Join The Wall Street Journal's Dan Keeler, and industry experts, including Dow Jones Risk & Compliance Data Strategist Nicholas Grimaldi, to discuss conducting comprehensive due diligence to mitigate risk when entering into frontier markets.Read more >
How can you ensure that an investment target isn’t one keystroke away from a major cyber incident or data breach? How can you be sure that an attacker isn’t already lurking in their network? CYBER DUE DILIGENCE conducted prior to investment can identify actual or potential cyber security lapses, areas that may be at risk, quantify remediation costs and help restructure an investment should substandard cyber security systems data or latent breaches be discovered. Join us for this online event and hear Kroll’s Tim Ryan describe how Kroll cyber experts can help uncover the cyber vulnerabilities you may be buying unwittingly, know if you are buying a company with an undisclosed data breach, and reveal breach-breeding weaknesses in the target company’s culture.Read more >
In the current business climate, with a transaction at stake, speed is everything. Yet discovering encumbrances, identification of competing products and deciding what to keep or toss are time consuming activities. The result is that due diligence review are often mistake-laden and put the transaction at peril.
Mark will show you how to speed up due diligence review and cut out costly mistakes.
For advisers to remain independent, they must now having a working knowledge of investment trusts. A panel of financial advisers discuss how they approach investment trust due diligence, manage liquidity and handle discounts. This offers an opportunity for advisers to understand how their peer group approach investment selection and regulatory obligations in regard to investment trusts.
- Cherry Reynard (moderator)
- Gill Cardy, IFA Centre
- Andrew Merricks, Skerritt Wealth Management
- Ben Yearsley, Charles Stanley
Having run a snapshot poll on RDR readiness, only 21% of the 600 respondents are ready for RDR. Therefore, in order to help advisers plan for 2013, Panacea, Touchstone and Platforum will provide an overview on what needs to be considered.
This will include:
-Pointers for general readiness for RDR
We have identified a number of areas that need to considered and could have been missed, other than competence.
- Fee pricing Due Diligence by Touchstone
The move from commission to adviser charging is a key pillar of RDR. Peter Welch will be looking at both the business and emotional factors at play as advisers transition to the new remuneration regime.
- Platform Due diligence by Platforum
The Platforum will provide advisers with helpful guidance, hints and tips to make sure picking platforms and the ongoing platform due diligence process is as painless as possible and one which the FSA would be happy with.
• Insights from the 2012 State of Anti-Corruption Compliance Survey
• Critical elements of a robust anti-corruption and due diligence programme
• Effectively assessing, investigating and monitoring third-party risk
Environmental risk managers at banks understand why due diligence is important to protect the bank from collateral devaluation and liability exposure, but how well do they communicate this value up the chain? Environmental due diligence is important, along with evaluating a borrower’s creditworthiness and getting an appraisal done, but only in the broader context of originating loans. The difficulty in bridging the gap between environmental risk managers and loan officers/senior management was identified as one of the key challenges faced by risk management professionals, particularly at community banks.
This webinar will provide lenders with actionable intell to help them educate senior management and loan officers to foster a greater understanding across the bank of the importance in understanding environmental risk and the liability the bank can face if environmental due diligence is not properly addressed. Join us for this webinar as seasoned insiders selected from the ranks of a large bank, a regional bank and a community bank share their experiences in communicating the value of environmental due diligence internally at their institutions.
-Rick Ferguson, P.G., Chief Environmental Compliance Officer, SVP, U.S. Bank
-Brian Ginter, VP & CCIM, Appraisal/Environmental Group, Burke & Herbert Bank
-John Rybak, SVP Environmental Risk Manager, BB&T
What's in store for lender due diligence this year? Join this EDR Insight webinar to learn about the top ten trends that will define the world of lender environmental due diligence this year. Topics will include: how lenders' risk aversion is changing in response to market conditions, geographic hot spots for commercial real estate investment, the implication of this year's wave of loan maturities for environmental risk management, the forecast for commercial real estate lending in 2012--and more.
Environmental due diligence this year will take many shapes. Banks must meet intense regulator pressure to minimize their exposure to environmental risk in their commercial real estate lending operations. Asset dispositions by lenders to clear their balance sheets of distressed loans and properties are on the rise. And on top of that, a record-high wave of loan maturities is coming in 2012. Attendees will learn how banks today are responding to the need to manage environmental risk effectively, expectations for lending levels and asset dispositions as a massive transfer of commercial properties gets underway.
EDR Insight's cutting-edge 60-minute presentation is designed to help you:
-Understand the forces driving environmental due diligence
-Whether your bank is lending in one of this year's hot spots for commercial real estate investment
-The factors that affect banks' environmental risk tolerance
-The types of properties banks are willing to underwrite in today's fragile market
-The role of environmental due diligence in determining which loans get refinanced as this year's wave of maturities hits
Following decades of studies, scrutiny and debate, the U.S. EPA updated its TCE’s toxicity profile in the IRIS database, dramatically lowering the toxicity value. For transactional due diligence, this more stringent limit has important implications, including markedly more extensive and expensive cleanup processes. Given the focus on vapor migration in the new ASTM Phase I ESA standard, environmental professionals need to be increasingly cautious when making REC determinations and recommendations to clients.
Adding to the confusion is the significant variability in how regulators are using the updated TCE toxicity profile when making closure decisions at contaminated properties. For instance, U.S. EPA Regions 9, 10 and states like Minnesota, Indiana and Massachusetts (among others) have implemented profoundly different approaches to address TCE risk at contaminated sites. Thus, it is critical for environmental professionals to stay abreast of the how TCE guidance is being interpreted and applied across the country. In the latest development, the Agency for Toxic Substances & Disease Registry is proposing a dramatic change to its TCE toxicity profile for the first time in 18 years. The comment period ended on March 16, 2015, and if the update is finalized in its current form, there will be more intense scrutiny on exposure risks which will further complicate transactional due diligence.
This timely webinar will bring together an attorney and a national subject matter expert to address the various impacts of TCE’s toxicity update on transactional due diligence. This panel will help EPs answer the following questions:
-Does TCE in groundwater constitute a VEC and/or a REC?
-How should an EP manage variability in TCE standards in multi-state transactions?
-How can an EP take steps to minimize exposure to potential liability?
-How can an EP make sense of the science and available guidance?
-How should an EP communicate potential risks associated with TCE to clients?
Interest rates and other finance charges can be an essential component to your office’s billing practices. But is your business charging them correctly? Such fees are a highly misunderstood but also highly scrutinized issue for businesses today, and excessive fees could make your business vulnerable to lawsuits.
Help your office limit its risks and put its worries to rest by listening to this informative webinar on interest and finance charges, and ensure your office is accurately assessing these fees.
Join us as Brian Eggert, Supervisor of I.C. System’s Client Service and Records Management Department’s, discusses the fascinating ins and outs of interest and other finance charges. The topics will include:
• What’s the difference between interest and other finance charges?
• How do I establish an interest rate in my office?
• Why are there different rates I can charge from state to state?
• How much interest is too much?
Companies must assess many different risks when planning to acquire another business. The information security risk that a given company presents is an often-overlooked element during the M&A process, but its importance is growing with the proliferation of cyber attacks.
During this webinar, BitSight CTO and Co-Founder Stephen Boyer will show you how to use Security Ratings to quickly and accurately assess the security risk an acquisition target brings to your information ecosystem.
He will also explain:
- How Security Ratings can help not just before, but also during and after the acquisition to make your entire network safer
- The value of analyzing risk using Security Ratings
- A case study of a customer using Security Ratings to drive risk-based conversations with acquisition targets