Join this new, vibrant community to learn and connect with top thought leaders, startups and banks who are disrupting the financial services industry. Keep up with the latest news and trends in Fintech and take part in lively debates on topical issues and challenges.
Tech Companies and Start-ups that aim to solve problems in the financial industry have a much harder time than those, that work on simple consumer products. That’s because the financial market is riddled with inefficiencies, which arise because of a number of separate, but equally important issues.
We'll discuss some of these issues in this webinar, such as:
-Regulations are being updated too slowly / Regulations are too complex / Complex Legislation
-Banks are still the most important power in the financial markets / Hegemony of banks in the industry / The everlasting strength of traditional banks
-Fintech products have weak popularity compared to other consumer products / Negative associations related to the whole Financial sector / Lack of consumer trust for financial products
-Hard to reach software developers with experience / Software Developers can’t be found / It’s hard to hire the right people for the job
-Data safety / User privacy / Safety of exchanging financial information
Financial institutions from all over the world are facing increasingly strict regulations regarding the verification and authentication of their customers’ identity. The imminent enforcement of the 4AMLD and the publication of the 5AMLD will nothing but add pressure on the financial services industry.
To keep a competitive edge and still be compliant with the latest Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations, banks, prepaid card operators, digital currency processors, exchanges, and wallets are being compelled to embrace the digitalisation of traditionally cumbersome processes such as customer due diligence and ongoing authentication.
Aiming to simplify KYC in this ever-changing regulatory environment, and optimizing the digital channels for further security and convenience, financial institutions need to successfully achieve this change within their policies, procedures, business models, and technology infrastructures.
During this webinar, our panel of experts will provide answers to the following questions:
•Are the technologies to underpin digital identity verification reliable and robust enough for financial institutions to rely on them?
•Are customers prepared to go down the digital route?
•Can financial institutions strike the right balance between rock-solid compliance, and smooth, easy, digital customer experience?
•How are financial institutions coping with the challenges posed by the latest regulatory updates?
Join us for this panel discussion with our expert speakers:
Don Thibeau, Chairman & President, The Open Identity Exchange (OIX)
Fintan Byrne, Head of Risk & Chief Compliance Officer, CurrencyFair
Sarah Clarke, General Manager - Identity, Mitek
David Rennie, Identity Assurance Programme, UK Cabinet Office
Where is FinTech funding heading in 2017? Innovate Finance provides an update on the investment landscape for 2016 followed by commentary and analysis from a panel of experts.
Simon Taylor, co-Founder of 11:FS
Abdul Haseeb Basit, CFO, Innovate Finance
Mike Treskow, Partner, Eight Roads Ventures
Mike Sigal, Entrepreneur in Residence, 500 Startups
Manuel Silva Martinez, Partner, Santander InnoVentures
Michael Elalouf, CFO, iWoca
Tracy Sambrook, CFO, Nutmeg
Steve Davies, Head of EMEA FinTech Practice, PWC
If passporting rights are lost to UK payments companies, then where should these companies move to become regulated so they can continue to access the EEA?
To answer this question the EPA has published a report comparing the most viable options for companies seeking to become authorised in the EEA. Having reviewed 15 countries, the report undertakes a ‘deep dive’ analysis of the six best countries to be considered.
2016 was a tumultuous year across the world and a serious level of uncertainty remains as we move into 2017. So join Western Asset Chief Investment Officer, Ken Leech as he deep dives into an analysis of the 2016 global market and discusses some 2017 considerations for your portfolio including:
- US Policy uncertainty and how to compensate for this
- The Cyclical surge amidst challenging secular headwinds
- Growth Prospects in the US
- Growth Risks from China
- 2016 Market analyses
It takes more than Superman or his Justice League to develop and maintain an effective app monetization strategy. This is especially true in light of a recent report which found that 0.19 percent of all mobile game players contributed 48 percent of revenue. How can one identify the high-spend users while not alienating the remaining percentage that only have potential to spend within the app?
Ideally, one would customize app strategy according to type of user. Better still, each user would have her own strategy. Unfortunately this isn't a scalable solution to monetization.
In this webinar, you'll learn to:
* Customize your monetization strategy so that it's scalable
* Unlock the revenue potential of lower spending users
* Attract higher-spend users
* Negotiate monetization strategies without alienating current users
* Maximo Cavazzani, founder and CEO, Etermax (Trivia Crack)
* Eric Shashoua, CEO, Kiwi for Gmail
* Stewart Rogers, Director of Technology, VentureBeat
* Wendy Schuchart, Analyst, VentureBeat
Never has there been a more exciting time to work in banking and financial services. Whether it’s rising consumer expectations, the possibilities of new technologies and ways of working, changes in regulation or the new challenges from the thriving UK FinTech sector, it’s clear now is the time for the established businesses in this space to act.
Now is the time to move beyond the ‘innovation theatre’ - typified by the siloed or hidden-away labs, skunkworks, hackathons and accelerators. Now is the time for a new approach to innovation, geared towards getting new products and services to market, into consumers hands, and iterating based on real-world experience and feedback. That’s real innovation.
This webinar contains a small selection of bright ideas we believe can solve genuine customer problems. They range from the pragmatic starting points, fixing some of the fundamental challenges banks face, through to the more inspired and leading edge concepts. What they all have in common is that they are innovations that can be executed on today, this is not sci-fi, this is not ‘innovation theatre’ this is about how to #ExecuteOnInnovation
Yossi Hasson, MD of the Barclays Techstars Accelerator, a successful entrepreneur, mentor and angel investor is about to embark on running the second Barclays Techstars accelerator in Cape Town.
Working with Barclays they will look to bring in the best fintech startups from around the globe to disrupt the financial industry. With his finger firmly on the pulse, Yossi has compiled his predictions for fintech for Africa in 2017.
So why should fintech startups be intersted in joining the Barclays Techstars accelerator? Yossi will take you through the benefits of the programme, how you can make 1 years worth of progress in 3 months and how to deliver a kick ass application to join Techstars.
BioCatch works with leading banks around the world and monitors more than 2 billion transactions per month. Join us as we provide a summary of fraudulent activity gathered via our behavioral biometrics platform in 2016, review the latest trends in online fraud and share some insights as to what 2017 will bring.
How are ETFs used to construct portfolios and deliver goal-based investing solutions? How do data and artificial intelligence help to understand investor behaviour, manage compliance risk, and deliver personalised content?
All this and more will be covered by Anthony Christodoulou, founder of Robo-Investing Europe, an event which features the top thought leaders in digital wealth management and investment solutions.
Financial organizations are entrusted with the some of the most sensitive data and face a constant onslaught of attempts by insiders and hackers to steal incredibly valuable and easily monetized data. In this informative webinar, Kim Ellery, Director Product Marketing at Absolute, will discuss the increasing risk from both advanced attacks and insider threats. Attendees will gain actionable insights on how to balance the emphasis between detecting threats and preventing them in the first place, starting with visibility and actionable intelligence, to gain complete visibility and control of every endpoint device … no matter if they’re on or off the network.
Join the Absolute team on January 25th for an informative webinar on improving your visibility, get actionable insights and strategies to help you detect threats faster or prevent them entirely
What are three key reversals from 2016 that could continue to impact small-caps in 2017? Co-CIO Francis Gannon discusses the dramatic reversals in the small-cap asset class and how they could impact 2017.
There are three game-changers re-shaping banking - and regulation is one of them. Regulations like the Open Banking Standard and PSD2 are opening up banking. But don't discount bank customers and the Tech Titans - their impact will be huge.
Join this webinar to find out how these three forces will impact the banks, and the kind of questions that need smart answers
In today's digital age, a person's identity is classified by a username and password. With Gartner research predicting 26b connected devices in the world (6.5 devices per person) by 2020, what impact is that going to have on the identity of global citizens? In this 30 minute webinar, Bianca Lopes will go over the impact that biometrics can have on the connected world focusing in particular on authentication.
Biometrics & Identity in the Connected World
-Identity - the history + what that means today (username + password)
-Connected World - stats on connected devices + problems that creates in the system (fraud, social inclusion/exclusion)
-What is biometrics - I’ve been told I need to learn about biometrics, what do I actually need to know?
-Common challenges within this industry - suggestions for how to tackle it
AI to Improve Regulatory Compliance, Governance & Auditing. How AI identifies and prevents risks, above and beyond traditional methods. Techniques and analytics that protect customers and firms from cyber-attacks and fraud. Using AI to quickly and efficiently provide evidence for auditing requests.
Machine learning and cognitive computing for:
-Process and Financial Audit
-Data computing systems
-Tools and skills
Cloud UC is being rapidly adopted in the enterprise, but recent research has shown many organizations continue to be challenged with how to effectively integrate cloud in their existing UC ecosystem. The journey to the cloud is different for every organization, as is the end goal; whether your enterprise intends to keep some applications on-premises and adopt a hybrid solution or go fully cloud-based, you are tasked with constructing a roadmap that dictates which parts of your organization to migrate and when.
In this webinar, we’ll look at practical ways to get this transition to cloud UC right. You’ll hear from experts that can help you determine how to:
- Plan, deploy, and migrate
- Operate, troubleshoot problems, and optimize performance
- Maximize usage and adoption by ensuring optimal user experience along the way
Banking has been changing for years, from checks to ATMs to credit cards and now digital - so what comes next?
Join industry experts as they discuss the current state of banking in 2017, and what to look for in the rest of the year featuring:
- Moderator: Marilyn Bochicchio, Founder and CEO of Hidden Brain
- John Rampton, Financial Services Entrepreneur, Journalist and CEO & Founder of Due.com a digital wallet, payments and invoicing system.
- Glen Fosella, Acting CEO and EVP Enterprise Growth at Urban FT, a digital banking provider
- Om Kundu, CEO & Founder, InSpirAVE, a digital platform redefining how users are “saving more, faster” to afford big purchases without debt.
The Fintech industry has taken the financial world by storm, but does it have the legs to change it and keep those changes? Eric wants to know if this industry is here to stay, and talks to the people who are talking about Fintech to find out.
Join this panel session where experts will discuss the following big trends to hit the retail banking space:
·Open banking – Spurred on by regulators, banks will implement plans to open their APIs to third parties, leading some banks to become marketplaces.
· Data analytics – Banks and fintechs will use wider access to transactional and other personal financial data to provide consumers with high quality insight and advice.
·AI – As artificial intelligence becomes more sophisticated, banks will make greater use of this technology, most obviously with chatbot applications.
· New entrants – More digital-only banks will launch or expand their presence in 2017, but customer acquisition will be a challenge.
·Channel use – Branch closure programs will accelerate, while mobile will continue to grow in functionality and popularity, albeit at a slower rate than before.
·Regulation – Regulators will pay increasing attention to the fintech sector as its growing size increases its potential to affect the market, for good or for ill.
For corporations and financial institutions RegTech is the vehicle to decrease compliance costs, control risks, and minimize the potential for regulatory actions and fines, while gaining operational efficiencies from the automation of manual processes. For regulators, it is the bridge between reactive supervision of financial activities and proactive and preventive real-time monitoring of all market participants. And this is only the beginning; the potential of RegTech is far greater than we can appreciate presently.
With such an outlook, it is important we understand what RegTech is, and what its not. How to leverage RegTech solutions in order to reap the benefits of automated compliance, monitoring, and risk management; and most importantly how we can implement such solutions in our organizations.
As with any piece of new technology, the process of discovering, researching, choosing and implementing a RegTech solution is no task for the faint hearted. And, even though we do know the benefits far outweigh the costs, it wouldn’t hurt to have a guiding hand; a roadmap for your first RegTech implementation, and how to achieve successful onboarding.
Join us for a walk down RegTech Lane. At the end of the webinar you will:
- Have a clear concept of RegTech, its benefits and potential
- Know what to take into consideration when researching RegTech solutions for your organization
- Understand the hurdles to implement a RegTech solution
- Have a list of action items necessary to overcome these implementation obstacles
There's no shortage of risks now, but experienced investors consider what could go right as well as wrong. That's why we brought four of Legg Mason’s top managers together to explore the potential positives for 2017 -- and how the year could unfold to get there. Welcome to this edition of MASTERCLASS.
•Scott Glasser - Co-CIO, Managing Director, Portfolio Manager at ClearBridge Investments
•Carl Eichstaedt - Portfolio Manager at Western Asset
•Jack McIntyre - Portfolio Manager at Brandywine Global
•James Norman - President, Equity Strategy at QS Investors
Cyber threats are constantly evolving, increasing in both sophistication and how they impact victims. In today’s world, you must battle a wide range of adversaries, from hacktivists to state-sponsored threats. The most significant of these threats are advanced attackers who carefully plan and execute breaches into victim organisations.
In this live webinar, Roger J. Francis, Senior Consultant at Mandiant, a FireEye company, will discuss real-world incidents and steps organisations should take to minimise the financial impact of a data breach.
The seismic effects of PSD2 will hit banking hard in the next 18 months. And as the regulation lays the foundations for a new era of openness in financial services it is already disturbing the comfortable status quo. Banks will need to manage this revolutionary change and as the clock is ticking ever-louder towards the January 2018 deadline, we must look at what PSD2 involves, why it matters and identify threats and opportunities.
We'll explore how banks can transform and importantly, what happens if they don't. Now is the time - sink or swim, win or lose?
The terms neo bank, challenger bank, and digital bank have been thrown around a lot in the FinTech space. Attend this panel session to get the full low down on what exactly these are, what differentiates them, and what impact they will have on the banking space.
The panelists will discuss:
-The key differences with neo, challenger, and digital banks
-Where are we in the innovation lifecycle?
-What are some of the challenges (business model, customers expecting free services), etc?
-What should incumbents be doing to keep their customers happy with all the new competition?
-Where digital banking is moving from digital banks vs digitized legacy banks
-Impact of 3rd party APIs on banking
Digital and self-service payment channels have changed the way banks and customers interact. Less direct interaction means more reliance on “Big Data” for insights that will help you identify ways to better serve your customers, run more effective card programs and capture more wallet share.
Printec and INETCO invite you to attend a 30-45 minute live webinar, where we will showcase new technologies that will help your financial organization derive better value from customer transaction data. Learn how you can establish real-time insights into:
- Card usage patterns
- Profitability and cash flow
- Application, network or third party service performance
Can’t make the date? That’s ok. Contact Printec or INETCO if you are still interested in arranging a private discussion on how detailed transactional data can help you to predict next best product, identify customer performance problems, customize the consumer experience, competitively price card services and loans, execute targeted marketing strategies, and much more.
With over 1 billion monthly active users, Facebook Messenger is beginning to change the world for companies looking for ways to connect with, engage, and retain an unprecedented number of customers. And we’re guessing that’s probably you.
It’s all because of Messenger’s developer tools, which have leapt on the promise of bots for customer service and native payments without ever leaving the platform--and have thoroughly delivered on it. Users stay cozily inside the Messenger platform to play games, search, shop, pay, and more, meaning they’re fully engaged with your brand in multiple ways in a single brand context.
Facebook’s long-term plan: make Messenger the center of users’ lives. Your short-term plan: start positioning yourself to take advantage of this revolution in messenger tech innovation. Register for this free VB Live event now and learn how you can monetize Messenger.
In this webinar, you’ll:
Understand the broader digital wallet strategy to connect with customers through chatbots
Get valuable tips to spin chatbots into gold
Learn the biggest mistake organizations are making with payments through Messenger
* Stewart Rogers, Director of Marketing Technology, VentureBeat
* Wendy Schuchart, Moderator, VentureBeat
In the fragmented world of digital payments, some merchants have shown that they are not willing to abdicate control of their valuable customer relationships to third party open mobile payment systems. Companies like Walmart, Target and CVS have announced their own in-app payment solutions to take control of the entire customer lifecycle from enrollment to checkout, even while continuing to support broader mobile payment initiatives sponsored by platform/OS companies.
This talk will discuss both sides of this rapidly-evolving phenomenon, and will help you decide if you need "your own damn Pay".
Mutual distributed ledger (MDL) identity schemes could empower people with personal data storage and management, permission frameworks for access by third parties such as banks insurers or governments, and even distributed reputation ratings.
Such applications could reduce financial fraud, costs, and crime, and increase returns, confidence, and security. MDLs are uniquely supportive of controlled distribution and sharing of digitally-signed documentation and could form the backbone to identity and authentication systems worldwide. In fact, some claim that identity authentication infrastructure is the ‘killer app’ for MDLs rather than payments.
While anti-money-laundering/know-your-customer/ultimate-beneficial-ownership processes are arduous for high-net-worth individuals, about 2.4 billion poor people worldwide lack official identification, about 1.5 billion over the age of 14.
This webinar will examine how MDLs might aid both rich and poor.
The payments industry has come under the microscope again as a means to apply blockchain technology. From tracking welfare payments by the government, to banks improving their payments products, to cross-border remittances becoming cheaper and easier, there is no stopping the impact the technology continues to have.
This panel will open up the debate and discuss the following and more:
-What is the effect of a distributed ledger solution on costly payment processing infrastructure?
-Can blockchain technology make payments more secure?
-Industry experts' experiences and applications
-Future opportunities and risks involved
Digital identity has been a popular blockchain use case because of all the obvious benefits the technology can provide. On the flip side, the emergence of the IoT and all the data that we now have available has opened up many doors for improving the way we are able to authenticate who people say they are, wherever, whenever.
Join this panel where we will discuss:
-The difference between blockchain and shared ledgers and why this is important
-Is data from the IoT a benefit to digital identity, or does it propose an added challenge?
-How will blockchain technology help with authentication for e-commerce and foreign payments, especially for digital nomads?
-Who gets to manage your identity?
-Can blockchain help secure data collected from the IoT?
-What would be the impacts of a decentralised system to IoT and digital identity?
As adoption of distributed ledger technology (DLT) in the financial services industry moves ever closer, discussion is progressing to the next level of detail on questions of identity, governance and jurisdiction.
The majority view – shared by industry consortia and regulators - is that DLT networks in financial services will need to be private, permissioned environments in which all participants are fully identifiable, in contrast to the pseudonymous approach taken by Bitcoin.
This webinar will explore requirements for identity in the context of industry-strength DLT networks, and highlight key considerations for industry participants going forward.
You order an Uber through your phone. You get in, complete your ride, get out and say goodbye. You don't even take out a credit card or cash anymore but you know it's been paid for. So how does it work? Is it safe? And what's the future of our financial interactions?
Uber and many other Fintechs have taken the interaction out of transactions but it's often unclear how they actually work, and many of them still reply on a traditional bank. So we've sent Eric Hazard to discover the ins, outs and dirty secrets of your favorite taxi apps, food delivery hubs and fintechs!
Digital payments saw an increase in popularity last year and doesn't show any signs of slowing down. With more and more countries supporting the fight to go cashless, will 2017 truly be the year of digital payments?
Join this panel where industry experts will discuss:
· Digital Payments v the need of the consumer for instant gratification are they compatible.
· Consumers say they want to deal with banks for security v Fintech and understanding consumers what they want
· Data and the limitations of what goes down card scheme rails
· Closed loop digital payment solutions v new schemes v open loop who will win
· How long until the majority of consumers no longer feel the need to carry some cash, or is that an unrealistic expectation
· Will increasing regulation mean frictionless digital payments become a mirage
According to the latest research done by ‘Saxo Payments’ on cross border B2B payments landscape, almost 50 percent of businesses are dissatisfied with the rates associated with cross border payments, with 80 percent stating that they would consider changing supplier if it reduced costs.
But why the adaptation of alternative providers is so slow? What kind of other solutions SMEs really have? How this cross border payment friction can be removed?
Join us in the discussion on “Is the cost of cross border payments now a deciding factor for SMEs?” and learn what the industry experts and market players think about this issue.
Join this session where the panelists will talk about:
- Development of the subscription economy / adoption by the wider eCommerce system
- Flexibility of the subscription economy for both merchants and consumers
- Growth of platforms such as Shopify which utilise an ecosystem of third party apps for payments
- Shift from cashless commerce to instant / recurring payments through card vaulting
-Securing online payments
-Finding the right payment service for your e-commerce business
With $1.4 million in seed funding, 6 employees, 20 brand partners, and 1,200 subscribers, Birchbox disrupted the beauty industry and turned the subscription box concept on its head.
In just six years, it has attracted an additional $70 million in funding, and expanded to 300 employees, 800 partners, and a million-plus subscribers, leaving competitors like Ipsy and Glossybox offering similar beauty subscription boxes in the dust.
So how did Birchbox and other box subscription companies become more than just another fad? And how do you apply those lessons to your own subscription models, from SaaS to other online subscriptions? Join our latest interactive VB Live event for an in-depth conversation with top execs from the best subscription services in the biz.
In this webinar you'll:
* Learn how the best subscription box companies tweaked their model to make it big
* Get best practices to every subscription-based business
* Avoid pitfalls and challenges in subscription management
* Strategize the billing and payment innovations that will impact you in the next five years
* Stewart Rogers, Director of Marketing Technology, VentureBeat
* Wendy Schuchart, Moderator, VentureBeat
2016 saw the first Data Breach Unicorn with the loss of over 1 Billion records from Yahoo. How do we move forward in 2017 when the risks continue to increase, cybersecurity controls continue to under-perform, and cybersecurity professionals continue to be thrust into purely defensive positions in most financial organizations? This keynote we will explore the new normal for cybersecurity at financial institutions and FinTech companies, the latest attacks and trends & controls, and how to enable business through cybersecurity.
About the Presenter:
Dr. Chris Pierson is the EVP, Chief Security Officer & General Counsel for Viewpost - a Fintech payments company. He is a globally recognized cybersecurity expert and entrepreneur who holds several cybersecurity and technology patents. Dr. Pierson serves on the Department of Homeland Security’s Data Privacy and Integrity Advisory Committee and Cybersecurity Subcommittee and is a Distinguished Fellow of the Ponemon Institute. Previously, Chris was the first Chief Privacy Officer, SVP for the Royal Bank of Scotland’s U.S. banking operations leading its privacy and data protection program. Chris was also a corporate attorney for Lewis and Roca where he established its Cybersecurity Practice representing companies on security and data breach matters.
Cyber attacks have increased in frequency and severity, and financial institutions are particularly interesting targets to cyber criminals. Join this presentation to learn the latest cybersecurity threats and challenges plaguing the financial industry, and the policies and solutions your organization needs to have in place to protect against them.
Viewers will learn:
• Current trends in Cyber attacks
• FFIEC Cyber Assessment Toolkit
• NIST Cybersecurity Framework principles
• Security Metrics
• Oversight of third parties
• How to measure cybersecurity preparedness
• Automated approaches to integrate Security into DevOps
About the Presenter:
Ulf Mattsson is the Chief Technology Officer of Security Solutions at Atlantic BT, and earlier at Compliance Engineering. Ulf was the Chief Technology Officer and a founder of Protegrity, He invented the Protegrity Vaultless Tokenization, Data Type Preservation (DTP2) and created the initial architecture of Protegrity's database security technology. Prior to Protegrity, Ulf worked 20 years at IBM in software development and in IBM's Research organization, in the areas of IT Architecture and Security, and received a US Green Card of class ‘EB 11 – Individual of Extraordinary Ability’ after endorsement by IBM. Ulf is the inventor of more than 45 patents in the areas of Encryption, Policy Driven Data Encryption, Internal Threat Protection, Data Usage Control and Intrusion Prevention.
Cybersecurity is a booming sector with plenty of implications for the FinTech industry. This webinar will look at the latest trends and emerging synergies in an increasingly complicated digital landscape.