Name: Specialist Lending: One size does not fit all
Start: 2023-09-08T10:00:00Z
End: 2023-09-08T10:00:53.000Z
Location: BrightTALK
Rating: 3.8

Your one-stop shop for all our lender webcasts, roundtables and educational videos. Also sign up for live webinars and search our archive of videos including footage of Mortgage Club events.

Join our final Sparks webinar of 2026, all about supporting borrowers with Adverse Credit

Adverse credit, positive outcomes: Lending solutions credit issues

Join our Sparks webinar on self-employed borrowers

Bespoke lending:  Support for self-employed borrowers

Join our Sparks webinar on New Build mortgages, including self-build

From plots to property: Navigating New Build mortgages

Join our Sparks webinar on First Time Buyers

Stepping onto the ladder: Mortgage solutions for First Time Buyers

Join our Sparks webinar about Later Life Lending

Empowering borrowers in Later Life: Navigating modern mortgage options

Join our Sparks webinar on Specialist Lending

When the mainstream won't fit: Exploring specialist lending solutions

Join our Sparks webinar on Complex BTL mortgages, including HMOs & MUHBs

Complex Buy-to-Let unpacked:  HMOs, MUFBs, and specialist strategies

Join our Sparks webinar on Holiday Let mortgages

Holiday Let mortgages:  Navigating criteria, risks, and rewards

Join our Sparks webinar all about Buy-to-Let Lending, including Limited Company BTL

Mastering Buy-to-Let:  The evolving landscape of BTL lending

Join our Sparks webinar on complex income, including skilled worker and visas.

Unlocking lending for diverse income streams

Join us for a Sparks webinar on mortgage technology

Innovation and Automation: Embracing digital in mortgages

Join us for an insightful panel discussion, focusing on the evolving landscape of mortgages for High Net Worth clients. This 45-minute webinar will feature expert speakers from top UK lenders, offering first-hand perspectives and practical guidance tailored specifically for mortgage brokers. 

Why Attend? 

Gain a deeper understanding of the unique needs and expectations of High Net Worth individuals when it comes to mortgage solutions. 

Hear directly from leading lenders about the latest products, underwriting criteria, and market trends affecting affluent clients. 

Learn strategies to strengthen your proposition and grow your client base in the high net worth segment. 

Participate in a live Q&A session with our panel of experts to address your most pressing questions.

High Net Worth lending: Practical solutions and market outlook

Join our new coffee morning host, Elle Heal, who will be discussing second charges with Matt Tristram, MD of Loans Warehouse. 

Whether you're new to second charges or looking to sharpen your expertise, this webinar breaks down the essentials and uncovers powerful strategies for using second charge mortgages to solve real-world client challenges. From myth-busting to case studies, we’ll explore how second charges can protect low rate first mortgages, boost affordability, and open new doors for clients, and for your business.

Second Charge Secrets: Unlocking Smarter Solutions for Every Client

Explore the challenges facing today’s first-time buyers, from rising house prices and income gaps to the growing role of family support. Learn how innovative mortgage solutions, including high LTV lending and flexible deposit options, can help make homeownership more accessible.

Overcoming today’s first-time buyer challenges

Join us for our final Sparks webinar of 2025! This one focusses on Specialist Lending, with a panel of lenders who excel in this area, sharing insights, practical strategies, and real-world case studies to help you unlock new opportunities for your clients.

Join us for this 45-minute live session to hear about:
Current trends shaping the specialist lending market
Key challenges and solutions for complex cases
Tips from top lenders on structuring deals for success

Whether you’re looking to expand your offering, navigate tricky scenarios, or simply sharpen your competitive edge, this webinar is packed with actionable advice tailored for brokers.
We'll be joined by:
Emma Saint from Furness Building Society
Steve Hewitt from Aldermore
Chelsea Pordage from Harpenden Building Society
 Chris Proudfoot from Gatehouse Bank

From Complex to Closed: Specialist Lending made simple

A L&G Ignite Webinar

The Buy-to-Let (BTL) market is facing unprecedented challenges. With rising interest rates, evolving regulatory demands, and shifting lender criteria, brokers are under more pressure than ever to deliver for their landlord clients. Join us for an exclusive webinar, chaired by Jane Simpson (Head of Strategic Accounts - Broker, L&G Mortgage Services), where a panel—including Kelly Bretherton (Head of Ignite), Louise Apollonio (Sales & Distribution Director, The Mortgage Lender), and Sophie Waugh (Mortgage Technical Manager/Associate Mortgage Adviser at John Charcol) will tackle the most pressing questions in BTL affordability.
This session will explore:
• The biggest hurdles brokers face in today’s affordability assessments.
• How lenders are adapting their criteria in response to market and regulatory pressures.
• The impact of stress testing, rental coverage ratios, and the rise of flexible underwriting approaches.
• Whether portfolio landlords are being disproportionately affected—and what brokers can do about it.
• The evolving role of technology and sourcing systems in navigating complex affordability rules.
• Predictions for the next 12 months: what’s changing, and how brokers can prepare.
• Actionable advice from industry leaders to help brokers thrive in a challenging landscape.
• Plus, discover how L&G Ignite’s Affordability Tool is empowering brokers to overcome BTL affordability challenges. 
Whether you’re a seasoned broker or new to the BTL sector, this webinar will equip you with the latest insights, practical tools, and forward-looking strategies to support your clients and grow your business. Register for free today.

Unlocking Buy-to-Let Affordability: Insights, Strategies, and the Road Ahead

Clare Beardmore, Director - L&G Mortgage Club and Adrian Moloney, Group Intermediary Director at OSB Group sit down to explore the future of mortgages in the specialist space.  

Join our upcoming webinar with OSB Group, to learn how their brand strategy, built on industry-leading service and trusted partnerships, leverages the strengths of diverse brands - Precise, Interbay, and the newest addition, Rely. Gain insights into how the launch of Rely is opening doors for intermediaries and landlords seeking tailored lending solutions. 

We’ll explore the evolving new build market and how Precise continues to support this sector with enhanced offerings, such as increased LTV options and more flexible income assessments. Hear about our close work with regulators and the value of partnerships that enable us to support a broader range of clients. 

The webinar will also spotlight the role of AI and innovative technology in boosting adviser efficiency and maintaining a personal touch. You’ll see how user-friendly platforms and the latest Ignite features offer real-time information, empowering advisers to make smarter sourcing decisions. 

With the UK commercial mortgage market booming in 2025, our experts will discuss how advisers can diversify into commercial and bridging loans, expanding beyond traditional residential lending.  

This dynamic webinar is perfect for advisers eager to upskill, grow their client base, or stay ahead in a changing market. Don’t miss your chance to access the latest strategies, tools, and opportunities shaping the future of specialist lending.

When Clare met Ade - the future of mortgages in the specialist space

For three decades, L&G Mortgage Club has helped shape the UK mortgage and advice landscape. In this special anniversary video, past and present Mortgage Club Directors come together to reflect on the milestones, challenges, and defining moments that built the Club into what it is today. Hear first-hand stories from those who led the transformation of our proposition, strengthened lender relationships, supported advisers through industry change, and helped the Mortgage Club become one of the most trusted partners in the market. Whether you joined us at our 30th anniversary conference or are exploring our history for the first time, this short film offers a unique perspective on our journey — and what the future may hold for advisers, lenders and homebuyers.

What you’ll see in this video:
• Reflections from past and present Mortgage Club Directors
• Key moments that shaped the Club over 30 years
• How the Mortgage Club has supported advisers and the industry
• Personal stories, milestones and lessons learned

A perfect companion to our anniversary whitepaper Home 2055, this video brings our heritage — and our future ambitions — to life.

30 Years of L&G Mortgage Club: Reflections from our Directors, past and present

What's in store for BTL borrowers looking to re-mortgage or product transfer in 2023?

We're joined by speakers from Aldermore, Fleet Mortgages and Santander to discuss the opportunities and challenges that are coming in the new year and how we can all support clients with the changing rates and products.

Join us live and ask your questions to our panel of experts!

Buy-To-Let Re-mortgage & Product Transfer in 2023

2023 was a turbulent year for the UK mortgage market. It witnessed the highest interest rates seen in 15 years, with a stream of consecutive Bank of England base rate rises resulting in the purchase market slowing. How did the mortgage industry cope with these challenges? Well, the introduction of the new Consumer Duty regulations and a rise in innovative products filling market gaps, has helped lead to a consumer focussed market and a positive end to the year. So, what can we expect for the future of the mortgage market in 2024 and beyond?

Join us for an insightful webinar, where we will take a look back at the UK mortgage market in 2023 and share our analysis, insights and predictions. You will hear from some of our key lender partners, who discuss topics such as:
• The state of the housing and mortgage market in 2023
• The growth of fintech and green lending in the mortgage industry
• The new regulations and policies that shaped the mortgage market in 2023
• The best practices and lessons learned from the mortgage industry in 2023

Samm will be joined by speakers from Bank of Ireland, LendInvest, Market Harborough BS, Skipton and The Mortgage Lender. Register now and secure your place for this informative and engaging webinar.

A look back at 2023 - how the mortgage industry has adapted to a turbulent year

Sometimes, in order to do the right thing for your client,  you may need to refer your a case to a lender, packager or master broker. Our upcoming webinar, Maximizing Mortgage Referrals: How to Build Strong Relationships and Boost Your Business, will provide you with the tools and knowledge to help you decide when referring might be the best thing for your client, and how to do it well.

Led by industry experts, this webinar will cover topics such as effective communication strategies, building trust with referral partners, and leveraging technology to streamline the referral process. Don't miss out on this valuable opportunity to learn from the best in the business. Register now for "Maximizing Mortgage Referrals".

Maximizing Mortgage Referrals

Join us for a virtual roundtable, with lenders who specialise in Later Life mortgages talking about the market and how they can help you to help your customers.

We'll be joined by:
Simon Glass from Beverley Building Society
Kate Morgan from Hodge
John Davison from Perenna
Karen Banks from Pure Retirement

This will be a live webinar, so come prepared with your questions and cases!

Lending in Later Life - Roundtable

Join our Roundtable to hear from lenders who specialise in non-mainstream mortgages. Hosted by Telephone Relationship Manager, Elle Heal, this webinar will provide mortgage advisers with insight into the products and services available to their clients that struggle to qualify for a standard mortgage and are looking for something a bit different.

Elle will be joined by speakers from:

• MT Finance
• Saffron for Intermediaries
• Market Harborough Building Society
• West One

What's so special about Specialist Lending?

Rosheen Hastie, Telephone Relationship Manager at Legal & General Mortgage Club, hosts this panel discussion, talking about the challenges often faced by home-buyers who need something other than a typical, mainstream mortgage, and what support is available to help those that may fall outside the average home loan mould.

Covering topics such as Affordability, First Time Buyers and Green Mortgages, Rosheen will be joined by;

• Peter Dockar - Gen H
• Rob Barnard - Pepper Money
• Derek Adams - Skipton
• Louise Apollonio - TML

Alternative Approaches to Lending

Self-employed clients can sometimes struggle to find the right mortgage for them, especially if they don't know where to look. Criteria, affordability, evidence of income are all factors that may cause a self-employed client to trip up on an application, how can we help them to find the right mortgage for them?

We'll be joined by lenders from across the industry, to discuss the self-employed market. Guest speakers include;

Steve Hewitt from Aldermore
Jade Wooldridge from Hinckley & Rugby For Intermediaries
Louise Apollonio from The Mortgage Lender

Come prepared with your questions for the lenders, to ask in this live panel discussion.

Supporting Your Self-Employed Clients

Join us for a round of presentations from Lenders specialising in the Buy-to-Let and Holiday Let market, hosted by Samm Piper, Lender Account Executive at Legal & General Mortgage Club.

The Lenders be sharing their propositions, discussing current market trends and opportunities and providing insight into how they see the market developing.

Hear from:
• Steve Hewitt - Aldermore
• Jean Errington - Harpenden Building Society
• Kate Martin - Quantum Mortgages
• Emma Parker – Stafford Railway Building Society

This will be a live session and we'll be welcoming questions from the audience.

Sparks: BTL & Holiday Let Roundtable

With the rising cost of living, homeowners are looking for ways to save money – including energy bills. Home insulation, double glazing, low wattage bulbs can all help with fuel costs, but retrofitting can also improve the property’s EPC rating, which in turn, could get them a great deal on a Green mortgage. They’re not the only ones who could benefit! Those looking too purchase new builds or first-time buyers are also interested in whether a Green mortgage is right for them. 

We'll be joined by;
Halifax for Intermediaries
Kensington
Landbay
Tandem

Join this panel discussion to hear what lenders are doing to help your clients with Green mortgages and their thoughts on where the Green market is heading.

Green Mortgages

2022 was a big year for New Build, with Help to Buy ending and the emergence of new Government schemes. In this Sparks session, we'll be hosting a roundtable with Lenders offering their perspective on:
What's happening with New Build in 2023?
How can we support New Build borrowers?
What are the market trends in Residential and BTL?
Are there any advancements in Government schemes?

Hear from, 
Morne Jacobs, Housing Development Manager at Halifax for Intermediaries
Ben Williams, Corporate Relationship Manager at The Coventry
Jonathan Mann, Corporate Account Manager at OSB Group

What's new with New Build?

Mortgage Tech is constantly evolving, from affordability calculators to e-docs, but how can you use tech in your business to help your clients?

In this Sparks session we're joined by Generation Home and Skipton for Intermediaries to discuss what advances have been made in recent years, what further work can be done, and the benefits to advisers of using tech in the day-to-day running of your business.

How to make the most of technology in the Mortgage Market

Welcome to our first Sparks session of 2023! And what a way to start off this year's Sparks series, with a panel discussion on Re-mortgage & Product Transfer.

Samm Piper, Lender Account Executive at L&G Mortgage Club will be joined by lenders representing the market, from mainstream to specialist lending, focussing on Residential Re-mortgages & Product Transfers - a hot topic in 2023, with 1.8million mortgages estimated to need re-financing, it's sure to be a record year.

Hear from Darlington Building Society, Eligible.ai and Foundation Homeloans for their takes on the re-mortgage market for 2023, how they're planning to approach this surge and how they can support your clients.

Supporting your residential clients through their re-mortgage

2023 Sparks Series

Do you have clients that don't fit the standard mainstream lending types? Do you need something a bit more specialist?

Then join our webinar to hear from lenders who are experts in the specialist market. Covering bridging, second charge, ex-pat and more, this panel of lenders will be on-hand to answer your questions and help you place those difficult cases.

Samm Piper, Lender Account Executive at Legal & General Mortgage Club hosts this lively panel discussion, with speakers:
• Kyne McAllister, Affirmative
• Jonathan Mann, OSB
• Caroline Mirakian, UTB
• Alan Collins, ROMA

As this is a live session, come prepared with your questions for our lender guests!

Specialist Lending: One size does not fit all

Mortgages

Specialist Lending

Mortgage Brokers

Mortgage Advisers

Mortgage Discussion

Bridging

Second Charge

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UK Financial Advisers

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Audit and Compliance

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Banking and Treasury

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Financial Planning and Analysis

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Fintech

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Specialist Lending: One size does not fit all

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L&G Mortgage Club Media Zone