Thought Leadership for Financial Advisors (TLFA) provides Registered Investment Advisors (RIA) and fee-only financial advisors with practice management insights. You can find industry luminaries presenting weekly webinars on topics such as social media, marketing, referrals, engaging the affluent, compliance, life planning, retirement planning, and succession planning.
You can attend the webinars at no cost and will be able to submit real-time questions to presenters during the live online events. If you are unable to attend a webinar live, you can also view it afterward on demand.
Kristian Sørensen (Norfico), Christoffer Hernæs (Sparebank-1), Kristian Luoma (Pivo), Mikko Teerenhovi (Holvi)
No one can deny that the Fintech scene is booming in the Nordic countries. The collaboration culture that has been quite prominent among the banks in the region as well and on this panel we will discuss whether this slows down or accelerates fintech development.
More topics to be covered:
Fintechs vs. Banks: Are they a threat to existence of Banks or opportunity to thrive?
Why is it necessary to partner & understand Fintechies?
What benefits do Fintechies have over banks?
Why do Fintechies need banks?
What successful models are there for partnering up with Fintechies?
What are the reasons should you choose to acquire a Fintech company?
One of the main benefits of Machine Learning is being able to analyse a large amount of data at the speed and efficiency that would require a huge team of humans. This is something that has proven to be very necessary in the Financial Services industry, where insurance companies, banks, and lenders need actionable insights quickly.
Join this panel where we will discuss:
-Why is Machine Learning such a hot topic? What are the benefits/challenges?
-What is needed to do Machine Learning right?
-Case studies of how Machine Learning is helping financial institutions — better customer experience, faster actionable insights
-How ML is able to spot trends and patterns to mitigate risk
Businesses around the world have recognised “data management and analytics” as one of the key areas where they are investing time and money. The demand for this push is largely due to new regulations as well as pressure from customers and investors.
From digital banks which visualise your spending habits, to predictive analytics helping understand consumers’ financial habits, and even to how Big Data can be used to fight fraud and reduce risk, join this panel where industry luminaries will tackle the different opportunities that analytics can unlock.
Is Regtech the new Fintech? The definition of Regtech differs depending on who you speak with. New fintech companies are now finding themselves having to comply with regulations for the first time. How will these affect them and how does this differ from incumbent organisations?
In this panel session, we will discuss:
-what are the existing regulated entities?
-how do new regulations affect banks vs. fintech start-ups
-how should fintech start-ups prepare for these regulations?
-the difference between new regtech companies and existing tech companies providing regulation services
-do regulators have the scope to accommodate Fintech companies?
The “regulatory sandbox” announced by the FCA has caused a lot of tongue wagging. Created with the desire to encourage innovative developments, it has also been critiqued for the potential risks involved as well.
Join this panel where we will discuss:
-What are the implications of the sandbox to Fintech companies and incumbent players?
-What needs to be improved
-The role of the regulator
-Governing, developing and maintaining the sandbox
-How new regulations can help challenger banks
When it comes to the Fintech revolution in Africa, we have to look at start-ups that are existing out of the continent but are making waves in how the African financial environment is evolving.
Join this panel to find out why African Fintech is more than just payments. Points to be discussed:
-Its about scoring, alternative methods of financing, setting investor expectations, building repeat business and mitigating risk.
-How do you ascribe meaning to results in order to create the ecosystem for African SME funding within a FinTech construct
-New ways to conduct credit risk assessment across all financial products (Key to unlock greater uptake of mortgages, loans, insurance etc)
-New financial products that meet the needs of various segments of African society (Microinsurance, govt welfare payments etc)
-Build upon the mobile revolution to provide products and services cheaply and virtual (Cost effective distribution and monitoring)
-Leverage mobile based fin-tech for quicker and more efficient disaster and health response (e.g. Ebola)
-Increase the flow of money across borders by drastically reducing the costs of remittances
The volume of cross-border payments continues to grow - representing approximately 8% of the world’s total payments.
Yet with such growth, it seems that the majority of systems used to make those payments are still inefficient, slow and costly for banks, businesses and individuals alike.
Join this session where our panel will answer:
-What are the emerging technologies in the cross-border payments space that offer a viable alternative to the current system?
-Will a common global standard emerge to allow seamless transactions between banks and across borders?
-How are industry stakeholders investing and innovating in alternative systems to solve these inefficiencies?
-And finally, what are the regulatory considerations and barriers involved when innovating these systems?
Payments used to just be about moving money from Point A to Point B. Now, with new checkouts, marketplaces, and other interesting digital experiences, money moves differently, and there are a whole host of new participants.
We'll discuss the new patterns in payments that are required to power the next generation of digital commerce experiences.