Adam Poulson, Associate - Head of Corporate Consulting (North) – Barnett Waddingham
Since 31 December 2015 the liability value of a typical pension scheme has increased by 25%. This increase can have real consequences; as Carclo found out in October, when it was unable to pay an interim dividend.
Join Adam Poulson, as he guides you through the simple steps you can take to mitigate this issue.
Rod Goodyer, Partner and Chris Ramsey, Associate - Barnett Waddingham
In December 2015 The Pensions Regulator released its guidance for trustees on IRM, focusing on the interaction of the funding, investment and covenant risks in a scheme when making decisions.
But what benefit does IRM have for trustees and employers and how should they apply it in practice?
Paul Hamilton, Partner and Head of Higher Education and Matt Tickle, Partner, Investment Consulting - Barnett Waddingham
The actuarial valuation is due next year, but what challenges should defined benefit (DB) pension schemes expect to face in the current low-yield environment, particularly in the context of the USS?
While The Pensions Regulator (and newspaper headlines) remains focussed on the increase in deficits, the cost of future accrual is often the biggest issue for schemes where members can still earn benefits.
During this webinar our experts, Paul Hamilton (Partner and Head of Higher Education) and Matt Tickle (Partner, Investment Consulting) will explore:
•the impact of market movements since the EU referendum on the funding level of the USS, and what this could mean for the 2017 valuation;
•the pros and cons of expressing deficit contributions as a five of salaries (as is the current approach in the USS);
•how market conditions make the situation difficult for DB schemes that are open for benefit accrual; and
•the options available for pension schemes in this extremely low-yield environment.
Paul Hamilton, Partner and Head of Higher Education and Julia Turney, Head of Platform & Engagement - Barnett Waddingham.
In October 2016, the USS introduces a DC section (the 'Investment Builder'), which will become a significant part of benefits for high earners, and could provide useful additional flexibility in retirement for other employees. From a member’s point of view, these DC options are very complicated. This webinar will look at the best way to ensure employees get the best from the Investment Builder, so that they value the benefits, and help employers understand the impact on employees’ retirement plans.
In place of a threatened radical overhaul to pensions tax relief, Budget 2016 introduced numerous smaller measures impacting pension savings, including; the Lifetime ISA, changes to Stamp Duty Land Tax on commercial property and various improvements related to taking benefits, all of which will be discussed in the webinar. On top of these, there are the new forms of protection and tapering of the annual allowance.
Gavin Markham - Partner - Head of Bulk Annuities, Barnett Waddingham and Chris Hawley – Associate, Barnett Waddingham
With completed medically underwritten bulk annuity transactions now comfortably exceeding £1bn, could medical underwriting help your DB scheme accelerate its de-risking journey?
During our webinar we will discuss the main issues and options for corporate sponsors and trustees in considering this type of transaction. We will also explore the possible impact of the merger of the two leading players on the recent rapid growth of the market.
Adam Bexson, Auto-enrolment specialist – Barnett Waddingham, Steve Elliott, Auto-enrolment specialist – Barnett Waddingham
Join our webinar on Tuesday, 24 May where we’ll be looking at key challenges for hundreds and thousands of SMEs facing auto-enrolment (AE) in 2016 – and how to solve them.
From the basic requirements to the obvious pitfalls and issues to watch out for, our auto-enrolment specialists, Adam Bexson and Steve Elliott, will take you step-by-step through the process.
We’ll help you to understand what you should be doing in the run up to your staging date, as well as what you can expect during and post staging date, covering topics such as:
•The difference between eligible and non-eligible jobholders;
•How long you can postpone for and how often; and
•The cheapest way to satisfy the requirements in terms of contributions;
•Navigating your way through AE legislation efficiently;
•Ensuring your auto-enrolment scheme meets the legislation; and
•How to be certain that your approach to AE is correct.
2016 is proving to be the year London Market Insurers concentrate on improving their technical pricing frameworks. Currently most models are run in Microsoft Excel with data being sent back to a relational database such as a SQL server.
The Budget 2016 might not have seen the widespread changes to the pension taxation system that many had been anticipating – however, there are still key pension considerations to be aware of in the new tax year.
Our upcoming webinar hosted by DC expert, Phil Duly, will help you to understand any issues affecting the scheme you provide and your workforce, including:
•Ensuring that your pension scheme complies with the 6 April changes;
•Understanding of any areas that may need review;
•Ideas for how you can get a better return on the company’s benefit spend;
•Understanding whether your high earners are likely to be affected and what the company can do to help; and
•Approaching your automatic re-enrolment date with confidence.
Solvency II SCR and Reporting tool made easyCherry Chan, Partner - Barnett Waddingham and John Staines, CEO - SolvencyIISolutions[[ webcastStartDate * 1000 | amDateFormat: 'MMM D YYYY h:mm a' ]]49 mins
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