Join this new, vibrant community to learn and connect with top thought leaders, startups and banks who are disrupting the financial services industry. Keep up with the latest news and trends in Fintech and take part in lively debates on topical issues and challenges.
There are three game-changers re-shaping banking - and regulation is one of them. Regulations like the Open Banking Standard and PSD2 are opening up banking. But don't discount bank customers and the Tech Titans - their impact will be huge.
Join this webinar to find out how these three forces will impact the banks, and the kind of questions that need smart answers
In today's digital age, a person's identity is classified by a username and password. With Gartner research predicting 26b connected devices in the world (6.5 devices per person) by 2020, what impact is that going to have on the identity of global citizens? In this 30 minute webinar, Bianca Lopes will go over the impact that biometrics can have on the connected world focusing in particular on authentication.
Biometrics & Identity in the Connected World
-Identity - the history + what that means today (username + password)
-Connected World - stats on connected devices + problems that creates in the system (fraud, social inclusion/exclusion)
-What is biometrics - I’ve been told I need to learn about biometrics, what do I actually need to know?
-Common challenges within this industry - suggestions for how to tackle it
AI to Improve Regulatory Compliance, Governance & Auditing. How AI identifies and prevents risks, above and beyond traditional methods. Techniques and analytics that protect customers and firms from cyber-attacks and fraud. Using AI to quickly and efficiently provide evidence for auditing requests.
Machine learning and cognitive computing for:
-Process and Financial Audit
-Data computing systems
-Tools and skills
Cloud UC is being rapidly adopted in the enterprise, but recent research has shown many organizations continue to be challenged with how to effectively integrate cloud in their existing UC ecosystem. The journey to the cloud is different for every organization, as is the end goal; whether your enterprise intends to keep some applications on-premises and adopt a hybrid solution or go fully cloud-based, you are tasked with constructing a roadmap that dictates which parts of your organization to migrate and when.
In this webinar, we’ll look at practical ways to get this transition to cloud UC right. You’ll hear from experts that can help you determine how to:
- Plan, deploy, and migrate
- Operate, troubleshoot problems, and optimize performance
- Maximize usage and adoption by ensuring optimal user experience along the way
Banking has been changing for years, from checks to ATMs to credit cards and now digital - so what comes next?
Join industry experts as they discuss the current state of banking in 2017, and what to look for in the rest of the year featuring:
- Moderator: Marilyn Bochicchio, Founder and CEO of Hidden Brain
- John Rampton, Financial Services Entrepreneur, Journalist and CEO & Founder of Due.com a digital wallet, payments and invoicing system.
- Glen Fosella, Acting CEO and EVP Enterprise Growth at Urban FT, a digital banking provider
- Om Kundu, CEO & Founder, InSpirAVE, a digital platform redefining how users are “saving more, faster” to afford big purchases without debt.
The Fintech industry has taken the financial world by storm, but does it have the legs to change it and keep those changes? Eric wants to know if this industry is here to stay, and talks to the people who are talking about Fintech to find out.
Join this panel session where experts will discuss the following big trends to hit the retail banking space:
·Open banking – Spurred on by regulators, banks will implement plans to open their APIs to third parties, leading some banks to become marketplaces.
· Data analytics – Banks and fintechs will use wider access to transactional and other personal financial data to provide consumers with high quality insight and advice.
·AI – As artificial intelligence becomes more sophisticated, banks will make greater use of this technology, most obviously with chatbot applications.
· New entrants – More digital-only banks will launch or expand their presence in 2017, but customer acquisition will be a challenge.
·Channel use – Branch closure programs will accelerate, while mobile will continue to grow in functionality and popularity, albeit at a slower rate than before.
·Regulation – Regulators will pay increasing attention to the fintech sector as its growing size increases its potential to affect the market, for good or for ill.
For corporations and financial institutions RegTech is the vehicle to decrease compliance costs, control risks, and minimize the potential for regulatory actions and fines, while gaining operational efficiencies from the automation of manual processes. For regulators, it is the bridge between reactive supervision of financial activities and proactive and preventive real-time monitoring of all market participants. And this is only the beginning; the potential of RegTech is far greater than we can appreciate presently.
With such an outlook, it is important we understand what RegTech is, and what its not. How to leverage RegTech solutions in order to reap the benefits of automated compliance, monitoring, and risk management; and most importantly how we can implement such solutions in our organizations.
As with any piece of new technology, the process of discovering, researching, choosing and implementing a RegTech solution is no task for the faint hearted. And, even though we do know the benefits far outweigh the costs, it wouldn’t hurt to have a guiding hand; a roadmap for your first RegTech implementation, and how to achieve successful onboarding.
Join us for a walk down RegTech Lane. At the end of the webinar you will:
- Have a clear concept of RegTech, its benefits and potential
- Know what to take into consideration when researching RegTech solutions for your organization
- Understand the hurdles to implement a RegTech solution
- Have a list of action items necessary to overcome these implementation obstacles
Cyber threats are constantly evolving, increasing in both sophistication and how they impact victims. In today’s world, you must battle a wide range of adversaries, from hacktivists to state-sponsored threats. The most significant of these threats are advanced attackers who carefully plan and execute breaches into victim organisations.
In this live webinar, Roger J. Francis, Senior Consultant at Mandiant, a FireEye company, will discuss real-world incidents and steps organisations should take to minimise the financial impact of a data breach.
Major events of 2016 have created great uncertainty about the future, but in cyber security one thing is certain: Some attacks and crimes will continue and new challenges will emerge.
What new developments in cyber security should you expect in 2017?
Join us to hear from some of FireEye top experts about our predictions for 2017 which draw from our executive team, Mandiant incident responders, FireEye iSIGHT Intelligence and FireEye Labs. These insights include:
•What investments in security organizations will make in 2017
•Which industry or type of organization might unexpectedly become a target of threat groups in 2017
•How threat groups will continue to target industrial control systems (ICS) in the near future
•What the future hold for less security-mature regions in Asia Pacific and EMEA
Register today to understand what lies ahead, so you can prepare to stay one step ahead of cyber security threats.
In 2015, the United Nations’ 195 member countries adopted their Sustainable Development Goals (SDGs) and committed to the global transition from the fossil-fueled industrial Era to low-carbon, knowledge-richer, green economies. This requires reforming incumbent finance and democratizing such services to drive this global transition toward accessible green technologies, jobs and infrastructure. While FINTECH companies can power this transition, few have embraced the potential of this next stage of human development. Too many FINTECH startups are being acquired by incumbent banks or coopted to serve narrow interests and conventional profit-maximizing.
•Many block-chain based patents have been filed by Goldman Sachs, Wells Fargo, J.P. Morgan, Bank of America, as well as similar initiatives by Barclay’s, UBS, Santander, along with venture capital investors. Over 50 major financial institutions see FINTECH as cutting their internal costs by up to $20 billion annually by 2020.
•Will FINTECH no longer be disrupting incumbent financial giants – but serving them by merely “paving their legacy cow paths” (i.e., back-office systems, records, transfers, loans, remittances)?
•Or will FINTECH adopt higher goals and independent values beyond Wall Street’s worst greed and self-interest? Will they join the global transition to more sharing, accessible, cleaner, greener, sustainable economies for our common future?
Join this panel session where our experts will discuss:
- How are customers' demands changing, and how should banks respond?
- How will new regulatory initiatives such as PSD2 and Open Banking change the face of banking?
- Are banks truly digital, or are they just digitising existing processes?
- The importance of partnerships and working with startups to unlock innovation
- Will new emerging technologies such as blockchain and AI truly shake up the banking sector? When will we see widespread adoption?
- What are the key challenges that are preventing banks from being more innovative, and how to overcome them?
2016 has been an eventful year for FinTech in Europe. We’ve seen the rise of challenger banks, established banks snap-up stakes in rising stars, blockchain become mainstream and a growing demand by consumers, and businesses, for increasingly sophisticated FinTech solutions. Great. So now what do we think is in store for 2017?
Join this panel to hear:
-Experts' views on the year that was and what's to come
-Will Blockchain still be a big thing?
-Which new technologies can we expect to boom next year?
-What's the next step in the journey for bank-fintech collaboration?
-How will new regulations affect incumbents and new players?
-Is there any innovation left in the payments industry?
Many fintech companies are successfully disrupting the financial services industry, but traditional obstacles continue to impede fast growth and compliance with strict regulations.
In this webinar, you’ll discover how cloud technology offers the necessary flexibility and functionality, at a fraction of the price of traditional telephony systems.
You’ll also have the chance to ask questions, so this is a great opportunity to better understand cloud communications and learn how your business can benefit from more integrated, flexible and smarter systems.
-Learn how to meet all communications requirements today and tomorrow in the cloud.
-Hear how cloud technology helps fintech address compliance and reduce audit costs.
-Discover how to meet all standards immediately: PCI DSS, FCA & SEC Regulation, MIFID II.
Consumers are getting used to using contactless at the POS.
Can they do the same at ATM?
What about when the contactless device is a mobile phone with ApplePay or SamsungPay?
This webinar will explore the benefits of using contactless at the ATM, how to implement contactless on the ATM, the impact on other aspects such as fraud and the potential to grow this into other services such as prestaged transactions.
This webinar will be presented by Paola Araco, who is an expert in the EMV processes and has been involved in many implementations of contactless at the ATM, and Andy Brown, who covers the wider payments processing technology.
Dyre was one of the most dangerous, stealthiest Trojans of its time. It hit banks worldwide, evading detection and operating in custom mode based on the banks' defenses. Then its operation was disrupted in mid 2015 and it went silent... But now a new menace emerges: the Trickbot Trjoan. With a new set of dirty tricks in their arsenal, the cyber criminals now have a new, highly effective weapon. In this unique webinar we'll Join our webinar to:
-See a second-by-second analysis of a real world Trickbot's operator inside a victim's online banking account, and see how the attacker operates.
-Compare Trickbot's operators methods to those of Dyre and Dridex operators.
-Learn how Behavioral Biometrics alert on Trickbot
Eric is a new father, suddenly he's got college and mini-vans to think about, but what about that holiday to the bahamas? Or that boat he's always wanted? Robo-Advisory is the hot new trend in saving and investment, but can it really be better than the alternative? Should you really trust a robot with your money?
In this episode Eric talks with Mansi Singhal, Co-Founder at qplum, a New York based Robo-advisor and they talk about investing, robots, engineers, New Jersey, and more!
And don't forget to watch Episode 1:
There is a proliferation of challenger banks in the UK - with 40 in the market, and more coming. They run the full gamut from digital first to branch first; from single product to full service; and from brand new to distinctly vintage.
Join this panel where leading experts will:
Explain the challenger bank landscape
Discuss the drivers behind the 'Challenger' (r)evolution
Argue about what's challenging and what's just PR
Predict where genuine market changing challenge will come from
Join NFC World, Proxama and South Africa-based payments processor Tutuka to get real world insight into the practical issues involved in implementing a host card emulation (HCE) mobile payments service using Visa and MasterCard's cloud based payment standards.
The best services have one thing in common: a superb customer experience. Banking services are no exception to this rule, and indeed the quest for an effortless, well informed, and personalized customer experience is one of the main goals of today's innovation in digital banking services.
According to what Maslow has described in his "pyramid of needs", customers are seeking a more intimate and meaningful experience where banking services can actively assist the customer in performing and managing their financial life. Predictive APIs have a fundamental role in all this, as they enable a new set of customer journeys such as automatic categorization of transactions, detecting and alerting recurrent payments, pre-approving credit requests or provide better tools to fight fraud without limiting legitimate customer transactions.
In this talk, I will focus on how to provide better banking services by using predictive APIs. I will describe the path on how to get there and the challenges of implementing predictive APIs in a strictly audited and regulated domain such as banking. Finally, I will briefly introduce a number of data science techniques to implement those customer journeys and describe how big/fast data engineering can be used to realize predictive data pipelines.
The presentation will unfold in three parts:
1) Define banking services: Maslow's law, modern vs traditional banking
2) Examples predictive and personalized banking experiences
3) Examples of data science and data engineering pipelines for banking and financial services
Mandiant, a FireEye company, has recently discovered the use of Shamoon malware targeting GCC based organizations. The identified malware exhibits destructive behavior on Windows based Operating systems. The malware uses a signed RawDisk driver from EldoS. Mandiant suspects the objective of the malware is to render a disk unbootable.
Join Stuart Davis as he details what you need to know to protect against this type of malware recently seen in the Middle East.
Join this session where our panelists will discuss:
- What challenge does mobile cause for eCommerce, and what benefits does mobile tech bring?
- Uber is the poster child for frictionless payments. How far could this mode be extended?
-Is going totally frictionless the right aim for consumer and merchant?
- What will be the significance of in-browser payments?
- Who is best placed to capitalise on frictionless payments? Card schemes? Tech companies?
- What role do wallets have?
- What does this tell us about the future of payments beyond mobile (e.g. IoT).
Data has been described as the oil of the 21st century and it is now essential to use data to inform your business decisions. However most modern businesses are data rich, but time poor and don't have time to analyze all of the data that comes through their system, which can severely limit their decision-making ability and can lead to bad choices down the line!
So join Loren Den Herder, Director of Business Application Development at Moss Adams and Laura Gunten, Partner at San Hill UX as they discuss 4 ways to improve your dashboards to simplify and improve the reporting process:
- Keeping KPIs Key
- Visualization & Narrative
- Delivering in Real-Time
- Agility, Forecasting and staying ahead of your data
Financial organizations are entrusted with the some of the most sensitive data and face a constant onslaught of attempts by insiders and hackers to steal incredibly valuable and easily monetized data. In this informative webinar, Kim Ellery, Director Product Marketing at Absolute, will discuss the increasing risk from both advanced attacks and insider threats. Attendees will gain actionable insights on how to balance the emphasis between detecting threats and preventing them in the first place, starting with visibility and actionable intelligence, to gain complete visibility and control of every endpoint device … no matter if they’re on or off the network.
Join the Absolute team on January 25th for an informative webinar on improving your visibility, get actionable insights and strategies to help you detect threats faster or prevent them entirely
It takes more than Superman or his Justice League to develop and maintain an effective app monetization strategy. This is especially true in light of a recent report which found that 0.19 percent of all mobile game players contributed 48 percent of revenue. How can one identify the high-spend users while not alienating the remaining percentage that only have potential to spend within the app?
Ideally, one would customize app strategy according to type of user. Better still, each user would have her own strategy. Unfortunately this isn't a scalable solution to monetization.
In this webinar, you'll learn to:
* Customize your monetization strategy so that it's scalable
* Unlock the revenue potential of lower spending users
* Attract higher-spend users
* Negotiate monetization strategies without alienating current users
* Maximo Cavazzani, founder and CEO, Etermax (Trivia Crack)
* Eric Shashoua, CEO, Kiwi for Gmail
* Stewart Rogers, Director of Technology, VentureBeat
* Wendy Schuchart, Analyst, VentureBeat
Never has there been a more exciting time to work in banking and financial services. Whether it’s rising consumer expectations, the possibilities of new technologies and ways of working, changes in regulation or the new challenges from the thriving UK FinTech sector, it’s clear now is the time for the established businesses in this space to act.
Now is the time to move beyond the ‘innovation theatre’ - typified by the siloed or hidden-away labs, skunkworks, hackathons and accelerators. Now is the time for a new approach to innovation, geared towards getting new products and services to market, into consumers hands, and iterating based on real-world experience and feedback. That’s real innovation.
This webinar contains a small selection of bright ideas we believe can solve genuine customer problems. They range from the pragmatic starting points, fixing some of the fundamental challenges banks face, through to the more inspired and leading edge concepts. What they all have in common is that they are innovations that can be executed on today, this is not sci-fi, this is not ‘innovation theatre’ this is about how to #ExecuteOnInnovation
BioCatch works with leading banks around the world and monitors more than 2 billion transactions per month. Join us as we provide a summary of fraudulent activity gathered via our behavioral biometrics platform in 2016, review the latest trends in online fraud and share some insights as to what 2017 will bring.
With over 1 billion monthly active users, Facebook Messenger is beginning to change the world for companies looking for ways to connect with, engage, and retain an unprecedented number of customers. And we’re guessing that’s probably you.
It’s all because of Messenger’s developer tools, which have leapt on the promise of bots for customer service and native payments without ever leaving the platform--and have thoroughly delivered on it. Users stay cozily inside the Messenger platform to play games, search, shop, pay, and more, meaning they’re fully engaged with your brand in multiple ways in a single brand context.
Facebook’s long-term plan: make Messenger the center of users’ lives. Your short-term plan: start positioning yourself to take advantage of this revolution in messenger tech innovation. Register for this free VB Live event now and learn how you can monetize Messenger.
In this webinar, you’ll:
Understand the broader digital wallet strategy to connect with customers through chatbots
Get valuable tips to spin chatbots into gold
Learn the biggest mistake organizations are making with payments through Messenger
* Stewart Rogers, Director of Marketing Technology, VentureBeat
* Wendy Schuchart, Moderator, VentureBeat
In the fragmented world of digital payments, some merchants have shown that they are not willing to abdicate control of their valuable customer relationships to third party open mobile payment systems. Companies like Walmart, Target and CVS have announced their own in-app payment solutions to take control of the entire customer lifecycle from enrollment to checkout, even while continuing to support broader mobile payment initiatives sponsored by platform/OS companies.
This talk will discuss both sides of this rapidly-evolving phenomenon, and will help you decide if you need "your own damn Pay".
You order an Uber through your phone. You get in, complete your ride, get out and say goodbye. You don't even take out a credit card or cash anymore but you know it's been paid for. So how does it work? Is it safe? And what's the future of our financial interactions?
Uber and many other Fintechs have taken the interaction out of transactions but it's often unclear how they actually work, and many of them still reply on a traditional bank. So we've sent Eric Hazard to discover the ins, outs and dirty secrets of your favorite taxi apps, food delivery hubs and fintechs!
Digital payments saw an increase in popularity last year and doesn't show any signs of slowing down. With more and more countries supporting the fight to go cashless, will 2017 truly be the year of digital payments?
Join this panel where industry experts will discuss:
· Digital Payments v the need of the consumer for instant gratification are they compatible.
· Consumers say they want to deal with banks for security v Fintech and understanding consumers what they want
· Data and the limitations of what goes down card scheme rails
· Closed loop digital payment solutions v new schemes v open loop who will win
· How long until the majority of consumers no longer feel the need to carry some cash, or is that an unrealistic expectation
· Will increasing regulation mean frictionless digital payments become a mirage
In 2016, Innovate Finance started the consultation for an industry led sandbox. The Industry Sandbox seeks to provide an environment to test innovative products, services and business models in an off-market environment. Listen more to find out more on the consultation and news on the FCA Regulatory Sandbox.
Cybersecurity is a booming sector with plenty of implications for the FinTech industry. This webinar will look at the latest trends and emerging synergies in an increasingly complicated digital landscape.