Name: Commercial Finance Spotlight with Omega Commercial Solutions
Start: 2024-08-30T10:00:00Z
End: 2024-08-30T10:00:45.000Z
Location: BrightTALK
Rating: 5

Your one-stop shop for all our lender webcasts, roundtables and educational videos. Also sign up for live webinars and search our archive of videos including footage of Mortgage Club events.

Join our final Sparks webinar of 2026, all about supporting borrowers with Adverse Credit

Adverse credit, positive outcomes: Lending solutions credit issues

Join our Sparks webinar on self-employed borrowers

Bespoke lending:  Support for self-employed borrowers

Join our Sparks webinar on New Build mortgages, including self-build

From plots to property: Navigating New Build mortgages

Join our Sparks webinar on First Time Buyers

Stepping onto the ladder: Mortgage solutions for First Time Buyers

Join our Sparks webinar about Later Life Lending

Empowering borrowers in Later Life: Navigating modern mortgage options

Join our Sparks webinar on Specialist Lending

When the mainstream won't fit: Exploring specialist lending solutions

Join our Sparks webinar on Complex BTL mortgages, including HMOs & MUHBs

Complex Buy-to-Let unpacked:  HMOs, MUFBs, and specialist strategies

Join our Sparks webinar on Holiday Let mortgages

Holiday Let mortgages:  Navigating criteria, risks, and rewards

Join our Sparks webinar all about Buy-to-Let Lending, including Limited Company BTL

Mastering Buy-to-Let:  The evolving landscape of BTL lending

Join our upcoming Sparks panel webinar, as we tackle one of the most challenging areas in mortgage lending: complex income cases. From self-employed clients to multiple income streams, skilled-worker and Visa requirements, understanding how to structure and present these applications is key to securing approvals.

Unlocking lending for diverse income streams

Join us for a panel discussion exploring the latest innovations shaping the mortgage industry. This session brings together experts from leading UK lenders to share their perspectives on how technology is transforming the mortgage journey - from application to completion.

What you’ll learn:

How digital tools are streamlining processes for brokers and lenders
The role of automation and AI in improving efficiency and customer experience
Practical tips for brokers to leverage technology for faster, smarter outcomes
Future trends and what they mean for your business

Innovation and Automation: Embracing digital in mortgages

Hosted by Elle Heal, Key Relationship Manager at Legal & General Mortgage Club, with guest speaker Liz Martins, Senior UK Economist at HSBC.

In this session, Liz provides an expert analysis of the economic trends shaping the mortgage market in 2026. Gain a deeper understanding of the key factors influencing mortgage rates and housing affordability, including:
• Inflation and interest rate movements
• Employment trends and consumer confidence
• Domestic and global economic conditions impacting the UK housing market

This discussion is designed for mortgage professionals and financial advisers who want to stay ahead of market developments and make informed decisions for their clients.

Watch now to get an early insight into where the mortgage market could be heading in 2026.

Navigating the 2025 Economic Mortgage Landscape with Liz Martins, Senior UK Economist at HSBC

Join us for an insightful panel discussion, focusing on the evolving landscape of mortgages for High Net Worth clients. This 45-minute webinar will feature expert speakers from top UK lenders, offering first-hand perspectives and practical guidance tailored specifically for mortgage brokers. 

Why Attend? 

Gain a deeper understanding of the unique needs and expectations of High Net Worth individuals when it comes to mortgage solutions. 

Hear directly from leading lenders about the latest products, underwriting criteria, and market trends affecting affluent clients. 

Learn strategies to strengthen your proposition and grow your client base in the high net worth segment. 

Participate in a live Q&A session with our panel of experts to address your most pressing questions.

High Net Worth lending: Practical solutions and market outlook

Join host Clare Beardmore, Director of L&G Mortgage Club as she welcomes David Morris, Managing Director at Santander Mortgages to discuss the impact of the recent FCA Consultation paper (DP25/2) on brokers, customers and our lender partners. In the webinar we will be discussing:

• Any possible regulation changing direction and what are the FCA trying to fix. 
• What Santander sees at the right outcome for mortgage customers 
• Where will Mortgage brokers fit into this possible new world
• What is Santander’s approach – will we see the return of Dual Pricing and more Digital offerings.

David & Clare will be answering all the key questions affecting us all in 2026 and giving their honest views where the changes are likely to occur.

Santander in conversation with L&G Mortgage Club - discussing the impact of the FCA Consultation paper

Join our new coffee morning host, Elle Heal, who will be discussing second charges with Matt Tristram, MD of Loans Warehouse. 

Whether you're new to second charges or looking to sharpen your expertise, this webinar breaks down the essentials and uncovers powerful strategies for using second charge mortgages to solve real-world client challenges. From myth-busting to case studies, we’ll explore how second charges can protect low rate first mortgages, boost affordability, and open new doors for clients, and for your business.

Second Charge Secrets: Unlocking Smarter Solutions for Every Client

Explore the challenges facing today’s first-time buyers, from rising house prices and income gaps to the growing role of family support. Learn how innovative mortgage solutions, including high LTV lending and flexible deposit options, can help make homeownership more accessible.

Overcoming today’s first-time buyer challenges

Join us for our final Sparks webinar of 2025! This one focusses on Specialist Lending, with a panel of lenders who excel in this area, sharing insights, practical strategies, and real-world case studies to help you unlock new opportunities for your clients.

Join us for this 45-minute live session to hear about:
Current trends shaping the specialist lending market
Key challenges and solutions for complex cases
Tips from top lenders on structuring deals for success

Whether you’re looking to expand your offering, navigate tricky scenarios, or simply sharpen your competitive edge, this webinar is packed with actionable advice tailored for brokers.
We'll be joined by:
Emma Saint from Furness Building Society
Steve Hewitt from Aldermore
Chelsea Pordage from Harpenden Building Society
 Chris Proudfoot from Gatehouse Bank

From Complex to Closed: Specialist Lending made simple

A L&G Ignite Webinar

The Buy-to-Let (BTL) market is facing unprecedented challenges. With rising interest rates, evolving regulatory demands, and shifting lender criteria, brokers are under more pressure than ever to deliver for their landlord clients. Join us for an exclusive webinar, chaired by Jane Simpson (Head of Strategic Accounts - Broker, L&G Mortgage Services), where a panel—including Kelly Bretherton (Head of Ignite), Louise Apollonio (Sales & Distribution Director, The Mortgage Lender), and Sophie Waugh (Mortgage Technical Manager/Associate Mortgage Adviser at John Charcol) will tackle the most pressing questions in BTL affordability.
This session will explore:
• The biggest hurdles brokers face in today’s affordability assessments.
• How lenders are adapting their criteria in response to market and regulatory pressures.
• The impact of stress testing, rental coverage ratios, and the rise of flexible underwriting approaches.
• Whether portfolio landlords are being disproportionately affected—and what brokers can do about it.
• The evolving role of technology and sourcing systems in navigating complex affordability rules.
• Predictions for the next 12 months: what’s changing, and how brokers can prepare.
• Actionable advice from industry leaders to help brokers thrive in a challenging landscape.
• Plus, discover how L&G Ignite’s Affordability Tool is empowering brokers to overcome BTL affordability challenges. 
Whether you’re a seasoned broker or new to the BTL sector, this webinar will equip you with the latest insights, practical tools, and forward-looking strategies to support your clients and grow your business. Register for free today.

Unlocking Buy-to-Let Affordability: Insights, Strategies, and the Road Ahead

Our July coffee morning will be focused upon high valuations and restricted lenders, and for this session, our usual host Sophie Holloman, will be joined by Gareth Lowman, Director of SPF Private Clients.

SPF Private Clients are one of L&G Mortgage Club’s specialist partners for high value mortgages and restricted mainstream lending through its Referral Pro scheme, which helps brokers earn commission for referring clients to trusted partners to handle specific client needs. It also supports brokers in their delivery of Consumer Duty regulations by helping clients reach their financial goals. 

Sophie and Gareth will discuss the complexities involved with million pound plus properties which often require the services of lenders that many DA firms don’t have access to. However, by using the Referral Pro Scheme, DA firms can assist clients whose needs involve high valuations, by partnering with the right firm, and in doing so, how you as a mortgage adviser, can earn commission for referring these types of clients.

High Valuations & Restricted Lenders Spotlight - Earn Commission for Referrals

Our June coffee morning will be focused upon wills & trusts, and for this session, our usual host Sophie Holloman, will be joined by James Peacock, Head of National Accounts & Partnerships at Kinherit.

Kinherit are one of L&G Mortgage Club’s specialist partners for Wills & Trusts through its Referral Pro scheme, which helps brokers earn commission for referring clients to trusted partners to handle specific client needs. It also supports brokers in their delivery of Consumer Duty regulations by helping clients reach their financial goals. 

Sophie and James will discuss what wills and trusts are and their importance to mortgage clients (particularly important if you live with someone with whom you are not married to), how Kinherit can support clients to make a will or a trust, and most importantly, how you as a mortgage adviser, can earn commission for referring clients who need a will to trust to protect their circumstances. 

So if you want to understand more about our Referral Pro Scheme, and how it works through the example of wills & trusts, this webinar is not to be missed.

Wills & Trusts Spotlight - Earn Commission for Referrals

Our May coffee morning will be focused on bridging, and for this session, our usual host Sophie Holloman, will be joined by David Coleman, Head of Sales at Positive Lending.

Bridging loans are often used by clients who want to buy a new home before selling their current one, and so they take out short-term loan used to help ‘bridge the gap’. 

Positive Lending are one of L&G Mortgage Club’s specialist partners for Bridging through its Referral Pro scheme, which helps brokers earn commission for referring clients to trusted partners to handle specific client needs. It also supports brokers in their delivery of Consumer Duty regulations by helping clients reach their financial goals. 

Sophie and David will discuss how bridging works, the types of scenarios in which it can help your clients, the importance of speed in the process, and most importantly, how you as a mortgage adviser, can earn commission for referring clients who need a bridging loan to achieve their goals. 

So if you want to understand more about our Referral Pro Scheme, and how it works through the example of bridging, this webinar is not to be missed.

Bridging Spotlight - Earn Commission for Referrals

Our April coffee morning will be focused upon conveyancing, and for this session, our usual host Sophie Holloman, will be joined by Emma Hall, Key Relationship Director at Movin Legal.

Conveyancing is a key stage within the house buying process, and its important that brokers efficiently partner with a solicitor or conveyancer to handle to the legal aspects of property purchases, to ensure a smooth journey for their clients. 

Movin Legal are one of L&G Mortgage Club’s conveyancing partners through its Referral Pro scheme, which helps brokers earn commission for referring clients to trusted partners to handle specific client needs. It also supports brokers in their delivery of Consumer Duty regulations by helping clients reach their financial goals. 

Sophie and Emma will discuss how easy it is for brokers to refer their clients to our conveyancing panel and what the average commission rate is that can be earned. They will also look at what Movin Legal do and how they differentiate from other conveyancing firms. 

So if you want to understand more about our Referral Pro Scheme, and how it works through the example of conveyancing, this webinar not to be missed.

Earn Commission for Referrals to our Conveyancing Panel

Our March coffee morning will be focused upon the Self-employed market, and for this session, our usual host Sophie Holloman, will be joined by Jonathan Mann, Corporate Account Manager at One Savings Bank Group.

The self-employed market is constantly evolving and with it the need for lenders to adapt, especially when it comes to how they assess their incomes which are often in complex structures. Self-employed customers are struggling more than ever to secure the mortgage or loan they need with mainstream lenders, due to trading periods of less than 2-3 years or their unpredictable and varied income structures.  

It’s important that lenders understand the difficulties self-employed customers face and can take a more pragmatic and flexible approach when underwriting their cases. As an adviser, it’s equally important to understand how lenders operate in this space so you can fully support your self-employed customers.

This session will look at:

• Identifying affordability boosters 
• Why understanding financial and trading year ends can make the difference 
• A lender’s interpretation on accounts and tax calculations/tax year overviews
• Share Net Profit, Returned Profit Adverse Projections
• Complex incomes; Day rate contractors/IR35, CIS workers

Exploring the complexities of an evolving Self-Employed market

Our February coffee morning will be focused upon 2nd charge mortgages, and for this session, our usual host Sophie Holloman, will be joined by David Paton, Business Development Manager at Fluent Money.

Sophie & David will discuss how 2nd charge mortgages work, and why brokers are often apprehensive to recommend them to clients. They will discuss the pros and cons of 2nd charges, the type of scenarios and clients for whom this type of loan might be a viable option, as well as exploring the process of how 2nd charges are placed. This session will be useful for those brokers wanting to know more about these type of mortgage loans, and Fluent Money will be able to highlight the type of support they can offer in this area.

Putting 2nd Charges under the Spotlight

Join our first coffee morning of 2024, hosted as always by Sophie Holloman, Key Relationship Manager at Legal & General Mortgage Club. Sophie will be joined by Max Sheppard, Group Economist at Yorkshire Building Society. 

Max will look at what happened across 2023 from an economic perspective and how past events could shape the 2024 market. Max and Sophie will discuss the impact of inflation, fluctuating mortgage rates, product availability and the effect that current market conditions are having upon affordability. Max will also explain how different types of lenders are funded and how that affects pricing. This session will provide advisers with an interesting early insight into where the market could be heading in 2024, and Max will provide his economic commentary in an easy to digest fashion.

An Economist View of the 2024 Mortgage Landscape

2024 Coffee Mornings

Our August coffee morning will be focused upon commercial finance, and for this session, our usual host Sophie Holloman, will be joined by Mark Jones, Director of Omega Commercial Solutions.

Omega are one of L&G Mortgage Club’s specialist partners for commercial finance, development finance and commercial mortgages through its Referral Pro scheme, which helps brokers earn commission for referring clients to trusted partners to handle specific client needs. It also supports brokers in their delivery of Consumer Duty regulations by helping clients reach their financial goals. 

Commercial financing comes in many shapes and sizes, ranging from term loans and revolving lines of credit to business mortgages, equipment loans, cash advances and more. Sophie and Mark will primarily discuss the range of options available to business within the commercial finance realm. 

As a DA broker, if you have a client with a commercial finance need that you cannot service yourself, then by using the Referral Pro Scheme, you can assist them, by partnering with the right firm, and in doing so, earn commission for referring these types of clients.

Commercial Finance Spotlight with Omega Commercial Solutions

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Commercial Finance Spotlight with Omega Commercial Solutions

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