New to Minnesota: Short Term Medical Plans from UnitedHealthOne

A serious injury can affect the whole family and with many Americans having less than $1,000 in savings, agents should be educating their clients on the value of accident coverage. Accident plans can provide financial security from the risk of deductibles and out of pocket expenses from an accident, hospitalization or critical illness. When the unexpected happens, expenses often go up, including the impact of lost wages, deductibles, unpaid bills and medical expenses not paid by insurance.

UnitedHealthOne offers short term medical plans to “bridge the gaps” in your clients’ health insurance coverage. Policyholders choose from a range of deductibles, payment options, and coverage terms that best meet their needs. They may also drop their short term medical coverage at any time without penalty, or apply for another term of coverage.

Do you have clients looking for health insurance and wanting an option to ACA coverage? UnitedHealthOne's TriTerm Medical may have the combination of lower premiums, benefits and networks they are looking for. TriTerm Medical is limited duration Short Term Medical plan designed for nearly 36 months over 3 terms.

Over 70 million Americans need your help finding dental coverage.  UnitedHealthOne has dental plans for everyone, and four plans specifically designed for your 64+ clients.  Are you ready to offer dental and vision this fall?

With UnitedHealthOne’s dental coverage your clients will have access to network discounts and over 85,000 providers.

National General's Medicare Supplement plans are now available in the Minnesota market. Their plan gives your clients a more affordable and predictable way to get the health care they need. By paying set dollar amounts when they receive covered health care services, your clients don’t have to worry about deductibles or co-pays. They get the care they need, and National General will help you pay for it.

Learn about LeClair Group's new Individual Health quoting tool, the HealthCholice app. This tool allows you to compare individual health insurance plans in Minnesota.

Join us for our free webinar on how your clients can use a Tax-Free 1035 Exchange to fund a Long-Term Care Insurance Policy, such as NGL's EssentialLTC. Through a 1035 Exchange, your clients will have a new long term care insurance policy which could be better suited for their current and future needs when an existing life or annuity contract that no longer meets the purpose it was originally intended for

Recognizing a need in the Long Term Care Insurance (LTCi) market for a forward-thinking, innovative and stable long term care product, National Guardian Life Insurance Company (NGL) created EssentialLTC - a consumer oriented competitively priced LTCi product. Given that each situation is unique, EssentialLTC offers customizable plan features that appeal to a wide range of clients.

This presentation will explain the real value of Level Funded plans for for groups under 50 employees, and why every group in this space should at least take a look at it. This webinar will offer simple sales strategies for agents working in this market.

Business owners, large and small, will at some point face an audit and many are not compliant. The Department of Labor has stated they intend to audit every business with under 100 employees by 2018. During the audits, the Department of Labor will be looking to ensure that employers comply with ERISA, PPACA and other employment laws. Noncompliance can be expensive and an unnecessary problem for your clients to face.
Agents are increasingly being asked to provide recommendations and solutions. Are you up to date with the regulations and able to provide the right advice and solutions to protect your clients?
LeClair Group offers you training and access to a great HR compliance service for your clients. HR Service Inc. brings you Compliance Basics, that provides the tools and documents to pass the Department of Labor audits and avoid costly fines and lawsuits.
Attend this webinar to learn more about Compliance Basics from Lance Nielsen of HR Service Inc.

This webinar will present and train agents on using CSG Actuarial's comprehensive suite of Medicare quoting and sales tools. Learn how to use CSG's Medicare tools on LeClair Group's Advisor Advantage site. With 10,000 people aging in every day, ensure you can quote both Medicare Advantage and Medicare Supplement plans.

A look at Blue Cross and Blue Shield's 2020 Small Group products, network, new online tools, ancillary and compensation.

Medicare Medical Savings Account (MSA) plans from Lasso Healthcare will be available in Minnesota in 2020 and LeClair Group can expand your portfolio with this exciting new product. With an MSA, your clients can take control of their Medicare expenses. Coupled with a contribution from Medicare, they can build their own Medical Savings Account. An MSA is a high-deductible Medicare Advantage plan that is paired with a specialized savings account.

A look at Medica's 2020 Medicare Products for MN and WI. This webinar will discus all the different plans and will explore what options might work better for others.

A look at Allina Health | Aetna's 2020 Medicare Products for Minnesota. This webinar will discus all the different plans and will explore what options might work better for others.

Allina Health | Aetna is offering self-funded plans to small groups of 5 enrolled to 50 eligible employees. Employers can select up to four plan options from 40 open access plans. On average, employers who enroll in the Aetna Funding Advantage plan can see savings of 15% or more on monthly costs.

With over 20 years of Medicare experience in Minnesota, UCare should be on every agent's portfolio this AEP. Take a deep dive into UCare’s Medicare plan designs. The webinar will give an overview of the carrier’s robust service, support and training programs for agents.

Allina Health | Aetna has released their 2020 First Look.  If you sold Allina Health | Aetna last year, you know how successful these plans were. If you didn’t and would like to be part of the excitement. 

Watch this on-demand webinar with Amy Banker from Allina Health | Aetna to get a sneak peak of what products are coming in 2020.

OneAmerica: Your Asset-Based LTC Opportunity