Digital Decisioning: The Future of Risk Mitigation and Management

Presented by

Sean Naismith, Head of Analytics Services for Enova Decisions

About this talk

Since the advent of computers, analytics has benefited business by turning meaningful patterns in data that would be missed by humans into actionable insights and information. Today, further innovation around analytics is made possible through gains in automation and machine learning. Digital decisioning leverages these advanced technologies by turning predictive models and inputs including business rules and third-party data into decision flows that can be used to make business decisions around risk mitigation and management. In this webinar, expert Sean Naismith, head of analytics services at Enova Decisions, will explain how businesses can utilize digital decisioning to vastly improve operational decision-making capabilities and create measurable results around credit risk, fraud, operations and marketing. About the speaker: Sean Naismith joined Enova as Head of Analytics Services for Enova Decisions in 2016 where he leads the development of solutions, defines the product roadmap, and manages the internal team and clients. Prior to working at Enova, Sean served as an Advanced Analytics Consultant and Senior Director of Business Analytics for Leapfrog, where he led the development of the company’s predictive analytics capabilities. Before Leapfrog, Sean served as Director of Strategic Intelligence for TrendPointers, LLC, and Director of Research for Global Currency Group. He also currently serves as Managing Director and Chief Compliance Officer of Naismith Wealth Management, LLC, which he founded in 2015. Sean is a CFP® certificant and holds the CMT designation. He received his B.S. in finance from the University of Illinois at Chicago.

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With Enova Decisions, businesses can leverage powerful analytics to make instant real-time decisions at scale, protecting against fraud, optimizing operations and increasing marketing profitability. Enova Decisions uses real-time predictive analytics, AI, big data, and its on-demand digital decisioning platform, Colossus, to help companies build decision flows that make data-driven operational decisions instantly and at scale for an improved business performance and customer experience. Chicago-based Enova Decisions is part of Enova International, Inc. (NYSE: ENVA), a leading technology- and data-analytics-driven online lending company that operates 10 brands in four countries. Enova now leverages its 14 years of proven technology and analytics expertise to help clients thrive with custom, real-time analytics services and instant data-driven decisions at scale. Visit to learn more.