Deep dive discussion into the Buy to Let Market – Legal & General Mortgage Club

To mark the upcoming International Women's Day, the Mortgage Club will be hosting a panel session of prominent female figures from across the lender & broker communities to discuss their roles within the industry, the challenges they face, the opportunities they have experienced, and what the future landscape of the industry may look like from a gender diversity perspective.

Hosted by Clare Beardmore, Head of Digital Transformation & Operations for the L&G Mortgage Club, we are delighted the panel will include:

Esther Dijkstra - Managing Director, Intermediaries, Lloyds Banking Group
Louisa Sedgwick - Managing Director Mortgages, Vida Homeloans
Donna Brenchley - Proposition Director, Mortgage Advice Bureau
Emma Hollingworth - Distribution Director, M:Qube

With Skipton Building Society for Intermediaries now live on SmartrFit, join our host Clare Beardmore, our Head of Digital Transformation & Operations, as she discusses with Derek Adams, Key Relationship Manager for Skipton, the value of the combined search criteria tool & affordability calculator from the lender perspective.

Derek will also discuss how the tool can help advisers write new business with Skipton more effectively, plus an outline of their current criteria and affordability.

Clare will also outline the roadmap for SmartrFit enhancements and updates across 2021.

It’s been 5 years since major tax changes for landlords came into effect, making the private rental sector a less lucrative option. 5 years on - what support do landlords need from their advisers to help manage their portfolios and maximise their opportunities in this sector?

Join Danny Belton, our Head of Lender Relationships, as he hosts a panel of Buy-to-Let lenders to debate this milestone, the impact of the tax changes over this period and what it means for advisers and their customers going forward.

Panellists:
Aldermore
Foundation Homeloans
Pepper Money
Precise Mortgages

Covid-19 has prompted many older consumers to review their finances, with a view to considering debt consolidation, home improvements and pound for pound remortgaging. Later life lending is perfectly positioned to capitalise upon and support these growing consumer needs amongst the older generation.

Many older customers fall outside of the typical high street lending criteria. Later life lending could create increased opportunities for these customers should they wish to release equity in their homes or look to take out a new mortgage to support their plans.

Join Danny Belton, our Head of Lender Relationships, as he hosts a panel session that takes a holistic view at the Later Life Lending market with particular focus upon what’s happening with RIO and equity release. Legal & General Home Finance will also give advisers a sneak peek at their upcoming RIO exclusive.

This webinar is aimed at those advisers who aren’t currently working in the later life space (or do very little) but want to find out more about the opportunities available, and how they can reach more customers.

Panellists are:
Hinckley & Rugby Building Society
Hodge
Legal & General Home Finance
Live More

Find out all about Portfolio lending from the BTL experts at Zephyr Homeloans. Plus, hear the latest market insights from Paul Fryers (Zephyr MD) and handy hints and tips on case submissions from Andy Rowe (BDM).

Following on from our massively popular recent webinar looking at the complexities surrounding the EWS1 Form and cladding issues, the panel will be reconvening for a live follow-up session where they answer many of the questions that were put forward by the audience.

The follow-up session will once again be hosted by the L&G Mortgage Club Director, Kevin Roberts. So join us to continue to obtain more insight about this hugely relevant and timely topic.

Panellists are:

Geoff Bramall - Head of Technical Services, Legal & General Surveying Services
Greg Cunnington - Director of Lender Relationships and New Homes, Alexander Hall
Jonathan Evans - Business Development Manager, Skipton Building Society
Glenn Horton, Director, H&H Fire

Specialist lending has always picked up business that has fallen down at the high street either by having a wider criteria set or a more manual approach to cases on their individual merits. In 2020, we’ve seen an unprecedented amount of criteria changes and amendments as we all adapt to the COVID-19 pandemic.

This in turn has strengthened the need for common sense lending and manual assessment of some cases to deliver the right outcome that don’t always meet the typical ‘ tick boxes’. Kent Reliance for Intermediaries are seen as specialists in specialist lending and we’ll be looking ahead at the specialist market and where the opportunities and solutions are for Intermediaries to offer to their customers. In this session we’ll be looking at customers who are self-employed, near prime, shared ownership and buy to let.

During this webinar we’ll cover (learning objectives):
• The self-employed market and how our team of specialist underwriters can help with nuances.
• The current levels of debt in the UK, amount of CCJ’s registered and how we can help
• Shared ownership: How does it work, how can this be a proactive solution for customers.
• 2 case studies with adverse credit and how we can help
• Buy to let: Limited company tax structures, HMO’s, Intercompany loans.

L&G Mortgage Club are hosting a webinar dedicated to the issues surrounding the EWS1 form. The Club has received several requests from advisers to intervene with lenders and valuers where the property in question has ‘no cladding’ but the valuer has requested an EWS1 form.

This webinar will look at the current RICS rules, examples of what ‘cladding’ covers and when the EWS1 form is required

Join our Director Kevin Roberts as he hosts a panel of industry experts which looks at this highly relevant topic from the perspective of lenders, surveyors and brokers, with the aim of providing advisers with some much needed clarity to help support pertinent future applications.

Panellists include:
Alexander Hall
Legal & General Surveying Services
Skipton Building Society

There is no doubt that the stamp duty tax break introduced last year has caused a buying frenzy in both the residential and buy to let markets. As the deadline approaches, we discuss the possible implications and the options available to buyers and landlords who may miss the 31st March deadline.

Join Danny Belton, our Head of Lender Relationships, as he hosts a panel of industry experts to discuss what lenders and conveyancers are doing to help buyers and landlords meet the deadline, the options available to those who may miss the deadline and the implications for those who do miss the deadline.

Panellists include:
Lend Invest
Nationwide Building Society
Octane Capital

Covid-19 has prompted many older consumers to review their finances, with a view to considering debt consolidation, home improvements and pound for pound remortgaging. Later life lending is perfectly positioned to capitalise upon and support these growing consumer needs amongst the older generation.

Many older customers fall outside of the typical high street lending criteria. Later life lending could create increased opportunities for these customers should they wish to release equity in their homes or look to take out a new mortgage to support their plans.

Join Danny Belton, our Head of Lender Relationships, as he hosts a panel session that takes a holistic view at the Later Life Lending market with particular focus upon what’s happening with RIO and equity release. Legal & General Home Finance will also give advisers a sneak peek at their upcoming RIO exclusive.

This webinar is aimed at those advisers who aren’t currently working in the later life space (or do very little) but want to find out more about the opportunities available, and how they can reach more customers.

Panellists are:
Hinckley & Rugby Building Society
Hodge
Marie Catch, Legal & General Home Finance
Live More

SmartrFit is Legal & General Mortgage Club's latest innovation, combining our mortgage search criteria tool with an affordability calculator, to find an even smarter fit between your clients and lenders.

Come find out more by watching our short introductory demo of the tool. For those of you who have already seen SmartrFit in action, we'll be highlighting some of the latest key updates to the tool.

SmartrFit is dedicated to quickly, simply and accurately finding your clients the right deal, first time.

Looking ahead into 2021, Metro Bank will talk through their evolving specialist mortgage proposition with tops tips on how to place cases that will enable you to support a wider breath of mortgage customer. Join Paul Weatherhogg, Key Account Manager and Martin Burgess, Business Development Manager, as they focus on their Joint Borrower Sole Proprietor proposition and importance of the Bank and of Mum and Dad.

This is for use by FCA authorised intermediaries only

Find out all you need to know about Zephyr Homeloans in this new webinar series. In the first session you’ll hear from Paul Fryers (Zephyr MD) and Mark Rookyard (BDM) about their specialist BTL offering and the added value benefits of choosing Zephyr. Highlights include how you can stay up-to-date with the latest BTL trends and insights, from the findings they share hot off the press from their sister company The Deposit Protection Scheme (The DPS), plus find out top tips on how to get your case submissions right first time.

Join Paula Priest, National Account Manager from Foundation Home Loans as she discusses the latest landlord data trends and how she can help with your specialist cases in 2021.

Here at Platform, we do things differently. We are part of The Co-operative Bank – the only high street bank to be guided by a customer-led Ethical Policy.

In this webinar, you can find out more about Platform's products & services, as well as our approach to affordability, our packaging requirements and the benefits to you as an adviser of using us.

SmartrFit is L&G’s latest innovation, combining our mortgage search criteria tool with an affordability calculator, to find an even smarter fit between your clients and lenders.

For a system to truly support your work, it should grow alongside your business. Not only is Legal & General’s Mortgage Club committed to continually evolving, we’re on a digital transformation journey, and dedicated to growing the industry as a whole. Once you’ve entered a client’s mortgage requirements, it does the research for you, quickly matching the most appropriate lenders from our panel to their circumstances.

SmartrFit is dedicated to quickly, simply and accurately finding your clients the right deal, first time.

The Growth Series is a free resource with the aim of supporting brokers and to help them grow their business. The material ranges from podcasts, blogs and guides and they cover a broad range of topics to support firms large and small. Some examples of the types of content are help with utilising social media, making sure your firm is visible to prospective new clients and tips on how you can support existing clients.

The presentation will run through our top tips from the Growth Series content to introduce you to what free support is available.

With an increased focus on remote working, join our panel to understand the benefits of using a technology-backed conveyancing solution. If your local conveyancer continues to operate out of filing cabinet, then perhaps its time to rethink your approach and embrace an online provider, as opportunities exist for brokers to work with conveyancing partners.

Providers participating are:

The Moving Hub
Simplify
ULS Technology