Assessing the role of alternative data in a changing credit landscape

Presented by

Ankush Tewari, VP Credit Risk Strategy and Jeffrey Feinstein, VP Global Analytics Strategy, LexisNexis Risk Solutions

About this talk

The sudden and unexpected economic crisis which began in March 2020 has introduced historical uncertainty into today’s credit environment. The challenge created by this rapid and inconsistent shift in consumer behaviors has been compounded by new regulations temporarily impeding traditional credit insights and shaking lenders’ confidence in assessing consumers’ creditworthiness. Research by ID Analytics and LexisNexis® Risk Solutions evaluated the role of specific alternative credit insights and non-credit events in re-establishing a clear view of consumer behavior following the recent economic turmoil. Learn how various alternative data signals reacted following the initial Spring lockdown, and the subsequent ability to help lenders regain confidence in their underwriting strategies heading into the second half of 2020. Join our credit experts as they discuss: - Impacts of new regulations and shifting consumer behaviors on traditional scoring models - The role of specific alternative credit inquires in identifying consumer instability missed by traditional models - How insight into non-credit life events can help identify consumers overestimated or underestimated by traditional models - Best practices for gaining a more complete picture of consumer creditworthiness across the customer lifecycle

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LexisNexis Risk Solutions harnesses the power of data and advanced analytics to provide insights that help businesses and governmental entities reduce risk and improve decisions to benefit people around the globe. We provide data and technology solutions for a wide range of industries including insurance, financial services, healthcare and government. Headquartered in metro Atlanta, Georgia, we have offices throughout the world and are part of RELX Group (LSE: REL/NYSE: RELX), a global provider of information and analytics for professional and business customers across industries. RELX is a FTSE 100 company and is based in London. For more information, please visit www.risk.lexisnexis.com, and www.relx.com