Name: In conversation with Savills
Uploaded: 2021-10-01T11:47:48.000Z
Duration: 32 min 48 s
Description: Join Danny Belton, our Head of Lender Relationships, as he discusses the state of the new build market from the estate agent perspective with Gaby Foord, Associate Director at Savills. They will discuss the emerging consumer trends, the impact of the various government schemes in operation, and what the future of the market looks like.

Your one-stop shop for all our lender webcasts, roundtables and educational videos. Also sign up for live webinars and search our archive of videos including footage of Mortgage Club events.

Join our host Zara Bray as she starts the debate about what the green mortgages landscape  will look like, with our panel of guest speakers, who will offer their thoughts on this hot topic from a lender & broker perspective. What is the current thinking and what are the questions we need to be answering in order to move forward as an industry? Join us to find out more about this intriguing topic.

Panellists:

• Danny Belton – Head of Lender Relationships, Legal & General Mortgage Club
• Sebastian Murphy - Head of Finance & Brand Partnerships, JLM Mortgage Services
•	Nicola Goldie – Head of National Accounts, Virgin Money
•	Andy Mason – Head of Strategic Partnerships and Housing, Lloyds Banking Group

Green Mortgages Spotlight

Please join L&G Mortgage Club for their annual Business Standards Forum on 24th November, where we will be looking at a range of topics including:

• A View of the market from AMI
• Fraud
• Vulnerable customers
• ID&V

Business Standards Forum - November 2021

Join Chloe Bowden-Davies from Pepper Money who will cover the key opportunities within the specialist market to focus on as the year comes to a close. This includes the growing residential remortgage trend, the closing door for some of the self-employed and adverse areas to focus on to help more of your customers.

Sprint to the finish: The opportunities to finish 2021 on a high

Register for the Mortgage Club's latest virtual new build forum.  As the new face of New Build for the L&G Mortgage Club, host Danny Belton will provide an update on the market and how he will approach the Club's new build proposition going forward.   The agenda is currently being finalised but we are pleased to announce the following 2 panellists:  Andy Nelson, Head of Operational Policy, Homes England David O'Leary, Policy Director -  Home Builders Federation

Virtual New Build Forum - November 2021

Chat about the Market, Myths and Opportunities

Coffee morning with Key Partnerships

The impact of new government regulations and how your clients can benefit - looking at topics such as:
- New EPC Regulations overview
- Impact to landlords
- Benefits & implications
- How Landbay are supporting the changes
- Criteria highlights

From 1 April 2020, landlords can no longer let or continue to let properties covered by the MEES Regulations if they have an EPC rating below E, unless they have a valid exemption in place. New regulations must be applied to privately rented property and they must comply with the 2018 ‘Minimum Level of Energy Efficiency’ standard (EPC band E).

The Government also plans to increase the requirement to a 'C' rating for all new tenancies by 2025, and by 2028 for existing tenancies. 

In our session we will discuss the new EPC regulations for landlords. We will also look at challenges, benefits, exemptions, and recommendations so landlords can be informed with all they need to know to fulfil their obligations and avoid any financial penalty.

Finally, we will provide some top tips that can help to increase EPC ratings, plus explore governmental funds that are designed to support landlords.

The Future of Green Buy-to-Let Mortgages

Due to the new world that we find ourselves in, the residential specialist lending market is growing day-by-day as brokers look for new solutions to meet their customers’ ever changing borrowing needs. Fortunately specialist lenders such as Precise Mortgages understand the challenges and complexities of cases which fall outside of mainstream lenders’ criteria.  

In this educational bridging session from Roger Morris, Group Distribution Director at Precise Mortgages he will help you understand the mechanics of Bridging finance, starting with an overview about potential solutions in an increasingly complex market.  These complexities have been amplified even more so due to the challenges that the pandemic has presented many customers with and therefore the need for more diverse solutions is greater than ever before.  

As part of this presentation Roger will :

>. Explain the differences between bridging finance and short-term lending
>. Dispel the many bridging myths that exist
>. Discuss the importance of exit strategies 

Roger will then go on to help you identify solutions for a number of different customer requirements, such as:

>. Equity Release (including downsizing)
>. Light refurbishment 
>. Change of use (Buy to let to a HMO)
>. Chain Breaks 

Finally Roger will talk you through how to submit your  ‘decision in principle’ and what you need to submit with your application to ensure your cases are processed as quickly as possible, an essential for bridging finance.

He’s looking forward to seeing you there!

The mechanics of *Bridging* finance by Precise Mortgages

At eConveyancer we know that having access to great technology, streamlined processes & exceptional support makes your job easier.  We give you back the time to do what you do best – providing quality advice to your clients. Join Michelle & Laura in discussing how eConveyancer can be used to source, quote & recommend experienced conveyancers perfect for your clients. 

How, with access to DigitalMove, & the improved communication it brings, your purchase cases can complete sooner & Rapid Remortgage – enabling your clients to reach a point of legal certainty earlier, allowing them to complete at a time which suits them

eConveyancer – Transforming the Home Moving Experience

For those advisers who were unable to attend our recent roadshows series, Daniel Morgan, Commercial Manager at Rightmove will be offering his presentation as a webinar. Daniel will offer his insights into what is happening within the mortgage market from a property perspective, and what the future may look like.

The Property Perspective – An update on the market from Rightmove

A personalised approach to common sense lending for clients who don’t fit the mould

Bank of Ireland – Introducing Bespoke

This session will focus upon My Identity.org, a new digital identity trust scheme for the home buying and selling process, designed by Etive. The scheme helps reduce the amount of identification required as part of the mortgage journey, speeds up the buying process, frees up valuable time for brokers, and ultimately improves the customer experience.  

Join our host Danny Belton, Head of Lender Relationships, as he questions Stuart Young, founder of Etive, on the scheme’s impact, progress and the opportunity it provides brokers to address ID processes through a different approach.

ID&V Spotlight – a new approach to ID processing

Launched earlier this year, Generation Home are a new disruptive mortgage lender with a mission to improve access to homeownership for first time buyers. They operate on a new innovative concept of helping first time buyers apply for a mortgage with friends and family involved, who also have a stake in the property’s equity. Join Danny Belton, our Head of Lender Relationships, as he discusses this exciting new approach to high LTV lending with Will Rice, the founder and CEO of Generation Home.

Generation Home: offering an innovative lending approach for first time buyers

Vida’s Key Account Manager, Mil Consiglio, will be discussing in more detail how Specialist is becoming the new mainstream when it comes to BTL, examining exactly how this part of the market is changing going forward in 2021 and into 2022. Mil will discuss the rise of the specialist BTL market, tenant demand, market resilience, upcoming reforms, SPVs and Limited Companies, HMOs and specialist properties and more, giving you the insight to be able to prepare for the new year and assist clients that may be looking for a BTL mortgage to suit their more complex requirements.

Specialist becomes the new ‘Mainstream’

Earlier this year, the government launched the Help to Build scheme to make self-build more accessible and affordable. The scheme is a £150 million government fund allowing for low-deposit mortgages through equity loans on self and custom build homes and aims to help people build or commission a house that meets their specific needs.

Our panel, hosted by Danny Belton, Head of Lender Relationships, will discuss how the Help 2 Build scheme works and how it is impacting the wider new build market. This area of the market has seen considerable legislative change over the past few years, so the panel will examine how that change is progressing in practice. They will also look at the types of lender support available for the self-build and custom-build market, as well as identifying what opportunities are available from a broker perspective.

Our panellists are:
• Jasmine Smith, Business Development Manager, The Melton Building Society
• Tom Molloy, National Account Manager, Mansfield Building Society
•	Stuart Bryce, National Relationship Manager, Buildstore

Driving the ‘Self Build’ Revolution

TML continue their talk series with a look at the self-employed market and the effects that Covid 19 has had. Join us as Steve Griffiths (Sales and Product Director) and Louise Apollonio (National Account manager) talk through their own self-employed research and learn how TML can help you place cases with Covid impacted accounts

Self Employed – a focus on Real Life

The general finance market took a huge step back on speed as a result of Brexit and the pandemic. Bridging was always known for being the speedy finance, yet, it is now often taking twice as long as it was previously. The market is returning to normal, however, speed is still an issue. Roma Finance will look at why this is still occurring and how to influence and ultimately resolve it.

Back to the Future: The Return of Speedy Bridging

To hear more about our brand-new Buy-to-Let affordability and criteria calculator, join us for our upcoming webinar where we'll share with you how:

• We’ve worked with lenders to incorporate their criteria and affordability assessments for different types of landlords, to provide you with accurate results  
• The calculator works including our intuitive questionnaire, and provide a full demonstration 
• Using SmartrFit can help you not only quickly research how much your landlords can borrow but consider products too.

SmartrFit Update: Introducing our Buy-to-Let affordability & criteria calculator

Join Danny Belton, our Head of Lender Relationships, as he discusses the state of the new build market from the estate agent perspective with Gaby Foord, Associate Director at Savills. They will discuss the emerging consumer trends, the impact of the various government schemes in operation, and what the future of the market looks like.

In conversation with Savills

mortgage

new build

mortgage market

mortgage adviser

housebuilder

first time buyer

financial adviser

Join this highly engaged community of UK financial advisers as they share peer-to-peer best practice advice. Find content related to investment and economics, better business practices, client acquisition and client referrals for financial advisors, as well as tax and pension advice. Further the engagement by presenting and participating in live interactive webinars and videos.

UK Financial Advisers

The accounting and finance community on BrightTALK features presentations from leading accountants and finance professionals. The accounting community includes tax planning strategies, QuickBooks webinars and other accounting webinars, while the finance community features presentations on financial capital regulations and forensic data analytics. Join the conversation by attending live financial and accounting presentations and connecting with industry thought leaders.

In conversation with Savills

Presented by

About this talk

More from this channel