Video interview: Capital Market Report -- How FinTech can Improve ROE

Innovate Finance will deliver a webinar focussed on venture
capital investment in FinTech from a transatlantic perspective, bringing together leading international VCs to explore the changing FinTech investment landscape, the perfect startup pitch and what and who to watch in 2018.

Death to Spreadsheets!

Despite the growing popularity of data visualization tools across all industries, the finance sector still relies heavily on seeing data presented in tabular form. Analysts in financial institutions often spend a large part of their day pouring over spreadsheets, extracting numbers, pivoting tables, running macros and making adjustments before creating static reports to print for management meetings.
But what happens if you have another question?


We argue that there is a better way to approach financial data and to unlock more of the collective brain power of your analysts. We will show you a number of options for visualizing financial results, highlighting trends and developing KPI dashboards that provide real insights quickly. Because there are more valuable things your staff could be doing than wrangling with spreadsheets

There has been a surge in investments into the digital currency market in recent months. From beginners to those who have been in the game for a while, this webinar will go over everything you've wanted to know and will give tips to any seasoned investors looking to improve their portfolios.

The panel will discuss:

-How do you get started in digital currency investment?
-What do I need to know about blockchain technology?
-Wallets, bitcoins, alt-coins, ether
-When is the right time to invest?
-Safety concerns and how to keep make secure investments
-Which crypto currencies should you invest in?
-Initial Coin Offerings
-Predictions for 2018

There is no shortage of articles and industry events that predict the end of banking as we know it. While overheated predictions are great for increasing trade show attendance and social media engagement, this webinar will focus on the real world.

Banks and Credit Unions are moving into uncharted waters where the partnerships are different, the customers are different, and the competitors are different. This webinar will pull no punches in pushing financial institutions to improve execution in the tasks immediately in front of them, but will also help inspire the innovation necessary to be a winner in the digital future.

In this webinar, Michael Diamond, General Manager of Payments for Mitek Systems and a veteran of other moments of disruption within financial services – to include IVR, online banking, online bill payment, mobile banking, mobile payments, and mobile check deposit – will provide both ideas and specific actions, such as:

-Understanding: While the coming years will see unprecedented change in how customers interact with their financial institution, this isn’t the first time the industry has faced technology change. What can be learned from past introductions of new technologies?

-Preparing: What are the major trends financial institutions should be planning for now?

-Growing: How can financial institutions pivot to attract new customers?

-Opening: Financial institutions in the physical era were closed and focused on products; how can successful financial institutions in the digital era be open and focused on services (APIs)?

-Measuring: What are some metrics that indicate if a financial institution is on course for a successful digital future, and how can financial institution leaders motivate their teams for change?

Hype is for conference organizers. This webinar is about reality. We will focus on the world financial institutions live in today, and the world that is to come.

It’s an exciting time to be in financial services.

This session is part of Digital Transformation in Financial Services -- a BrightTALK Original production.

Identity theft is the fastest growing crime in the USA, and different regions are feeling the repurcussions as well. It’s obvious that traditional ways of proving our identities are no longer secure. So what are financial institutions doing about it? Hamstrung by outdated legacy systems and increasingly stringent regulations, traditional financial services are struggling to keep up with consumer expectation and the demand for digital transformation.

Join this episode to find out:

- The challenges holding back digital transformation in financial institutions
- Why speed, scalability and user experience matter – and how to deliver them
- How emerging technologies like AI, machine learning and biometrics are changing the face of finance
- What banks can learn from Fintechs about frictionless customer on-boarding


Moderator: Ina Yulo, Senior Content Manager, Team Lead (FinTech) at BrightTALK
Speaker: Kevin Trilli, Chief Product Officer at Onfido

Kevin Trilli is Chief Product Officer at Onfido. Previously, Kevin served as SVP of Product at Data Privacy Management company TrustArc. Kevin has over 20 years of product and entrepreneurial experience in digital data security, privacy and governance, having led the full process from strategy to execution to scale at companies including VeriSign (acquired by Symantec), TrustArc (formerly TRUSTe) and AssertD. He leads the strategic evolution of the Onfido product platform.

Banking clients are continuously looking for a more digital experience from their financial services provider to keep up with their changing needs and lifestyles.

Ina Yulo, Global Head of FinTech and Financial Services at BrightTALK chats with Rasmus Aage Figenschou, Head of New Business at DNB, Norway's largest financial institution, about the changes he is seeing in the industry and how banks can evolve along with their customers.

Join this interview, where they will discuss:

-How can incumbent organisations successfully deal with legacy systems and
-Trends in data, Open Banking, partnerships
-Which emerging technologies like AI and blockchain are making the biggest impact within traditional financial services organisations?
-Lessons learned from FinTech start-ups and where is there room for improvement amongst banks?

Are you wondering how bitcoin and blockchain will revolutionize the way we live today? This seminar will help you learn more about the future of the technology and its applications. We will explore the fundamentals of Bitcoin, blockchain platforms, Ethereum, and build up a framework you can leverage to discover your own use cases. No prior knowledge required!

In this live interactive session, Peter Gordon, CEO, Payment Relationship Management (PRM) will discuss the process financial institutions can adopt to grow their customer relationship through electronic payment channels.

Peter will explain to Financial Institutions the process to grow customer relationship through electronic payment channels.

Join this session to learn how to;

* Understand – initial assessment of data maturity and payment product maturity
* Gather – gather payment details, customer profiles and products
* Standardize – create a standard view for all channels and relationships electronic payment channels
* Analyze – identify any gaps in payment products or optimal payment mix
* Recommend – prescriptive recommendations of what you need to do grow and continually report on to grow your customer relationship through electronic payment channels.

About the presenter;

Peter is the CEO of Payment Relationship Management (PRM)

PRM is a Payment Consulting and Analytics Firm

PRM Analytics Improve payment efficiency with one centralized view of all payments. While PRM Consulting provides strategic insight, management needs to lower payment cost and grow customer relationships through increase use of electronic payment channels.

Peter has 30 years of experience in financial services with payment leadership roles at MasterCard, Santander, FIS, and RBS Citizens and industry leadership roles at eCom Advisors and the Federal Reserve’s Faster Payments Steering Committee and Board experience at The Clearing House and First Commons Bank. He is widely recognized as a leading strategic, entrepreneurial global expert in payments and banking. Peter also will be releasing his book “Payment Relationship Management” in the Fall of 2018 that outlines how financial institutions can grow their customer relationship through electronic payment channels.

Financial Institutions have traditionally shied away from cloud adoption due to concerns around security and data privacy. However, as the sector continues to evolve and innovate, this move has become inevitable and integral to true digital transformation.

Join this panel where speakers will discuss:
-Moving to the cloud: a roadmap checklist
-Benefits of cloud computing for more efficient data storage and processing
-Best practices for improved scalability and reducing silos

It’s an Open Banking world – and opening up data is unleashing innovation. Join me to explore what innovators have built, what they’re planning, what’s working – and what needs work…

Panellists
Ryan Edwards-Pritchard, Managing Director, Funding Options
Stefano Vaccino, Founder and CEO, Yapily
Ashleigh Petrie, Product Manager, Moneybox
Sam Everington, Lead Developer,Starling Bank

Moderated by Dr Louise Beaumont

OakNorth is a British bank that was recently valued at $2.3 billion. Working closely with SMEs, they know firsthand the challenges of being a start-uo, getting funding, and manoeuvring through an obstacle-ridden landscape.

Join this BrightTALK interview, where Ina Yulo chats with Valentina Kristensen (Director of Growth and Communications), Cristina Alba Ochoa (CFO), and Amir Nooriala (COO) of OakNorth and drills them on their journey to the top and how they achieved such incredible growth in just three years.

There are plenty of ways in which fintech is helping people manage their finances better, from real-time budgeting to making investing more accessible.

What most of these fintechs have in common is that they are focused on the past and present. What did I spend my money on last month? How can I get the best mortgage deal right now? How much did my investments grow by last week? These are all questions often better answered by technology than a human.

But how do you help people plan for their future? Doing that involves understanding not just the individual parts of your finances, but the whole picture. You need to answer emotional and uncertain questions like: where are you headed? What are your life goals? What are the financial decisions you could make to get you there, and how do you balance your shorter term goals (dream holidays) vs. your long-term goals (having enough money in retirement)?

In this talk, we'll explore whether technology alone can answer these life-defining questions. What role could and should technology play in planning your financial future?

Will Fintech go mainstream? What role will the GAFAs play in shaping the financial world? How will open banking, big data and new technologies such as blockchain disrupt the sector? And what role does regulation play in all of this?

Katharina Lüth is Head of Europe at Raisin.

As Head of Europe she is responsible for scaling the platform internationally and running the non-German language platforms allowing customers from across the European Union access to higher interest and better savings products with the highest convenience possible. In addition, she is responsible for Raisin’s open banking partnerships such as the integration of the Raisin products in the N26 app.

Prior joining Raisin, Katharina spent 7 years with McKinsey & Company. As a senior project manager she mainly served major European universal and private banks. Main focus areas were asset management/private banking, pricing, advisory concepts, and lean transformations. Katharina worked predominantly across Europe but also in Latin America and Africa.

Katharina holds an MBA from IESE Business School as well as a BSc. in International Business with a major in Finance from both Northeastern University, MA and Reutlingen University.

Loyalty programs are nothing new, but opportunities to leverage them at the in-store and online checkout are. Innovations in payments and banking have ushered in the beginnings of the "open economy" and are bringing exciting new technologies to the market that will change the future of consumer engagement.

Ty Tyree (FIS) and Bruce Parker (Modo) speak with Eric Grover (Intrepid Ventures) on the work they're doing in the payments and loyalty space, and what opportunities they see in the market.

Join in to learn: Who are the major players in the "open economy"?, What are disruptors in the loyalty space doing (both banks, merchants, and payments players)?, What are new ways in which you can engage your end consumers to establish true brand loyalty?, What is the "open economy", and how are we going to see that playing out in the next 5 years?, and What is required in order to continue the "open economy"?

Moderator:
Eric Grover, Principal at Intrepid Ventures

Panellists:
Thomas (Ty) Tyree, VP of Loyalty Product at FIS
Bruce Parker, Founder & CEO at Modo

The number of devices capable of performing financial functions is exploding, and it is predicted that the world will have more than 20 billion connected objects by 2020[1]. But protecting and securing financial data, and the devices and services that use it, presents significant challenges in this dynamic, ever-expanding landscape.

As technology continues to drive innovation in payments, first with the transition from plastic cards to smart cards, then contactless to mobile, and now biometrics and IoT, the financial services industry must be ready to respond to new and evolving cybersecurity threats. In today’s digital world a mobile app is a critical business resource for remaining competitive. Service providers must therefore ensure the safety of devices, applications and the sensitive payment data they store without impacting the end-user experience.



This webinar will explore:

The current payment landscape and the increasing diversification of payment-enabled devices and services;
The urgent need for strong user authentication and secure biometric technology in payments and banking to achieve user convenience and security and protect from hacking and malware threats;
The role of Trusted User Interface (TUI) in securing sensitive user information like passwords and biometrics, and preventing malware from running payment transactions without explicit user consent;
How service providers and application developers can utilize widely adopted and deployed technical specifications to develop scalable, efficient and secure applications that also support privacy across a broad spectrum of payment services.

Presented by Gil Bernabeu, Technical Director, GlobalPlatform

The financial services industry has been struggling to give
its customers a delightful experience yet to date those experiences
are still based on a mid-90s thought process around the customer
experience that focuses on making transactions easier to do, less
steps, move convenient.

FinTechs have stepped in to create value by simplifying some
transactions with companies such as Lending Tree lending club,
Venmo and others but value remains minimal.

We believe more value can be created if more thought is given to
value creation for customers beyond the faster, more efficient or
social transaction.

With a proactive finance philosophy driving how we ideate about the
next generation of financial products, we will bring financial advisor
smarts to our product ideas and innovations and will connect more
dots across the customer’s financial life style and events.

This way customers will get a lot more value out of their existing and
future assets and investments and as a result, they will get an
optimized portfolio of services on an ongoing basis while adapting to
their life events.

About Ash Seddeek, bestcash Founder, Ex-Schwab, Deloitte, Cisco, Oracle

Former Brokerage Software Project Manager @ Charles Schwab; Former Senior Consultant @ Deloitte, Oracle, Cisco

Serial entrepreneur and accomplished professional with more than 20 years of account management business management, and strategic sales

Experienced investor and advisor to early stage companies in the areas of sales, marketing and talent acquisition

Join a panel of experts moderated by David Parker, CEO of Polymath Consulting & co-founder of Konsentus to discuss issues around:

Will cash continue to drop in usage or have we reached the bottom, will contactless migrate from cards to phones and take over and what is the role of wearables going forward? Will the changes in regulation and requirements for Strong Customer Authentication change how consumers pay? Or will we see biometrics with pay by face or fingerprint become the norm and to that end both cards and mobile are on the way out? What role will PSD2 open banking have on payment habits and will it be the death of cards as Accenture forecast?

Panellists;
Ash Seddeek, bestcash founder
Mikko Perez, Founder and CEO, Ayannah
Gil Bernabeu, Technical Director, GlobalPlatform's
Jenique McNaught, Director, Strategy Desk

"How to Increase Your Treasury Efficiency with Modern Techniques"

Cash Management is moving towards a higher level of sophistication whether you use Excel or a TMS. In this session, we will cover advanced forecasting techniques, cash pooling and multi-lateral netting.

Leveraging evidence from client initiatives and recent results, we will show you how to increase your treasury efficiency by leveraging modern techniques.

What determines how people pay for their goods and services? How might using cash instead of a debit card reflect your personality? Are you a utilitarian or hedonistic shopper?

This webinar looks at how the way people behave could affect their choice of payment. Dr Anne Lewis argues that an economic model is not enough to fully predict future consumer payment habits, and social factors have an important influence on whether people reach for notes or cards.