Join this new, vibrant community to learn and connect with top thought leaders, startups and banks who are disrupting the financial services industry. Keep up with the latest news and trends in Fintech and take part in lively debates on topical issues and challenges.
Listen to our interview at Sibos with Paul Stoddart, Managing Director at Vocalink.
Paul discusses Vocalink's recent announcements with regards to the Mastercard acquisition and partnership with ACI Payments, and the impact these will have moving forward.
Paul will also talk about how the banking world will benefit from a faster payments model and why it's important to work with different regional regulatory bodies in order to delivery payment services that customers need.
Mobile banking fraud has been predicted for years - but in 2016 it moved from a small trickle into an alarming flood.
Why is mobile fraud happening now? How do fraudsters infect mobile devices with malware? What are remote access attacks and why are they becoming very popular in mobile app fraud? What methods do the banks deploy to defend mobile applications, and are they working?
Join Uri Rivner, Head of Cyber Strategy at BioCatch, as he discusses how the Behavioral Biometrics Authentication works on mobile devices and the latest on Mobile RAT and Social Engineering attacks.
Financial data is both the most intimate and most powerful data we have about ourselves. Financial data should not kept in a silo but openly available to third parties, -- this is required for true innovation. However, security and data protection are crucial. Banks and third party providers have to work together to provide the infrastructure required to innovate.
Join this webinar where we will discuss:
-The power of APIs -- how to integrate banking data and financial sources quickly and easily
-What developers need to know about banking APIs and how to foster new services in the FinTech space
-PSD2 Post-Brexit -- what now?
-Will traditional banks be replaced by FinTech banks one day?
-Which is the biggest challenge: market education, technical issues, or regulation?
Within the last two decades, banks have nearly lost consumer payments. When it comes to lending, the market share of the banks is constantly dropping too.
In this BrightTalk session, we will take a closer look at old-fashioned banks, digital and digitalized banks, and online lenders to examine which types of companies are more likely to dominate the consumer lending. We will pay extra attention to the role of technology, especially banking APIs.
The banking industry will soon open its floodgates to the most significant shake up our generation has seen.
Our panel of experts from across the sector will cover key questions, such as:
Could Open banking usher in the great unbundling of the banking system and change our relationships with banks forever?
What does the future look like when we have banking as a platform?
What will stop incumbent banks becoming dumb pipes?
What could banking look like when the barriers to entry are removed?
Join our session to discover what the future of banking could mean for you and your key stakeholders.
As holders of valuable client and financial data, banks have been prime targets for hackers and thieves. Entire payment systems can be compromised in the blink of an eye and clients also risk having their identities stolen.
Join this panel session where our experts will discuss:
-Best practices for preventing cyberattacks at every stage
-Top mistakes banks and financial institutions make when dealing with valuable data
-What makes you a target?
-Using real-time analytics to identify anomalies and act on them immediately
-Malware, threat prevention, next-generation security — what are they, what do you need to know?
FinTech has been a buzz word for quite some time now, but how do you make a change from your traditional banking role to a Financial Technology company?
Join us as we explore the industry and highlight opportunities for bankers in FinTech. We'll feature people that have successfully transitioned, leveraging their experience and skills into exciting new roles.
This year we've seen many changes with regards to financial regulations and all types of organisations in the industry have had to adapt and keep themselves updated lest they risk falling into a regulation trap.
Join this session where the experts will discuss:
-Grandfather versus Son - Can the Grandfather banks (traditional, older institutions) move as quickly as the Challenger banks? Are the rules different or just the attitudes influencing the approach? Is the regulator relationship different?
-Does the time taken to analyse the rules vary? Why? How do smaller institutions get the advice and consultation from experts whether they be Legal or Tax?
-Manual vs automation - linked to the first point..... does the infrastructure allow swift innovation? Whether purchased innovation or internally developed?
-How does the customer approach vary? how are customers impacted or communicated with?
-How can tools developed by software companies/Fintech innovators help? How does the way these companies change between traditional and challengers?
When doing digital business, you will never meet your customers face-to-face, and there is a need to establish certainty and proof of the customer's identity.
Digital on-boarding must be simple for the user, while at the same time gives the business enough information to ensure trust.
This presentation will:
-Take a look at methods for digital customer on-boarding, to ensure that reasonable assurance is achieved
-Discuss the importance of both identity management and identity assurance
-Explore more streamlined KYC approaches
Imagine this scenario: you’re a business leader, and you learn that cyber attackers have compromised your organisation’s systems. Do you have a crisis communication plan in place to ensure the right stakeholders are informed at the right time to reduce impact?
Don’t worry you’re not alone. Although, most organisations plan for crisis communications for other incidents, many are ill-prepared when it comes to communicating with internal and external stakeholders during and after cyber attacks.
Join this webinar, where Vitor De Souza, VP Global Communications at FireEye, will discuss:
•How to create a cyber crisis communication plan
•When should customers be told and how they will be informed
•How and when to respond to media queries
•How to prepare the c-suite
•How the right plan can reduce the impact of a data breach
•Real-life case studies showing the impact of having a cyber crisis management plan in place
Listen to our interview at Sibos with Hamish Thomas, EMEIA Payments Leader at EY.
Hamish will give a brief background on what PSD II is and what changes (if any) consumers and bank customers will see. He'll also talk about the key points that financial institutions need to be aware of ahead of it coming into force.
Listen to our interview at Sibos with Leda Glyptis, Director at Sapient Global Markets.
Leda will be talking about technology trends through the changing business and value chain parameters they generate. She'll touch on the open banking revolution and what banking as a business looks like in the future.
Technology is streamlining banking process and changing relationships so much that traditional infrastructures and ways of making money are increasingly challenged across retail, corporate/commercial and institutional banking.
Join this session where our panel of experts will discuss:
-What effect is new regulation having on the traditional financial services and new players?
- Can big banks become API businesses and remain profitable?
-What do ‘sharing economies’ look like for financial services?
While Mobile payments solutions get most of the attention, despite relatively little user uptake, mobile banking has taken most of the world by storm and is now the most frequently used banking channel in many markets.
Combining mobility with usability and innovative services e.g. in the PFM space has made mobile banking a true success.
Finally, as demonstrated by the mobile only challenger banks entering the scene mobile banking has become an important battleground for customer acquisition and retention.
In this panel we will discuss the following topics:
Current state of mobile banking
The options for challenger banks
How to be secure and compliant
Benefits for banks
Benefits for customers
Listen to our interview at Sibos with Brian Edmondson, Global Head of Sales Transaction Banking at Misys and Enrico Camerinelli, Senior Research Analyst Europe at Aite Group.
The duo will give highlights on a specific use case on the core challenges facing corporates in the trade and working capital space. Additionally, they will touch on the different FinTech applications for this and how these can be of use in corporate banking.
PCI DSS v3.2 provides an important and unique update on data discovery (A3.2.5, A22.214.171.124, A3.2.6) for service providers. Join this webinar and learn about the new requirements, and how implementing data discovery solutions can make it easier to validate PCI compliance.
It is becoming widely recognized that “unknown” data leakage of PCI data, and more broadly other Personally Identifiable Information, within enterprises is the highest value target for the “bad guys”. While current market Data Loss Prevention tools are valuable, they do not provide for expansive and prescriptive data discovery. We urgently need more intelligent data discovery tools to dynamically limited our attack surface.
This presentation will highlight some of these tools.
Listen to our interview at Sibos with David Williams, Capital Markets Advisory Partner, EY LLP
David will go over some highlights from the joint EY and Innovate Finance capital market report which shows why capital market firms should collaborate with FinTech organisations to secure a position in the Financial Services ecosystem.
Listen to our interview at Sibos with Paolo Sironi - IBM Thought Leader and Author "FinTech Innovation"
Paolo will share his insights on the democratisation of banking and how there is a clear shift from selling products to providing advice. He will also touch on how the wealth management industry must move to a more client-centric approach to stay relevant and effective.
As people are becoming more interested than ever in the opinions of experts, thought-leaders and self-proclaimed gurus, brands have taken to them to help tell their story. At the end of the day, there’s real power in influencing buying decisions. Could the real influencer not be the celebrity brand advocate nor the social media influencer but rather the actual consumer?
Social media has real power in enabling a dynamic of consumers influencing each other in an exchange of information related to products, services and brands. True influence drives action, not awareness. FinTech will take banking to the next level and that’s what this most interesting discussion will explore.
Join us for a chat with Spiros Margaris from Margaris Advisory and Chris Gledhill from Secco on 6th October at 4pm for a unique conversation on their own perspective about the power of influence and how this relates to financial services.
Getting to a budget that is “just right” for the needs of your organization can prove a painstaking and daunting task. Yet by following a proven approach developed by Jeff Epstein and Byron Deeter of Bessemer Venture Partners, you can establish a transformative budgeting practice that enhances communication and collaboration, better informs planning, and can even help drive growth.
In this Webinar, you will learn how to:
Motivate your teams to perform and achieve at their highest levels.
Invest resources in the highest priority projects.
Protect the company if things go wrong or unforeseen challenges arise.
UnaVista and SIX Group have formed a partnership to help make reporting for this regime as simple as possible. Using your connection to UnaVista, you can route trades to SIX’s derivative trade repository allowing you to have one view of all your regulatory reporting.
Join us at this webinar to hear from our UnaVista and SIX experts on how the regulation affects you and get an overview of the solution for Swiss reporting.
Competition is considerably heating up with an increasing roster of new digital challenger banks acquiring banking licenses and preparing an onslaught on incumbent banks, customers will be the precious currency that each of the market players will try to either acquire or keep. And information and data on and from consumers are the oil at the core of the system.
In this framework, customers are acquiring a real leverage and a central place in the ecosystem. Their reactions and buy-in can make the success or pitfalls of the challenger banks. They have to increasingly become partners or be at the core of the developments.
The webinar will assess how market players can increase customers engagement, reach out to them in new innovative ways, but also what are the potential risks existing in this ecosystem
UnaVista have launched their MiFIR ARM Service, which is now available for clients to test in. In this webinar UnaVista will be providing a demo of the platform as well as an update on the latest MiFIR RTS.
UnaVista and DTCC have formed a partnership, whereby DTCC clients who use their Trade Repository will be able to use their connection to send in MiFIR data and report via UnaVista's ARM. In this webinar DTCC will provide a demo on how this functionality will work for clients.
When planning a budget, reliability is key. It is what you will rely on for the next year and a reference point for everything that you want to do. Yet 3/4 of companies say that their budget becomes obsolete during or after planning, leading to massive confusion, downtime and the need to go back and re-plan. But don't worry, efficient planning can be achieved!
Join George Coughlin as he looks at the reasons behind inefficient planning, from lack of data integrity to lack of visibility and suggests ways in which you can make sure your budget is efficient, balanced and there to stay!
This webinar is based on the Mobey Forum’s report, the first of two parts, and uses a standardised risk management approach to provide financial institutions with an overview of risk management in MFS, relative to the mobile device environment. To assist with risk evaluation it describes the identified threats and classifies them into twelve categories. An analysis of the risk level is then provided for each category based upon likelihood of its occurrence together with its anticipated impact.
The report contends that one of the highest risks still resides with the end user, the customer. Techniques that target the person rather than the device, such as social engineering and phishing, are often used by criminals to gain (sensitive) information that enables subsequent attacks to be launched, leading to fraud. Impersonation of the customer during the registration for or installation of a mobile financial service or during the mobile financial service transaction itself is also highlighted and examined.
Mobey Forum is now developing a second accompanying report, providing guidance to financial institutions on mitigation measures and best practices to reduce the risks identified.
Day to day banking is pretty boring. But it doesn’t have to be! A little fun can make a big difference.
Loyalty Rewards - 70% of consumers modify their spending behavior for loyalty rewards programs, can we influence other behavior?
Our hypothesis was that turning transactional interactions into engaging experiences would increase banking activity and ROI. Using design for delight methodology, we developed a multi-experience platform in mobile banking and launched a Pilot with Montgomery County Federal Credit Union and SAFE Credit Union. Find out what we learned and the surprising results.
Join us for a free, one-hour webinar in which Suzan Szollar, Senior Product Manager from DI Labs will be joined by Digital Insight financial institutions MCEFCU and SAFE CU to talk about the Pilot experience and results.
When many people think about data protection, they tend to think about a few different things. Encrypting data at rest. Encrypting data in transit. Data residency requirements. Unfortunately, attackers do not abide by these best practices and regulations. When attackers gain access to sensitive, confidential, and proprietary information, that data often ends up in places it shouldn’t. Monitoring for and quickly containing and remediating theft of critical data is an oft-overlooked but no less important piece of the data protection puzzle.
Stop implementing; start planning. Forrester Research shows that while messaging platform chatbots can be effective, the customer experience is too often unacceptably poor. And while it’s not a big deal when you’re ordering a pizza, the stakes are far too high for financial institutions to go all in on this generation’s chatbot technology without the right planning.
Simply put, being too early can be the same as being wrong. Bots are only as good as the systems behind them — outdated architecture and poor integration can sabotage your services and drive away customers.
But given bot technologies are shaping up to be an essential part of the FI and fintech mix, your next two to three years should be devoted to investing in foundational digital initiatives that will position you to leverage the future that’s coming fast.
Join this free VB Live event to learn how to reap the rewards of future fintech AI innovation — and get it right the first time.
By attending this webinar, you'll
* Re-engineer back-end systems to enable real-time action
* Make progress on platform improvements—or replacements
* Embrace APIs for faster, more dynamic future changes
Digital wallets are just one of the many technologies that have emerged from the changing culture of commerce. Though digital wallets have many benefits such as analytics for budget control and the ease of merging many accounts, it also comes with some security concerns.
Join this panel where we will discuss:
-Security and liability when introducing new abstraction layers into the payments systems
-Applications for tokenisation
-Using proprietary dataset covering KYC, transactional and behavioural data, as well as machine learning across multiple cards to combat fraud
-Use cases from testing fraud prevention technologies directly with customers
Predictive Analytics and the study of Big Data has helped many institutions to detect fraudulent practices before they become a hazard to the business. This is especially evident in the Financial Services sector where deploying an efficient prevention and detection strategy is of utmost importance.
Join this panel where experts will discuss:
-Which analytics to look at to stop fraudulent payments in real-time
-Using trends and behavioural analytics to detect anomalies
-How to implement a holistic strategy that's right for your organisation
-The challenges in maintaining compliance standards
-Use cases and applications of analytics to prevent financial crime
A recent survey of 506 marketers indicated that 36 percent of respondents reported an increase in sales from buy button integration into social media and email interfaces. That percentage will likely increase in 2016 with 60 percent more marketers projected to utilize buy buttons throughout the year. Selling through social, social commerce, is a hot topic and one to watch as marketers look for more ways to connect with consumers.
Companies use buy buttons and the like within social networks like Facebook to increase their visibility to the consumer, have one-on-one conversations with potential buyers, and make it easier to bridge the gap between consumers and brands. With the insights gained from the analytics provided by various social networks, companies are armed with more data about customers and a greater ability to personalize offerings. Join VB experts and panelists as they suss out trends to watch in the social commerce space.
Attendees at this webinar will learn how to:
* Optimize social selling across social media outlets
* Understand the impacts of increasingly mobile consumers on social commerce
* Unlock sales using social networks
* Find and connect with more prospects
* Leverage the analytics from social sites to gain a deeper understanding of customers
* Stewart Rogers, Director of Marketing Technology, VentureBeat
* Jim Tuerk, Director of Business Development, Reverb
* Wendy Schuchart, Moderator, VentureBeat
The FinTech revolution is upon us and with it comes a whole new marketplace of consumers, products and ideas. The new and exciting industry appeals to companies of all sizes and stages of growth from the smallest start-up to established giants.
In this must-see program join Dara Albright and some of FInTech's and Finance's biggest names as they discuss how best to capitalize and be successful in this new market with your investment, business or consumer choices.
You'll hear from Ron Suber of Prosper; Brian Korn, Manatt, Phelps and Phillips; Mark Rockefeller, StreetShares; Gene Massey of MediaShares; James A. Jones from IRA eXchange; and Todd Yancey of Investor Services all hosted and moderated by Dara Albright herself.
Join them as they discuss key topics such as:
- How non-exchange traded alternatives are becoming the mutual-funds of yesteryear
- What is driving retail's demand for non-exchange traded alternatives
- Using micro-investing technology to diversify across and within online marketplaces
- How legislation if being used to engineer a new breed of alternative products
- How innovations in self-directed IRAs will create new retail distribution channels for the entire alternative product universe.
- How technology will ensure the scalability of online platforms and enable traditional financial services providers to increase AUM
- How millenialls will fuel the growth of FinTech and redefine financial services
- How FinTech will replace the 401k/Pension and transform the way you save for retirement
- How modernizing the self-directed IRA is the trillion dollar FinTech opportunity
With the increasing ubiquity of mobile and the digitization of cash, the payments industry is facing unprecedented disruption. One of the most hotly debated disruptors has been blockchain technology, for which payments seemed a first and obvious use-case. The application of this, however, is not without its challenges, from regulatory constraints to liquidity, trust and consumer adoption. In this talk, we speak to some of the leading operators in the blockchain payments space to learn more about their experience to date and what they see for the future of blockchain payments.
It is particularly challenging for a smaller bank to compete in payment services with larger banks. For example most cannot offer cross-currency or P2P payments. A good innovation strategy will help to nail down what the bank needs to be able to offer, to find the right FinTech partners, and to integrate their solutions.
Faster, better, safer. These are just some of ways that the payments landscape has changed over the past few years. The payments infrastructure that we now know, is miles away from where it used to be, and it has shown no signs of slowing down.
Join this panel where we'll discuss:
Do retailers care about payments?
Which regulations are affecting payments and what are the latest updates on these?
Which innovations add value to retailers and consumers?
Can mobile and instant payments really be safer?
What do digital payments mean for smaller, independent retailers?
How can we bridge the gap between old and new payment systems?