Financial Regulation

As an IT auditor for local governments, one of the most often asked I get during audits is who should setup user access in the financial application. There is a debate of whether it should be IT or finance staff that create accounts and setup access. As with any professional my answer is it depends. It depends upon other controls that might be in place. What I like to do with clients is walk them through the needs and risks to help them design and understand the process they come up with. Let’s walk thought the logic and see what might be the best answer for your organization. Plus, we will answer a question from a listener on hacking Instagram accounts.

Coverage
NIST CSF, NIST SP 800-53, PCI DSS, COBIT, ISO 27001, COSO
IT, Cloud

The introduction of the Pensions Dashboard presents a transformative opportunity for the pensions industry, driving greater public engagement and boosting long-term savings.



To ensure success, it’s vital that from the outset users can easily validate themselves and only the correct data is shown to the correct person. Inaccurate data going into the dashboard will result in a poor outcome for customers, potential penalties for the providers, and customers will be unlikely to return to the dashboard as a result.



Experian’s work with Pension Providers has shown data quality to be challenge for the industry. It’s essential Pension Providers tackle this challenge and focus on improving the quality of their customer data for the dashboard to be a success, and providers to reap the benefits.



Join this webinar to hear from Experian pension specialists as they discuss:

· Key takeaways from the DWP’s Feasibility Report

· Data challenges facing pension organisations

· Why data quality is key to Pension Dashboard success

· What steps you can take to begin to address your data quality challenges

This webinar will provide an update on derivatives regulatory developments in the EU and the US, addressing the implications of Brexit for derivatives, as well as recent developments relating to the CFTC’s regulations for swaps and the SEC’s regulations for security-based swaps.

Additional topics to be discussed include:
•The upcoming EMIR II regulation
•The impact of the EU’s financial Benchmarks Regulation
•The initial margin “Big Bang”

Time: 11am - 12pm EDT / 4pm - 5pm BST

- Performance of SOFR since its introduction and observations
- Review of product developments
- Overview of ARRC working groups and fall back language
- Timeline / preparation for transition

Customer Consent in an Open Banking World
Join us for a new webinar sponsored by Envestnet | Yodlee and FinTech Futures

Date: 09.05.2019
Time: 7am PT / 3pm BST

Designed to promote innovation, customer choice, and financial inclusion, open banking offers a wide range of benefits for end users. Yet in order to take advantage of the benefits, customer need to understand the implications and opportunities involved with sharing their data. Wherever your company is located, it pays to fully understand existing and future data privacy mandates so you can educate and empower your customers and gain their informed consent. To find out how, attend our webinar.

Register to learn how to:

• Prepare for privacy and security challenges involved with sharing consumer data

• Educate and empower customers about data permission and privacy without confusing, boring, or scaring them

• Meet requirements for Strong Customer Authentication (SCA) and authorization

• Create an innovative user experience that puts customer transparency and control at the center

• Reduce customer abandonment with the right open banking disclosures

• Streamline data access and ensure end-to-end data security with a secure and trustworthy API

Don’t miss this free webinar on the open banking customer experience.


Register now!

Join Julie Bennett, Head of Thought Leadership, Americas and John Millward, Managing Director, Structured Finance Group for a discussion on the Background on SOFR, Trading Dynamics and Swap Conventions, FRN Developments: DCM, ARRC Fallback Language –Syndicated Loans and FRNs.

A short video to explain the benefits Re:Call can bring to your organisation.

[Live Recording] It's time to spruce up the close checklist! Join us in this webinar where we will revisit best practices as well as practical tips to help improve the financial close process. Whether you have a close checklist, a close calendar, or even if you are still forming a close process, these practices will surely help your period-end close.

Please note: CPE credit not available for this playback

Join Julie Bennett, Head of Thought Leadership, Americas and John Millward, Managing Director, Structured Finance Group for a discussion on the nature of the replacement benchmarks, the potential impacts of these reforms and how to prepare for the upcoming changes. You will be invited to further sessions that will cover certain aspects of the IBOR transition in more detail.

[Live Recording] Join us for an overview of the SEC's Whistleblower Program. Learn about how the program is set up, the extent of damages awarded to date, and the resulting benefits the program has produced for our society at large.

Please note: CPE credit not available for this playback

Blended finance and the SDGs: examining how public and private capital can work together for positive societal and financial outcomes

The OECD defines blended finance as “the strategic use of development finance for the mobilization of additional finance towards the SDGs in developing countries.”
This RI webinar will drill down into key areas of the blended finance discussion.
If achieving the SDGs requires a massive infrastructure build-out to provide clean water and sanitation (SDG6), affordable and clean energy (SDG7), and health centres and hospitals in urban and rural areas (SDG3), how can the blended finance of public and private money actually do this, and through what structures/terms?
Expert speakers will present case studies on the integration of blended finance structures into existing investment strategies and explain how it can yield a positive return both for investors and communities.

Speakers

Sharon Spiegel, Chief, Policy Analysis & Development Branch, Financing for Sustainable Development Office, Department of Economic and Social Affairs, United Nations

Mafalda Duarte, Director, Climate Investment Funds

Ladé Araba, Managing Director, Africa Region, Convergence

Jennifer Pryce, President and CEO, Calvert Impact Capital

Moderated by Vibeka Mair, Responsible Investor

Research indicates employees that work remotely are more likely to feel anxious, isolated and have higher levels of technology related frustration than office-based staff. So, finding ways of connecting people, so they can be as productive, engaged and satisfied is key.

Find out how TeleWare helped a tier 1 bank improve their mobile communications as part of their digital transformation programme.

Join Mark Elwood, Director Marketing as he discusses:

• How digital transformation projects are creating more productive, remote employees
• How Re: Call is helping businesses take a new approach to mobile communications
• What you can do to create connected, collaborative and productive employees

Wondering how to get into the cannabis industry? Join Mary's List along with Solonje Burnett, Sasha Perelman & Ashley Kingsley as they discuss community & the importance of creating events of impact.

Solonje Burnett is a cannavist & Co-Founder of Humble Bloom. As a culture consultant, she creates innovative workplace conferences, designs & implements D&I plans & forges agency partnerships. Her clients include Databricks, Working Mother Media, BetterCloud, & Koya Leadership Partners. Solonje produces events & festivals for conscious companies, hosts nightlife parties & programs music at membership clubs. She has worked with Afropunk, Summit Series, Le Bain at the Standard Hotel, Transgender Legal Defense & Education Fund & Soho House, among others.

Sasha Perelman is the CEO of Revolver Productions. With 17+ years of global brand event curation, her portfolio includes Yves Saint Laurent, Giorgio Armani, 23&Me, & Lenscrafters. Sasha’s event 'Immersion' was featured in Rolling Stone as the “Best Pot Party in California.” In 2017, Revolver worked with the Grammy Award Winning Artist & Activist Common’s Non-Profit, Imagine Justice, for the Hope & Redemption Tour - a 30,000 person concert in Sacramento, & two prison shows raising awareness around mass incarceration. In 2018, Revolver Productions, partnered with MARY Magazine to launched Mary Talks - discussions around cannabis as a wellness & lifestyle tool.

Ashley Kingsley is the Co-Founder of Ellementa. She is a strategic, multidisciplinary marketing executive who partners with CEOs & entrepreneurs - multi-million dollar brands and start-ups alike - to grow companies, brands, & profits. Noted as 'Top 50 People to Watch in Social Media' by Arrea Agency in 2017, she built & launched Daily Deals for Moms that expanded into 27 markets before it sold. She has been featured in the Wall Street Journal, Fox, CNN, CNBC, MSNBC, Mashable for Daily Deals for Mom, HERB, Techcrunch, Women's Day Magazine, Westword, & Fox31.

Wondering how to get into the cannabis industry? Join Mary's List along with Mary Pryor and Cynthia Salarizadeh as they discuss the world of cannabis marketing, their own career transitions, and the future of cannabis advertising and media.

Mary Pryor is the Co-Founder and CEO of Cannaclusive. She is a passionate and vocal media expert currently based in Los Angeles and New York. Raised in Detroit, Michigan, Mary received exposure to automotive design, electrical engineering, music, digital arts and marketing at an early age. Today, Mary is a powerful and accomplished Digital and Marketing Specialist who has worked for major brands such as Sony Music Group, Viacom, Attention PR, City Parks Foundation, Mirrorball, Uptown Magazine, Black Enterprise, CBS News, Ebony Magazine, The Rolling Stones, VaynerMedia, Mindshare, McGarryBowen, McCann, SheKnows, and MusicWorld.

Cynthia Salarizadeh is the Founder of AxisWire, as well as the Founder of House of Saka, which houses the world’s first cannabis infused still and sparkling rosé out of Napa Valley. In addition, Cynthia is the Co-founder of Green Market Media, most recognized for its cannabis finance news publication, Green Market Report, as well as Co-founder of Industry Power Women. As an entrepreneur, Cynthia has either founded or co-founded multiple companies that have successfully exited through acquisition within the cannabis industry. In 2018, Cynthia was nominated as Entrepreneur of the Year and CEO of the Year by Cashinbis; she was named by High Times as one of the 100 Women in High Places, and she was featured by Dope Magazine as one of the “Outstanding Women in Cannabis."

Hear from Michael Anthony, Managing Director, Global Head of HSBC Thought Leadership and Charlie Cooke, Director HSBC Thought Leadership, as they provide an overview of the key changes introduced by IFRS 16 and the expected impact on risk management, convenants, corporate credit ratings and assets.

Wondering how to get into the cannabis industry? Join Mary's List along with Adelia Carrillo and Lisa Snyder as they discuss start-up life, career transitions and being entrepreneurs.

Adelia Carrillo - Founder & CEO of Direct Cannabis Network. DCN is the leading digital B2B news network covering the latest tech, entrepreneurs and innovative companies in the cannabis industry. With her roots in the corporate and consumer electronics industry, her passion for technology, startups and innovation has been a key strength in her transition into the cannabis space. Becoming a voice for the upcoming startups, uniting the cannabis business community, Adelia is building an inspiring yet prominent voice in the world on the topic of cannabis entrepreneurship.

Lisa Snyder - Founder & CEO of Tokeativity, The Global Cannabis Community for Women. Lisa is a cannabis and women’s rights activist, a web developer and online strategist. She has designed and launched over three hundred websites and digital campaigns, including ecommerce & membership platforms, and has extensive background in Google SEO leading back to 2004. Her work has been recognized in Forbes, Rolling Stone, The Guardian, MJ Lifestyle, Travel Portland, CannabisTours.com, Dope Magazine, Civilized, Willamette Week and Time Out New York among others.

Hear from Michael Anthony, Managing Director, Global Head of HSBC Thought Leadership and Charlie Cooke, Director HSBC Thought Leadership, as they provide an overview of the key changes introduced by IFRS 16 and the expected impact on risk management, convenants, corporate credit ratings and assets.

Collaboration is a key growth area for the future. Those who do not work together will be left out of new ecosystems forming for financial services, and will find it harder and harder to maintain their competitive market position.

Knowing what you need, what to avoid, and solutions for leading your organisation to innovate with Fintechs collaboratively can seem daunting. RedHat and FinTech Futures will explain how this can be easily simplified.

In this panel webinar hear from leading financial and technology companies and learn:

- How to create activities, such as hackathons, for new idea generation
- Best practices for expanding your developer network
- Building the internal culture developers want to work for

Technology and increasing competition have rendered the financial services sector very much under pressure. Banking is not what it used to be, and it’s becoming clear that new players are appearing by the minute, who will take a seemingly marginal share.

However, these changes are not as bad as they seem. If we focus on the potential of Fintech disintermediation, digital transformation, data proliferation, it’s easy to see that the industry is ripe for disruption.

Future growth and success belong to those institutions who align on strategy to marshal these forces to build and retain market share through superior products, service and customer outcomes.

Banking and Financial Services Industry leaders must now look to push the boundaries of innovation even further and question exactly how the implementation of emerging technology enablers can help them to truly redefine the customer experience.

In this webinar, Jon Deutsch, from Information Builders; and Dave Birch, Global Ambassador at Consult Hyperion, will tackle these issues in-depth to provide a technology insight into the what these changes entail, and how the business models are changing.

Technology and increasing competition have rendered the financial services sector very much under pressure. Banking is not what it used to be, and it’s becoming clear that new players are appearing by the minute, who will take a seemingly marginal share.

However, these changes are not as bad as they seem. If we focus on the potential of Fintech disintermediation, digital transformation, data proliferation, it’s easy to see that the industry is ripe for disruption.

Future growth and success belong to those institutions who align on strategy to marshal these forces to build and retain market share through superior products, service and customer outcomes.

Banking and Financial Services Industry leaders must now look to push the boundaries of innovation even further and question exactly how the implementation of emerging technology enablers can help them to truly redefine the customer experience.

In this webinar, Jon Deutsch, from Information Builders; and Dave Birch, Global Ambassador at Consult Hyperion, will tackle these issues in-depth to provide a technology insight into the what these changes entail, and how the business models are changing.

With a proven track-record of providing regulatory reporting solutions in the financial services industry, UnaVista and IHS Markit have teamed-up to help firms prepare more thoroughly for their SFTR reporting obligations.

¿Está su solución actual de punto de venta (POS) lista para las necesidades omnicanal del retail actual? Con compradores cada vez más exigentes, los minoristas deben adoptar soluciones más ágiles y flexibles que permitan apoyar su estrategia omnicanal.

Este webinar presentará las capacidades clave que una solución POS moderna debe ofrecer para permitir a los minoristas impulsar sus ventas y mejorar el rendimiento de sus tiendas.

Is your POS system pulling its weight? With omnichannel expectations higher than ever, your POS system needs to work much harder to ensure your customers keep coming back to your stores.

This webinar will outline some of the key capabilities that a modern POS should have to enable retailers to boost sales and thus improve store performance.

FinTech Futures and KAE, a strategic marketing consultancy firm, bring you short and sweet round-ups of the week’s selected news stories.

This week we cover:
- New York Fed launches fintech advisory group
- Apple announces digital credit card
- BOC granted virtual banking licence in Hong Kong
- Klarna’s new platform connects fintechs and 4,300 banks

For more fintech news, please visit www.bankingtech.com or sign up to our daily newsletter here: http://bit.ly/2Uakyuv

Biometric technology has been gathering traction and is becoming almost ubiquitous across a range of industries and applications. But how does it work, what are the benefits, and what do businesses need to look at when implementing the technology?

Watch this Q&A with Onfido’s biometrics expert, Susana Lopes, to learn:
The new trends and tech that are seeing biometrics replace traditional identifiers
Why a single biometric isn’t a silver bullet, and why multi-factor doesn’t always mean more secure
The difference between behavioural and biological biometrics, and which will work best for your users
What should be on your checklist when implementing biometric solutions.