UCare 2019 Medicare Advantage portfolio

Business owners, large and small, will at some point face an audit and many are not compliant. The Department of Labor has stated they intend to audit every business with under 100 employees by 2018. During the audits, the Department of Labor will be looking to ensure that employers comply with ERISA, PPACA and other employment laws. Noncompliance can be expensive and an unnecessary problem for your clients to face.
Agents are increasingly being asked to provide recommendations and solutions. Are you up to date with the regulations and able to provide the right advice and solutions to protect your clients?
LeClair Group offers you training and access to a great HR compliance service your clients. HR Services Inc. brings you Compliance Basics, that provides the tools and documents to pass the Department of Labor audits and avoid costly fines and lawsuits.
Attend this webinar to learn more about Compliance Basics from Lance Nielsen of HR Service Inc.

A discussion of Blue Cross and Blue Shield's Secure Funding self funded Small Group plan, including plan designs, quoting and enrollment. We will also provide suggestions to help you identify clients that may be a perfect fit for coverage.

A look at Blue Cross and Blue Shield's 2019 Small Group products, network, new online tools, ancillary and compensation. Additionally, a discussion of BCBS' recent partnership with Sharecare, the digital health company that helps people manage their health in one place.

A look at Medica's 2019 Medicare Products for MN and WI. This webinar will discus all the different plans and will explore what options might work better for others.

AARP Medicare Supplement Insurance Plans insured by UnitedHealthcare Insurance Company are health insurance plans designed to supplement Original Medicare. They help pay some of the health care costs that Original Medicare does not cover (like copayments, coinsurance, and deductibles).

UnitedHealthcare offers AARP Medicare Supplement Plans A, B, C, F, G, K, L, and N (except in Massachusetts, Minnesota and Wisconsin, which have different plans and plan designations). Each plan has specific benefits so consumer can find one to best meet their needs and budget.

Medicare Advantage (MA) plans are health plan options approved by Medicare and offered by private insurance companies that are contracted by the federal government. MA plans provide Medicare Part A (hospital) and Medicare Part B (medical) coverage, and some plans include Medicare Part D (prescription drug) coverage.

Medicare Advantage plans typically provide additional benefits and services that Original Medicare does not cover. The following is not an exclusive list; please refer to our Product Positioning Sheets for the additional benefits available in your market by plan:

A discussion of Allina Health | Aetna Funding Advantage self funded Small Group plan, including plan designs, quoting and enrollment. We will also provide suggestions to help you identify clients that may be a perfect fit for coverage.

With over 20 years of Medicare experience in Minnesota, UCare should be on every agent's portfolio this AEP. Take a deep dive into UCare’s Medicare plan designs. The webinar will give an overview of the carrier’s robust service, support and training programs for agents. 

The Health insurance arena affects millions of Americans drastically in the last Decade. There has been a movement from the traditional major medical program to High Deductible Health Program.  Individuals are facing increasing premiums and more cost sharing.  Agents are going to need to understand the tools that are going to be necessary to help the consumers manage their health care risk. Presented by Tom Esselman, Vice President of Brokerage for LeClair Group

As costs continue to rise for medical insurance, healthcare, and prescriptions medications it is more important than ever for agents to understand how they can empower their clients to be better consumers. Understanding the concept of total financial wellness and bringing a portfolio approach to the employee benefits package allows for employees to have choice and protects them from risk when they need it most.

Baby Boomers are aging into Medicare at a rate of 10,000 per day and the state of Minnesota has roughly 370,000 seniors that will be coming off Cost Plans and enrolling in something different. Agents need to understand the pros and cons of enrolling Boomers into Medicare or not enrolling in Medicare. How do employer plans fit into the mix and what are group Medicare plans?What happens to their HSA plans once they turn 65? The challenge for agents is to have a basic understanding of all types of Medicare options and how one choice may affect the other.

Silverscript is a specialist Part D insurer. If you sell Medicare Supplements you need SilverScript’s in your portfolio.
Offering $0 annual deductibles on all prescriptions, low premiums, low copays and offering 3300 covered Medicare prescription drugs.
24/7 customer care, Standard, Preferred and CVS Caremark Mail Service pharmacy. Learn why SilverScript is no.1 for standalone PDPs and get appointed to complement you Medicare Supplement sales.

Agents who work with LeClair Group are eligible to take advantage of our Errors & Omissions Program, which allows agents to apply for professional liability insurance that protects professional insurance agents from claims arising from the sale and servicing of insurance products.

Features of GTL's Advantage Plus plan include: 

-It pays for hospital stays even if they are qualified as “observations.”

-The plan is offered up to age 85, and never lapses if all premiums are paid.

-It features ‘guaranteed issue’ between ages 64 and ½ and 65 and ½.

-Clients with COPD, diabetes, heart failure, etc. will be automatically approved 

Join us on Weds. June 27 at 10:00AM for a live webinar presentation with The LeClair Group and UBenefit. Learn how the UBenefit software can help streamline your workflow and the workflow of your clients’ HR Administrators for both their enrollment and on-going benefits management needs.

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