The FinTech Forecast – Neira Jones

Presented by

Neira Jones, Independent FinTech Advisor & Speaker

About this talk

We spoke to Neira Jones, Independent Advisor in the FinTech and Cybersecurity industries, to discover what her predicted trends of the FinTech industry are. "First of all, I will make the controversial statement that fintech is not a “revolution”, more of an “evolution”. In fact, innovation doesn’t happen in isolation (fintechs almost always reuse existing infrastructure & technology) and it doesn’t happen by discarding current technologies and reinventing the wheel (fintechs almost always look creatively at what exists today to create something better, faster or more appealing). Secondly, whilst some fintech organisations can help banks address fraud and security challenges (especially those in the fraud prevention, machine learning, threat intelligence, identity and authentication, and other regtech areas), I think that collaboration will be key and that banks can also help fintech organisations with fraud and security (after all, they have been doing it for a very very long time...). Conversely, fintech firms can undeniably help banks become closer to their customers and help them transition from a product centric to a customer centric strategy."

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