Understand the need for Long Term Care. Meet Buster.
Meet Buster, who just celebrated his 102nd birthday. He and his family spoke about their future to ensure they always had a plan. Long term care insurance is a type of insurance developed specifically to cover the costs of nursing homes, assisted living, home health care and other long term care services. These services are usually not covered by traditional health insurance or Medicare.
RecordedSep 16 20162 mins
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Greg Esposito, GTL, Dan Arland, LeClair Group, and LaRae Mills, LeClair Group
Your Medicare Advantage Clients have potential co-pays that can be significant to their financial well-being. GTL’s affordable hospital indemnity plan, Advantage Plus, has been the leader in the industry for the past 14 years and can substantially reduce or completely eliminate out of pocket costs stemming from a hospital confinement, ambulance use and much more. Tune in to the upcoming demo and you’ll be an expert in an hour. You’ll find out:
Jerry Wagner and Tara Brabant, UnitedHealthOne & LaRae Mills, LeClair Group
Help your clients bridge the gaps in their health insurance coverage with a Short Term Medical plan.
UnitedHealthOne offers short term medical plans to “bridge the gaps” in your clients’ health insurance coverage. Policyholders choose from a range of deductibles, payment options, and coverage terms that best meet their needs. They may also drop their short term medical coverage at any time without penalty, or apply for another term of coverage.
Michelle Berndt, OneShare & Richard Lett, LeClair Group
OneShare, which is a Healthcare Sharing program,are programs offered by organizations called Healthcare Sharing Ministries. Healthcare Sharing Ministries facilitate the sharing of medical expenses among groups of individuals and families who have united to share each other's medical bills. Healthcare Sharing programs have become so popular, that In 2015, The New York Times stated that membership has grown recently because of the healthcare sharing ministries' exemption to the insurance mandate of the Affordable Care Act, and that monthly cost of membership in a healthcare sharing ministry is generally lower than the cost of traditional health insurance. In 2015, the Seattle Times also reported that membership has grown significantly in recent years.
Andrea Schnarrr, Illinois Mutual & Dutch Koop, LeClair Group
please join us for a webinar introducing Illinois Mutual and their individual Income Protection products, which are perfect for your hard-working Middle American clients. We'll be promoting simple sales concepts that lead to success with these budget-conscious prospects, niche markets to help you identify the huge opportunity for DI, and attractive features like our Return of Premium rider. Also, learn about the opportunity you have to earn extra cash with your quarterly production!
Magdalena Medic, Cigna, Dan Arland, LeClair Group, LaRae Mills, LeClair Group, Richard Lett, LeClair Group
The Medicare market is exploding, and among the easiest ways for producers to capture their own slice of it is to offer Medicare Supplement products to their clients. Cigna has super-competitive, age-banded rates, so all folks ages 65 and 66 pay the same low premiums.
And beyond that value to clients, Cigna has strong tools for agents, including an e-app feature that is quick and error-proof. The medical questions are structured so that, in most cases, you will know right from the answers on the electronic application if your client will be approved.
Linda Fabian & Cory Moobery, LifeSecure, and Dutch Koop, LeClair Group
LifeSecure can help your clients stay in control so that they can feel better about the future.
LifeSecure's Long Term Care products gives your clients the power to set coverage levels and premiums based on their perceived needs and personal budget. And its policy design offers tremendous flexibility when a claim arises, by providing coverage for a broad range of providers and services, including informal caregivers and family members.
This webinar will discuss how LifeSecure's Long Term Care product can be a simple, affordable option for your clients.
Richard Lett, CEO of LeClair Group, and Yee Khang, Graphic Designer for LeClair Group
My Advantage Shop features a free online designer portal where LeClair Group appointed advisors may customize bespoke marketing materials to include logo, brand specs and/or contact information. Printed materials are deeply discounted and shipped directly to your door. Select templates will also be available for free download after customization so you may have the capability to deliver digital collateral.
Richard Lett, LeClair Group, Dan Arland, LeClair Group, LaRae Mills, LeClair Group
There is no shortage of clients who need your help when shopping for insurance. The challenge is knowing where they are, and how to reach them.
Through it's sophisticated technology, LeClair Group's DataWidget is able to connect to a national database of millions of people around the world. These mailing lists can be customized based on a variety of demographics such as age, geography, gender, income, occupation group, house value, and home ownership.
We invite you to join us on March 7 at 2:00pm CDT for a live demonstration of how to use LeClair Group's DataWidget. This webinar will help you better understand how to successfully set up the demographic filters so that you come away with the the right target marketing for your business.
Sandy Pitre, Mutual of Omaha & Marti Schochenmaier, LeClair Group
Final Expense products were hot in 2018 and getting even hotter in 2019.
How many of your clients want to know that they have $10,000, $15,000 or even $20,000 for their final expenses?
Attend this webinar to learn about Mutual of Omaha's Living Promise Whole Life product. Living Promise Whole Life is designed to help with final expenses and more. This affordable protection pays benefits directly to the person covering any final expenses, which in turn provides peace of mind.
Business owners, large and small, will at some point face an audit and many are not compliant. The Department of Labor has stated they intend to audit every business with under 100 employees by 2018. During the audits, the Department of Labor will be looking to ensure that employers comply with ERISA, PPACA and other employment laws. Noncompliance can be expensive and an unnecessary problem for your clients to face.
Agents are increasingly being asked to provide recommendations and solutions. Are you up to date with the regulations and able to provide the right advice and solutions to protect your clients?
LeClair Group offers you training and access to a great HR compliance service your clients. HR Services Inc. brings you Compliance Basics, that provides the tools and documents to pass the Department of Labor audits and avoid costly fines and lawsuits.
Attend this webinar to learn more about Compliance Basics from Lance Nielsen of HR Service Inc.
Sarah Olmanson, BCBS, Katie Miller, LeClair Group, Amy Johnson, LeClair Group
A discussion of Blue Cross and Blue Shield's Secure Funding self funded Small Group plan, including plan designs, quoting and enrollment. We will also provide suggestions to help you identify clients that may be a perfect fit for coverage.
Sarah Olmanson, BCBS, Katie Miller, LeClair Group, Amy Johnson, LeClair Group
A look at Blue Cross and Blue Shield's 2019 Small Group products, network, new online tools, ancillary and compensation. Additionally, a discussion of BCBS' recent partnership with Sharecare, the digital health company that helps people manage their health in one place.
AARP Medicare Supplement Insurance Plans insured by UnitedHealthcare Insurance Company are health insurance plans designed to supplement Original Medicare. They help pay some of the health care costs that Original Medicare does not cover (like copayments, coinsurance, and deductibles).
UnitedHealthcare offers AARP Medicare Supplement Plans A, B, C, F, G, K, L, and N (except in Massachusetts, Minnesota and Wisconsin, which have different plans and plan designations). Each plan has specific benefits so consumer can find one to best meet their needs and budget.
Medicare Advantage (MA) plans are health plan options approved by Medicare and offered by private insurance companies that are contracted by the federal government. MA plans provide Medicare Part A (hospital) and Medicare Part B (medical) coverage, and some plans include Medicare Part D (prescription drug) coverage.
Medicare Advantage plans typically provide additional benefits and services that Original Medicare does not cover. The following is not an exclusive list; please refer to our Product Positioning Sheets for the additional benefits available in your market by plan: