Financial Regulation

In the wake of the global financial crisis, the Financial Stability Board (FSB), with the support of the G20 nations, launched its Shadow Banking initiative, to monitor non-banks that perform bank-like activities. This was in response to findings that certain non-banks exacerbated the build-up of excessive leverage and effected substantial maturity transformation, leading to financial stability concerns.
One of the key recommendations emerging from the FSB initiative was the collation and monitoring by financial stability authorities of data on securities financing transactions. Following the FSB initiative, the Securities Financing Transactions Regulation (SFTR) was introduced in the EU in 2016, but is not yet fully operational.

This presentation will cover:
•the scope of the SFTR (which entities and which types of transactions are included);
•disclosure of SFTs;
•transparency of SFTs to fund investors;
•restrictions on reuse of collateral;
•sanctions;
•third country issues; and
•effects of Brexit.

With the feasibility study published (Dec), 2019 finally sees the pensions dashboard move from theory to build and implementation. Join us for this expert webinar panel when we talk about the outcome of the feasibility study, what we should see in 2019 and what you need to plan for.

Panellists:
Richard Howells, Director of Insurance, Wealth, Life and Pensions, Experian
Rod Bryson, Director of Long term Savings & Insurance, CapGemini
Michael Lightfoot, Director, Equiniti
Peter Mann, Chairman, Bravura Solutions

After more than 40 years of relying on Interbank Offered Rates (IBOR) as a reference rate for more than $350 trillion in contracts across a range of financial products, the industry is preparing for a discontinuation of IBOR by 2021.

The transition away from IBOR is a certainty, and will be significant for all market participants. The pace of the transition is rapidly accelerating with considerable developments in fallback language, selection of alternate reference rates (ARR), and increasing liquidity in derivatives and cash markets linked to the new ARR.

The webinar will focus on the key market developments, transition timelines, market adoption and liquidity, term rates, and operational readiness. The panellists will discuss the pace of progress, leading practices, and key transition challenges.

The panel will be moderated by Roy Choudhury, Principal, Global IBOR Leader, EY.

Panellists include:
➢Scott O’Malia, CEO, ISDA
➢Ian Fox, Group Funding and Liquidity Management Director, Lloyds Banking Group
➢Shankar Mukherjee, UK IBOR Leader, EY

Topics for discussion include:
➢Lessons learned from the “Dear CEO Letter” submissions and supervisory expectations
➢What is going to drive the adoption of ARR in the markets
➢Developing fallbacks for LIBOR and other key IBORs
➢What organizations can do to make the transition path easier and what they should focus on now

For more information please visit ey.com/ibor.

In this webinar we argue that while the environment for retailers in the Middle East has changed in recent years, the attractions for both local and multinational retailers remain largely undiminished.

Join Responsible Investor and FTSE Russell for an interactive webinar on green real estate!

Climate change poses clear and material risks to real estate assets with the potential to impact return profiles. Real estate investing has historically lacked the appropriate tools to allow investors to assess their exposure to climate risk and to integrate it effectively in their investment strategies.

To help address this gap, FTSE Russell developed the FTSE EPRA Nareit Green Indexes to allow investors to identify real estate companies with strong sustainability performance. These indexes are a sustainability-focused extension to the FTSE EPRA Nareit Global Real Estate Index Series, a leading series of listed real estate benchmarks with approximately US$341billion of assets tracking this series.*

* Data as of December 31, 2017 as reported on April 2, 2018 by eVestment for institutional assets, Morningstar for retail mutual funds, insurance products, and ETFs, and additional passive assets directly collected by FTSE Russell.

· Listed Real Estate market trends in Developed markets, specifically Europe and North America
· Facing the sustainable real estate challenge – what is important to know
· The world’s largest asset class – addressing the investment data gaps
· Real Estate Indexes have the ‘green’ light - case for integrating sustainability considerations in Real Estate benchmarks
· Building for a green economy future – where to from here
· Q&A from the audience

Speakers include:
Ali Zaidi, Director of Research & Indexes, European Public Real Estate Association (EPRA)
Calvin Schnure, Senior Vice President, Research & Economic Analysis, National Association of REITs (Nareit)
Jaakko Kooroshy, Head of Innovation and Standards, Sustainable Investment, FTSE Russell

Moderated by Tony Hay, Publisher, Responsible Investor

As an IT auditor for local governments, one of the most often asked I get during audits is who should setup user access in the financial application. There is a debate of whether it should be IT or finance staff that create accounts and setup access. As with any professional my answer is it depends. It depends upon other controls that might be in place. What I like to do with clients is walk them through the needs and risks to help them design and understand the process they come up with. Let’s walk thought the logic and see what might be the best answer for your organization. Plus, we will answer a question from a listener on hacking Instagram accounts.

If you are feeling challenged by regulatory change, you are not alone. Everyone involved in information governance, at every stage of the information lifecycle, is feeling the effects – from Records Management and the Data Office through to Legal and Compliance. Heightened focus on data protection has created a collision of worlds – new intersections between data, records, privacy and security, requiring superhero experience, skill and agility to solve.

•How have changes in data privacy and protection disrupted information governance?
•How are financial institutions ensuring compliance, faced with extensive regulatory change?
•Which technologies are best suited to managing regulatory change?

We have assembled a team of superheroes to debate how to tackle these challenges, and offer tips to help you combat compliance.

Meet the superhero panel
Devie Mohan, Co-Founder and CEO, Burnmark
Lynn Molfetta, Global Head of Records Management, Deutsche Bank
Matthew Bernstein, Information Management Strategist, MC Bernstein Data
Ben Richmond, Founder and CEO, CUBE

Exclusive Research Report Access!
Register now to get your pre-launch copy of Burnmark’s latest research report ‘RegTech for Information Governance’, direct to your in-box immediately following the webinar.

If you are a Chief Data Officer, Head of Information Governance, Head of Records Management or a Chief Compliance Officer, register now to discover if your information governance is standing up to regulatory change.

Employee expectations to technology are changing rapidly. In their personal lives they often use the very latest technology, but often that can be difficult for firms to replicate. So, BYOD is becoming increasingly attractive for many employees who would like to use the technology they know and love for business as well as pleasure.
Join our panel of experts who will explore how BYOD strategies are evolving and how Re:Call from TeleWare could be the secret weapon you didn’t know you needed.

Los minoristas deben cuidar todos los aspectos de su negocio si quieren lograr un rendimiento superior y una ventaja competitiva sostenible. Hoy en día, una mejor gestión de inventario debería ser de la máxima prioridad, dado el gran impacto que supone sobre los costes y la influencia sobre la experiencia general de compra del consumidor. Al eliminar procesos manuales e implementar pronósticos de demanda, es posible planificar y optimizar niveles de inventario, evitar errores y los costes asociados a un exceso de inventario o inventarios obsoletos, y gestionar mejor las nuevas demandas de los clientes, tales como la compra online y recogida en tienda (BOPIS), para ofrecer un servicio al cliente superior.

Retailers need to look at all aspects of their business if they want to achieve superior performance and a sustainable advantage. Better inventory management should be a top priority today because of the big impact it has on costs and influencing overall customer experience. By eliminating manual processes and implementing demand forecasting, you can plan and optimize inventory levels, avoid errors and the costs associated with excess or stranded inventory, and better handle new customer demands such as Buy Online Pickup in Store (BOPIS), so delivering superior customer service.

Introducing Re:Call - An App that gives you a second number on your personal phone for business calls and SMS

David Rich, Executive Vice President, Vocalink Services on real-time payments risks, what can financial institutions do to mitigate risk and how to successfully defeat network-level fraud.

Identity fraud cost the United States $16.8 billion in 2017. For Financial Services, the issue is acute. Thanks to a recent spate of data breaches, SSNs and other traditional identifiers are no longer fit for purpose. But without identity verification, new customers can’t be onboarded.

Increasingly strict KYC and CDD regulations are raising fresh challenges. Add too much friction, and the user experience suffers. New solutions will need new thinking – and new technologies.

Join this webinar to learn:

- How new regulations like NIST, the Banking Reform Act and GDPR are driving disruption in financial services
- How financial services can leverage new technologies like biometrics, AI and machine learning for more scalable and secure digital onboarding
- Why passive data proofing is no longer enough – and which authentication approaches to avoid

Risk retention requirements, or 'keeping skin in the game' were intended as a means of addressing the misalignment of incentives that were inherent in many of the 'originate to distribute' securitisation products. Has the aim been achieved and how have these requirements developed in the US and in the EU?

This presentation will cover:
· comparison of US and EU risk retention requirements;
· market reaction to the LSTA decision; and
· new regulatory framework for securitisations transactions in the EU.

This webinar has CLE accreditation.

Three years ago, the United Nations adopted the Sustainable Development Goals (SDGs) as a global call to action for positive change. Ever since, the global investment community has become increasingly eager to achieve some kind of “SDG alignment”.

Near the anniversary of the establishment of the SDGs, this RI/ISS-ESG webinar provides an overview of how impact investing connects to the SDGs, and how investors are measuring effectiveness.

- What drives investors to choose the SDGs as a framework for investing and how are they approaching this?

- What tools are available to identify and measure companies’ contributing to the SDGs? Should SDG investments be focusing on products & services or on companies’ operations?

- What are the challenges to investing in the SDGs? Are the SDG even investable in mainstream investment, given the fact that many of the SDGs and targeting problems in emerging markets that are probably rather solved by modest projects rather than large listed corporates?

- Is there a risk of SDG-washing and sticking SDG labels on existing mainstream investments? How can this be prevented?

Speakers

Ladislas Smia, Co-head of Responsible Investment Research, Mirova

Piet Klop, Senior Advisor Responsible Investment, PGGM

Jennifer Signori, Senior Vice President, ESG and Impact Investing, Neuberger Berman

Julia Hakke, Head of Responsible Investment Sales, ISS ESG

Moderater:
Vibeka Mair, Senior Reporter, Responsible Investor

Launching Re:Call from TeleWare at Microsoft's premier UK event. The TeleWare stand was a great success. Watch the video today

Just 29% of UK employees work for firms that operate flexible working policies for all employees according to recent research commissioned by TeleWare.

This highlights the stark differences in how firms are creating workforces who can work flexibly in an increasingly mobile environment. One thing is certain, tools that enable employees to work wherever and whenever they want to are here to stay, but how firms deploy them could be the difference between success or failure.

Join us in the latest webinar in our mobility and productivity programme where we will share exclusive insight into mobile and flexible working practices.

Join our panel of experts to find out:
•The impact on businesses who fail to deliver changing flexible working expectations
•The technological advancements that are helping firms operate flexibly
•The benefits and the pitfalls of a more mobility enabled workforce
•The barriers to successful adoption and how you can overcome them.

Panellists:
Steve Haworth, CEO, TeleWare
Andrew Fawcett, Product Manager, TeleWare

Experis Finance is pleased to announce the third webinar in our Hot Topics series. Our goal is to provide you with a series of webinars that provide practical insights on topics of interest to internal audit, risk and compliance professionals, audit committees, and board members.

Our third session covers Internal Audit Function Effectiveness.

In this webinar, a panel of seasoned Internal Audit practitioners from Experis Finance will share their insights, experiences and recommendations on how Internal Audit functions can assess the effectiveness of their activities. With different drivers and many available possibilities, this is a classic “one size does not fit all” scenario. This session will help Internal Audit leaders understand the available options in order to determine the approach and methodology that best suits their individual situation and relevant stakeholders.

During this webinar, we will address the following topics:
•How is Internal Audit effectiveness defined and how can Internal Audit manage the competing expectations of their stakeholders (Senior Management, the Board, the Audit Committee, Regulators, External Auditors, etc.)?
•What are the elements of the Quality Assurance and Improvement Program (QAIP) as defined by the IIA’s International Standards for the Professional Practice of Internal Auditing? Are there different options and possibilities for assessing Internal Audit effectiveness?

Webinar presented by Appian and KPMG - 15 November 2018 2pm GMT.

The race to tighten up GDPR compliance is still on. Are you managing GDPR effectively?

November will mark six months since the General Data Protection Regulations (GDPR) came into effect. Faced with the regulations, numerous institutions have had to modify how they harvest, store and use their customers’ data.

Having significant experience with regulatory compliance, many financial services and insurance companies are well ahead of the curve with GDPR compliance. However, a number of large organisations have only implemented measures to deal with the minimum requirements.

In a brand-new live broadcast on 15th November at 2 pm GMT, Nathalie Semmes, KPMG and Guy Mettrick, Appian will discuss handling GDPR compliance and sustainable technological solutions - the right way.

Key Themes
●Achieving alignment across the business
●Ensuring integration with existing systems to comply with the requirements
●Assuring compliance is demonstrable to regulators
●Operationalising GDPR compliance
●Security - handling new threats in the digital environment

Please note that your details will be shared with Appian after you have viewed this webinar.

Net new revenue can only come from net new offerings. Expanding the landscape by embedding services into daily activities brings financial transactions into context for customers.

Inclusion in broader ecosystems, to drive innovative services that impact the top line - is founded in open source projects, principles and practices.

In this session, learn:

- Where innovation in open source is leading the way
- Why safety and trust will become more critical than ever
- How open platforms are creating new value streams

SPEAKER
Alessandro Petroni, Global Director of Strategy and Solutions, Red Hat Financial Services

MODERATOR
Henry Vilar, Reporter, FinTech Futures

How can investors think about sustainability in their wider corporate bond portfolios, and how are regulators and other public bodies beginning to address climate risk in bond markets?

In this webinar, our experts discuss the current efforts being made to integrate ESG into the asset class and some of the lessons learnt so far.


Speakers:

Tomas Morsing, Head of Quant Strategies, Swedish pension fund AP2

Carmen Nuzzo, Senior Consultant, ESG in Credit Ratings Initiative, PRI

Lev Dynkin, MD, Head of the Quantitative Portfolio Strategy Group, Barclays Research

Moderated by Sophie Robinson-Tillett, Deputy Editor, Responsible Investor

Further Readings:

https://www.investmentbank.barclays.com/our-insights/ESG-investing-yields-positive-returns-in-select-bond-markets.html?icid=ESG2_RIwebinar

Check out our highlights video from Future Decoded 2018 to see what we got up to (you might have even made the final cut!).

Identity theft is the fastest-growing crime in the U.S. Globally, one in 60 online transactions are fraudulent. So, if you fail to catch that fraud, the cost to your business – both reputational and financial – can be catastrophic

PYMNTS CEO Karen Webster and Kevin Trilli, chief product officer at Onfido, discuss the current trends in fraud techniques, and reveal how risk and fraud managers can utilize new technologies to catch them.

Attendees will learn:

- The most common identity document fraud techniques and how to spot them
- The challenges of tackling 3D fraud in digital, 2D environments
- How AI and biometrics are changing the face of online security and access
- Why fighting fraud will require a mix of human and machine expertise

Join us for a new webinar sponsored by Envestnet | Yodlee and hosted by Fintech Futures

Intended to protect consumers, promote innovation, and make European payments services safer, complying with the Revised Payment Service Directive (PSD2) and Open Banking requirements can be both challenging and rewarding. Envestnet | Yodlee® and Fintech Futures have teamed up to discuss how PSD2 is revolutionizing the financial services industry in the UK and beyond, and how you can position your firm to comply with the regulations while taking advantage of the opportunities.

In the webinar, we’ll cover:

• The impact of PSD2 on financial institutions and fintech innovators inside and outside Europe

• How to meet PSD2 and open banking specifications with a single API solution

• How to comply with Strong Customer Authentication (SCA), consent management, and federated authentication requirements

• How open banking generates opportunities to deliver additional offerings such as mortgages, loans, cash management solutions, and more, all easily accessible to consumers

Join us for this webinar and hear from Brian Costello, Chief Information Security Office, Envestnet | Yodlee and Gavin Littlejohn, Financial Data and Technology Association as they discuss how to position your firm for success in the new open banking environment.

The EU Benchmark Regulation came into force in June 2016 and most of its provisions came into effect at the start of 2018. It establishes a new regime for the authorisation and supervision of administrators (including non-EU administrators) of financial benchmarks that are used in the EU. We will consider the likely impact of the Regulation in the EU financial markets and look in detail at certain issues raised by market participants including:
· Timetable for benchmark administrators to be authorised under the regulation and the extent to which administrators of pre-existing benchmarks can rely on 'grandfathering' relief up until 2020.
· What indices are within the scope of the Regulation and when will an index be regarded as 'available to the public'?
· What is meant by 'use' of a benchmark in the EU?
· Are there any regulatory obligations on entities that contribute benchmark data?
· What is the impact of Brexit on UK benchmark administrators?