Name: Understanding misconceptions of adverse credit & the opportunities for advisers
Start: 2021-07-21T10:00:00Z
End: 2021-07-21T10:00:22.000Z
Location: BrightTALK
Rating: 5

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When you can't place a case, you can refer it!

In this virtual roundtable, we'll be joined by some of our Referral Pro partners, showcasing where they can support you and your clients by referring cases.

Join this session to get tips on when and how to refer, hear from some of our Referral Partners and ask questions to our expert panel.

We'll be joined by speakers from:
●  GoTo Group 
●  Fluent Money 
●  SortRefer
● Key Partnerships

From Leads to Loans: Referral Pro

In this webinar we look at how older clients with borrowing needs are changing and how this shift will affect your advice philosophy. We’ll also show how product design and innovation has developed to assist your older clients.

Understanding later life lending market dynamics

Join us for an engaging panel webinar where leading UK mortgage lenders unveil how innovative technology is reshaping the mortgage landscape. Tailored for UK mortgage brokers, this session offers insights into cutting-edge tools and systems that streamline processes, enhance client experiences, and drive success. Don’t miss this opportunity to learn from industry experts and elevate your business through technology.

We'll be joined by speakers from:
• LendInvest
• Hinckley & Rugby Building Society
• Paragon

From Paper Trails to Digital Tales: Mortgage Tech Innovation

Here at Harpenden Building Society, we have always championed mortgages for the older clients, have no upper age limit and can offer an interest only mortgage.  JBSP is accepted. Re-mortgages available for a variety of reasons.  This could be to pay for travel plans, home upgrades or a loved one’s first home. Overpayments of up to 10% of the capital each year, without incurring an Early Repayment Charge.  Overpayments are based on the original loan amount. However, if your client is worried about the exit route we allow repayment mortgages, based on affordability.

Harpenden Building Society - Interest Only and no upper age limit

Please note, we've had to change the date of this webinar due to unforeseen circumstances.

Join LendInvest, Specialist Mortgage Lender, in their exclusive webinar based on technology and its role in cutting the complex from specialist mortgages. Led by Ed Appleby, Business Development Manager for the Northeast and Yorkshire, who will address the challenges brokers face day to day, and the growing requirement for a simple mortgage process. 

You will also gain insight into LendInvest’s range of Buy-to-Let, Residential and Bridging products, including the latest upgrades to the Mortgages Portal that have cut application times. Furthermore, there will be the opportunity to contribute to valuable market research through polls and open questions. 

Register today to learn how technology is revolutionising the specialist mortgage market.

Revolutionising the Specialist Market with Technology

We surveyed potential self employed borrowers, and 49% told us they wouldn’t feel confident finding a lender that offers an affordable self-employed product*. We can work together to dispel this myth that there aren’t products to cater to their needs. 

We’re one such lender. Where other lenders develop criteria that only meets the needs of certain borrowers, at Saffron, our approach to layering our criteria brick-by-brick – tying criteria together to offer more flexible solutions - helps these unique borrowers get a mortgage that suits them. 

Join us for this webinar, where we’ll be sharing insider tips on what lenders generally look for when assessing a self employed case. You’ll be able to deepen your knowledge of this borrower profile and their income streams. Plus, this session can contribute towards your CPD (download your certificate after the webinar).

*2023 survey conducted with You Gov, 1000 respondents

Self-employed - let’s bust the myth

Join us for an insightful webinar where industry experts come together to discuss the latest Financial Conduct Authority (FCA) consultation paper, CP25/11, titled "Mortgage Rule Review: First steps to simplify our rules and increase flexibility." This session will delve into the implications of the proposed changes for the mortgage industry and explore strategies to ensure continued market progress.

Key Topics of Discussion:
• The impact of the FCA's proposals on the advised ratio, currently at 97%
• Potential contradictions with the advancements made since the Mortgage Market Review (MMR)
• Collaborative efforts with AMI and UK Finance in addressing the challenges

Clare Beardmore will be joined by:
• Steph Charman, CEO of the Association of Mortgage Intermediaries (AMI)
• Andrew Montlake, CEO of Coreco
• Greg Cunnington, Head of Strategic Accounts - Lender at L&G Mortgage Services

Why Attend?
• Gain a comprehensive understanding of the FCA's consultation paper
• Hear about the responses and contribute to the ongoing dialogue
• Engage with industry leaders and peers on strategies to safeguard progress in the advised mortgage market

Don't miss this opportunity to be part of the conversation shaping the future of the mortgage industry!

Webinar: Navigating the FCA's Mortgage Rule Review

Our May coffee morning is focused upon the private rental market, and for this session, our usual host Sophie Holloman, will be joined by Liza Campion, Head of National Accounts from Market Financial Solutions. 
In this session, Sophie & Liza will unpack the recent trends in the private rental market, and discuss Market Financial Solutions' latest research results, to reveal what portfolio landlords are planning over the next 12 months.
Liza will also address the challenges of upcoming legislation and regulation in the BTL market, the diversification of portfolios, EPC regulation changes, and more, before summarising what this could mean for the future of the private rental market.

Private rentals are they a permanent fixture or a passing trend?

As the private rental sector continues to evolve in response to economic pressures, regulatory changes, and shifting tenant expectations, 2025 presents both significant challenges and exciting opportunities for landlords, and investors.

We will explore the key trends shaping the rental landscape this year. We’ll delve into:

1. Challenges ahead for the PRS
2. EPC Deadline Fast Approaching.
3. Opportunities in 2025 & Why Paragon?

Whether you're a seasoned professional or new to the sector, this session will provide valuable perspectives and practical strategies to help you navigate the complexities of the current market and position yourself for success.

Challenges & Opportunities In The Private Rental Sector

Please join us for a webinar where we look at the challenges and opportunities you may face in 2025. We will also take a dive in to the latest Q1 2025 Pegasus landlord data and how you can use this to target potential buy to let clients

Navigating 2025 – Challenges and Opportunities

Navigating the world of Buy-to-Let mortgages can be complex, and it can be tough to keep up with the rules and regulations, to best support your clients. This webinar aims to provide brokers with a comprehensive understanding of these specialised mortgage options, equipping you with the knowledge to better serve your clients.

• Understanding Buy-to-Let Mortgages: Learn the fundamentals and the latest trends in Buy-to-Let lending.
• Market Insights: Gain valuable insights into the current UK market conditions and forecasts from leading mortgage lenders.
• Q&A Session: Participate in an interactive session where you can pose your questions to the panel of experts.

We’ll be joined by speakers from:
• Molo
• Darlington Intermediaries
• Keystone Property Finance

Looking to expand your expertise in Buy-to-Let mortgages and provide your clients with informed advice on Holiday Lets and Limited Company Buy-to-Lets? Then join our panel webinar to hear from expert lenders in this area for valuable insights and practical information.

Don't miss this opportunity to enhance your understanding and stay ahead in the evolving mortgage landscape. Register now.

Unlocking Opportunities in Buy-to-Let Mortgages

The consumer landscape is changing: employment trends and cost of living impacting the residential applicants, evolving BTL economic backdrop, and some growth in the bridging market. We will discuss these trends, their impact and how this presents opportunities for brokers and their clients.

Cut the Complex. Taking the complexity out of lending. Simple for everyone.

In this session, we’ll break down our competitive BTL product range, flexible criteria, and streamlined process that’s built to move deals forward. Whether your clients are UK-based or investing from overseas, we’ll show you how our approach makes specialist lending simple, scalable, and full of opportunity.

Molo’s BTL Without Boundaries: Smarter Lending for UK & Overseas Landlords

First time buyers require more guidance now than ever before, and that’s why we’re committed to providing the support you need to help your clients find a place to call home. This webinar will introduce you to the challenges facing would-be buyers, our product range and the tools, service and support we provide to you.

Building a better future for first time buyers

A short webinar covering notable changes across residential, buy to let and second charge mortgage lending for brokers looking to maximise their business in 2025. The session will cover current market trends and buyer considerations, areas to focus on and a summary of how specialist lending can support business growth. By understanding these dynamics, brokers can enhance their service offerings to better support customers navigating the mortgage landscape.

Beyond the basics: Maximising broker success across mortgage markets

Join us for an informative panel discussion featuring esteemed speakers from leading UK lenders specialising in New Build mortgages. This webinar is designed for mortgage brokers seeking to deepen their understanding of the latest trends, opportunities, and challenges in the New Build mortgage sector.

Explore the nuances of New Build financing, gain valuable insights from industry experts, and learn how to better serve your clients in this growing market. Don't miss this opportunity to enhance your expertise and stay ahead in the competitive world of mortgage brokering.

We'll be joined by speakers from:
• Virgin Money
• Furness Building Society
• Principality Building Society
• Gen H
• HSBC

Secure your spot today and unlock the potential of New Build mortgages!

Brick by Brick: Navigating the New Build Mortgage Landscape

Our April coffee morning is focused upon boiler & home insurance, and for this session, our usual host Sophie Holloman, will be joined by Mark McAuley, Head of Commercial Operations & Partnerships at Hometree.

Hometree are a fast-growing home energy services company on a mission to accelerate the decarbonisation of homes. Their award-winning boiler and home emergency cover plans keep over one hundred thousand UK homes warm and working. They are now helping more people upgrade their homes with more energy-efficient hardware like heat pumps and solar panels. 

Home Tree are L&G Mortgage Club’s specialist partner for household and emergency boiler cover through its Referral Pro scheme, which helps brokers earn commission for referring clients to trusted partners to handle specific client needs. It also supports brokers in their delivery of Consumer Duty regulations by helping clients reach their financial goals.

This session will focus on what Hometree offer to clients and how DA brokers can refer cases to them and earn additional income in the process.

Boiler & Home Insurance Spotlight with Hometree

If you are looking for a lender with a bespoke approach to specialist lending, we are the lender to speak to. We do not credit score and all cases are manually underwritten. Most of our cases are ones that do not fit the High St. for various reasons and require a more lateral perspective. This is where we can use assets such as pension pots, investments etc. towards affordability. If it is the property that is causing concerns then we also specialise in unique or the unusual. Properties that have 2 kitchens. Above or alongside commercial. 3 properties on 1 title.

A focus on asset slicing and unusual properties

Pepper Money recently launched the fourth edition of their Adverse Credit Study, which shares key insights into the current state of the nation and the scale of the customer knowledge gap. Over the last 18 months, Specialist mortgages have become increasingly important, and Caroline Mirakian will share the areas of specialist mortgage opportunity for advisers in the next 12 months.

Understanding misconceptions of adverse credit & the opportunities for advisers

adverse credit

Financial advisor

mortgage adviser

mortgage lending

mortgage market

specialist lending

specialist mortgage

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Audit and Compliance

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Banking and Treasury

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Financial Planning and Analysis

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Understanding misconceptions of adverse credit & the opportunities for advisers

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L&G Mortgage Club Media Zone