Name: EPC: Everything you need to know… plus a lot more!
Start: 2022-02-16T11:00:00Z
End: 2022-02-16T11:00:47.000Z
Location: BrightTALK
Rating: 4.7

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Mark Rookyard, Regional Sales Manager at the award-winning BTL lender, Zephyr Homeloans, will provide an update on aspects from the rental market, including UK rent prices and planned changes to EPC rules, as well as highlights from Zephyr’s lending criteria.

Join the webinar and you’ll also find out about how partnership incorporation could benefit landlords, and you’ll have the opportunity to ask questions.

Buy to Let Market and Zephyr Update

As an adviser, are you looking for more tech to help support and streamline your operations?

If so, then join Sophie Holloman, Key Relationship Manager at Legal & General Mortgage Club for our next tech-focused coffee morning. Sophie will be joined by Thora Kehoe, Chief Product Officer at Smartr365 to discuss what they are currently building and what’s in their future pipeline. 

Smartr365 are an end-to-end mortgage and protection platform connecting advisors, estate agents and home buyers. Their mortgage broker CRM system helps advisers save time, reduce paperwork and consolidate applications into a single, easy to use software platform for mortgage brokers.

Mortgage Tech Update - What’s new with Smartr365?

Join Louise Apollonio, Head of Corporate Accounts at The Mortgage Lender, as she looks at the current market and the impacts of this on customers. She will share TML’s findings from their recent research around cost of living and the impacts on affordability, as well as looking at how to maximise borrowing.

Real Life Lending – amplifying affordability

Join our Roundtable to hear from lenders who specialise in non-mainstream mortgages. Hosted by Telephone Relationship Manager, Elle Heal, this webinar will provide mortgage advisers with insight into the products and services available to their clients that struggle to qualify for a standard mortgage and are looking for something a bit different.

Elle will be joined by speakers from:

• MT Finance
• Saffron for Intermediaries
• Market Harborough Building Society
• West One

What's so special about Specialist Lending?

Michelle Ward, National Account Manager and Kim Dickinson, Business Development Manager will share some great reasons to use Virgin Money and Clydesdale Bank; bringing to life recent proposition and criteria changes which will help you say ‘yes’ to more.

Virgin Money and Clydesdale Bank – Saying ‘Yes’ to More…

Do you have clients that don't fit the standard mainstream lending types? Do you need something a bit more specialist?

Then join our webinar to hear from lenders who are experts in the specialist market. Covering bridging, second charge, ex-pat and more, this panel of lenders will be on-hand to answer your questions and help you place those difficult cases.

Samm Piper, Lender Account Executive at Legal & General Mortgage Club hosts this lively panel discussion, with speakers:
• Kyne McAllister, Affirmative
• Jonathan Mann, OSB
• Caroline Mirakian, UTB
• Alan Collins, ROMA

As this is a live session, come prepared with your questions for our lender guests!

Specialist Lending: One size does not fit all

In the ever-evolving landscape of residential mortgages, staying in sync with market trends and skilfully tackling intricate criteria are crucial. At Harpenden Building Society, we're here not only to provide unwavering support but also to empower you with knowledge.

Join us for an engaging webinar titled "Unveiling Residential Mortgage Complexity: A Harpenden Building Society Perspective." In this session, our expert, Chelsea, our Telephone Business Development Manager, will guide you through the maze of residential mortgage niches. Our flexible lending criteria have been meticulously designed to address these intricacies, and we're excited to share our insights with you.

Throughout this interactive presentation, we will explore the unique challenges and opportunities that mortgage brokers face in today's dynamic residential mortgage market. Chelsea's expertise will be your compass, covering complex property criteria, navigating diverse income streams, and effectively juggling multiple sources of income.

Join us to gain valuable insights and strategies that will empower you to excel in the realm of the more difficult-to-place residential mortgages. Your success is our priority, and we're here to support you every step of the way.

Unveiling Residential Mortgage Complexity: A Harpenden Perspective

Earlier this year LendInvest commissioned a market survey to discover how aspiring homeowners who are self-employed, have irregular credit histories, or complex income streams feel in today’s environment. Here’s a sneak peak - 48% of respondents said their lives were negatively impacted by the mortgage process. Join LendInvest Mortgages to explore the full research - what they are doing to support borrowers and how mortgage brokers can help too. LendInvest’s BDM, Waqar Khan will take you through the findings and explore the different solutions on offer.

This will be a live webinar, so come prepared with your questions for LendInvest

How difficult is it to get a mortgage: Surveying borrowers to meet market needs

Modern needs demand modern solutions, and the current demands on the residential mortgage market are ever-changing. The impact of the cost of living, employment status, impaired credit history, and supporting professional/key workers and the self-employed. These are growing areas of complexity that need a simple solution. What opportunities are there for the broker community and how can specialist lenders help? And has specialist lending become the new normal?

Meeting the complex demands of the residential market

Following a brief hiatus, our coffee mornings are back! 

With the mortgage market currently experiencing extremely challenging conditions, advisers need all the support they can to be able to write business effectively. Sophie Holloman, Key Relationship Manager at Legal & General Mortgage Club will be joined by Greg Simkins, Senior Mortgage Associate at LargeMortgageLoans to discuss how as a packager they can support advisers with complex cases that they can’t place on their own. LargeMortgageLoans provide bespoke solutions for clients with complex financial circumstances including high net worth individuals, entrepreneurs, expats and foreign property investors.

Support for Difficult Cases

As a New Entrant to the Intermediary Specialist Mortgage Market Tandem want to challenge “the norm”.  Tandem will demonstrate exactly how they are reimagining the mortgage process.

Tandem Bank – Bringing New Thinking to the Specialist Lending Market

With customers facing rising interest rates, soaring inflation and significantly increased living costs, the demand for specialist lending is growing.  However, it’s not just homeowners that are affected, many buy-to-let landlords are also exploring how best to maximise their rental yields including portfolio diversification.
 
Whatever lending challenges your customers are facing, we have a range of solutions at Precise Mortgages, Kent Reliance for Intermediaries, and InterBay (part of the OSB Group).
 
We understand the complexities of cases that fall outside of mainstream lenders’ criteria that need an alternative approach to lending and we could support:
 
>. Buy-to-let landlords looking to diversify their portfolio
>. Customers with adverse credit
>. Purchasers struggling with complex incomes, affordability and low deposits
>. Those looking to remortgage for debt consolidation with affordability challenges.

Plus demonstrate why Kent Reliance for Intermediaries, Precise Mortgages and InterBay should be an essential part of your ‘Alternative Approaches’ toolkit.

Book your place today to save disappointment!

Achieve Success Using Alternative Approaches to Lending

Join us for our 3rd and final webinar in our Consumer Duty Series.
Zara Bray, (newly appointed) Head of Broker at Legal & General Mortgage Club, and Stacy Penn, Senior Policy Adviser at the Association of Mortgage Intermediaries (AMI) will be meeting again to discuss where we currently are with the approaching Consumer Duty deadline, and what resources are available to support advisers.

Come prepared with your questions for Zara and Stacy, as this will be a live session!

Consumer Duty - the final countdown

In a market that is driven more so on affordability than ever right now, we will run through the ways in which Bespoke can enable your clients to maximise their borrowing capacity across both Residential and Buy To Let property.

Utilising Bespoke For Your Clients

Rosheen Hastie, Telephone Relationship Manager at Legal & General Mortgage Club, hosts this panel discussion, talking about the challenges often faced by home-buyers who need something other than a typical, mainstream mortgage, and what support is available to help those that may fall outside the average home loan mould.

Covering topics such as Affordability, First Time Buyers and Green Mortgages, Rosheen will be joined by;

• Peter Dockar - Gen H
• Rob Barnard - Pepper Money
• Derek Adams - Skipton
• Louise Apollonio - TML

Alternative Approaches to Lending

Join Andrew Cappaert, Brightstar National Account Manager & Hisham Elabaire, Brightstar Commercial Finance Specialist as they discuss how best to spot commercial finance solutions for your business owner clients, and how Brightstar can help.

How to spot Commercial Finance solutions for your business owner clients

Vulnerability can affect anyone at any time of their lives.

Firms need to pay close attention to the needs of customers and recognise characteristics of vulnerability. They must provide fair value, avoid causing foreseeable harm and support customers; communications must be understood by customers with characteristics of vulnerability and a firm’s approach to monitoring must identify where communications are not being understood and modifications and / or remedial activity is required to be carried out.

Tina Cooper, National Account Manager from Halifax Intermediaries, presents this informative webinar, to help advisers understand their requirements and responsibilities when supporting vulnerable customers, under Consumer Duty.

Vulnerable Customers (Consumer Duty)

Join for an insightful webinar featuring Michelle Ash, National Account Manager at Newcastle Intermediaries, as she discusses Newcastle’s commitment to supporting the self-employed market. Michelle shares the common sense way Newcastle Intermediaries assess self-employed income and explains the importance of new build and initiative schemes. Tune in to this webinar to discover how this approach can benefit you and your clients.

Supporting our Intermediaries through product, service and proposition

Join this live webinar and you’ll get the latest insight on the EPC legislation changes and the wider green agenda.  
 
Andy Rowe from buy to let specialists, Zephyr Homeloans, will be joined by Simon Collingridge, an independent, industry expert who regularly advises lenders, investors and industry bodies about the wider green agenda and its impact on the mortgage market. Together, they’ll cover the following topics:

• EPC – what the fuss is all about
• What impact is the Environmental, Social and Governance (ESG) agenda having on the mortgage market
• How you can help your landlord clients now 

You’ll also be able to have your questions answered by the experts through the webinar live chat and, of course, find out a little more about how Zephyr can help.

EPC: Everything you need to know… plus a lot more!

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EPC: Everything you need to know… plus a lot more!

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