacy banks; the excessive run-up in pre-IPO valuations, focusing on big wins, short-term profits – evidence of the same excesses and unsustainable practices needing reform. Even the ingenious market-based reform in IEX’s platform’s technological designed “speed bump” which levels the playing field for investors also can be subverted to extort fees by unscrupulous firms. Vulnerability, internet and spectrum capacity as well as security issues need attention.
While FINTECH offers so many opportunities for reforming and democratizing finance, the race is on to own and control these disruptive firms and their profits. Steering FINTECH firms toward globally inclusive, sustainable development goals as in the UN’s SDGs must now be built in. Ethical standards are key in optimal systemic design. How best to measure their social and environmental impacts, performance metrics and accounting, and monitor prudential architecture at global and national levels? How can we help design FINTECH for inclusive sustainable finance and markets?
Saeed Hassan (Grow Advisors), Matt Hinkley (Rangewell), Paul Sullivan (Modedaweb), Helene Panzarino (Funding for Dummies)
In this webinar, we shall discuss the origins alternative finance and share clues to understand what the future holds. We shall also review what alternative finance will mean for traditional finance organisations, savers investors and businesses alike.
-Alternative Finance - alternative to what exactly?
-Looking back and looking forward to the future of alternative finance
-Review different participants' perspectives, outlining opportunities and challenges for each.
Ina Yulo (BrightTALK), Jacqueline Morcombe (Misys), Kathryn Petralia (Kabbage), Amit Batra (Genpact)
We are living in a digital reality but bank’s corporate clients are already being wooed by post-digital, fintech driven possibilities. Traditional lenders face fundamental challenges to grow their business with 1 in 5 banks still lacking an enterprise digital strategy to serve their corporate clients. With low interest rates and increasing costs, optimising the customer experience might be part of the vision statement, but delivering on this ethos has not been straightforward. Has bank thinking been inside-out in commercial and corporate lending?
Digitalisation has been spurred by a drive for back office simplification. While this delivers improved service levels, self-service for borrowers in commercial lending is still not business as usual. Slow turnarounds, limited digital engagement and an inability to surface key information at the right time in the right place continues to hamper corporate client productivity and liquidity. With an outside-in approach banks are starting to deliver strategies for end-to-end digitalisation and multiple channel, 24x7 self-service - from loan origination, to loan servicing.
Discover how banks can capture new market opportunities, drive revenue growth and free up relationship managers time while also embracing integration, collaboration and choice in a post-digital world.
In this webinar, a panel of experts will reveal
- Use cases for banks to simplify the lending process and drive end-to-end digitalisation in commercial and corporate lending
- The key pillars underpinning the corporate borrower’s user experience
- How digital strategy today, can drive lending nirvana tomorrow
Jesse Podell, Tripp Hornick (SMBscorecard), Philip Rakhou (Avicenna Ventures), Nadia Andersen (Deloitte), Dave Sutter (Fluent
In this session, our panel will discuss:
-Current trends in lending
- Risk & Cross border lending
- Bank appetite for innovation
- Startups making inroads
- Emerging trends in factoring and AR trading
- Blockchain and distributed ledgers
-How SMEs can benefit from this new trend
Suzanne Evans (Grow Advisors), Richard Carter (Nostrum Group), Snehal Fulzele (Cloud Lending Solutions)
Join this panel to familiarise yourself with the global online lending industry. The panel will discuss the key issues, challenges and opportunities presented to the banking industry. The goal will be to equip those responsible for business development and strategy to have a clearer idea of what is happening and how to prepare for the future.
Some discussion points will include:
-Challenges facing independent p2p lenders that the banks are better placed to overcome
-Why online lending platforms for banks should be structured differently to independent online lenders
-What type of bank may be more naturally suited to online lending?
-How are banks setting up to face the challenge and opportunity presented by online lending?
Igor Tsukerman (President & Chief Investment Officer, Passed Pawn Advisors)
From Ireland to Portugal to Greece, and from Spanish real estate to Italian bad loans to Brexit -- Europe has been seemingly living from crisis to crisis since 2008. Investment climate remains challenging in many areas, as economic growth, bad debt and the Euro remain key risks.
At least one place in Europe, however, may offer an intriguing investment opportunity: an economy with healthy growth, manageable debt, and a major, non-Euro currency. Welcome to Sweden.
Michael Browne, Portfolio Manager, European Long/Short
The weeks following the UK’s vote to leave the European Union have seen political upheaval, huge exchange rate movements, central banks signalling further loosening of monetary policy and an initial sell off for European equity markets followed by a normalisation of volatility. But where does that leave the future of European equities? Join Michael Browne, European Equity Long/Short portfolio manager at Martin Currie to find out his views on the future for Europe, protection of capital through the short term uncertainty and how he believes there are still ways for fundamental long/short stock pickers to capture company opportunities and generate returns for clients.
Graham Seel (BankTech Consulting), Shirish Netke (Amberoon), Bob Mark (Black Diamond Risk), Ravi Kalakota (LiquidHub)
When it comes to tracking the flow of money, it’s no doubt that studying patterns and analytics behind the transactions are important in fighting financial crime.
Join this session where we'll discuss:
-The application of machine learning and big data in AML monitoring
-How to implement proper Know-Your-Customer (KYC) processes
-Challenges around automation and using predictive analytics to prevent future issues
Join an online community of financial advisers, featuring presentations from a wide variety of industry experts, the events are divided into four themes – Investment & Economics, Tax & Pensions, Better Business and Client Acquisition & Retention.
This channel sits at the heart of the financial adviser community and hosting video and webinar content, providing tools for users to comment and run regular online surveys with a view to keeping the content relevant and timely.