How Technology Helps with RDR and TCF (Treating Clients Fairly)

For the best part of a decade, delivering income has been a battle. Low interest rates and bond yields have pushed investors to take greater risks to achieve high income. As US interest rates rise and bond yields spike higher, has the landscape changed? With cash potentially delivering an income in real terms, are we back to a more normal environment of bonds for income and equity for growth? What does this mean for portfolio positioning today?

Panellists
Marguerita M. Cheng, Chief Executive Officer, Blue Ocean Global Wealth
Jamie Hopkins, Director of the New York Life Center for Retirement Income
Tom Hegna, Economist, Author and Retirement Planning Expert

Moderated by;
Cherry Reynard, Consulting Editor, Boring Money

This Webinar will bring experts together to discuss income at retirement investment strategies.

We should hear about the challenges to generate income in a consistent and substantial manner in all asset classes, Fixed Income, Equity Income products as well as multi asset income products, which are becoming increasingly popular with savers and investors.

We will also discuss solutions driven products that are being offered to savers and investors at retirement age, including draw down solutions to complement retirement income.

Finally, we will address how distributors and advisors are helping their clients before retirement and once they are retired in meeting their financial needs.

Panellists
George Lagarias, Senior Economist, Mazars
Adrian Lowcock, Head of Personal Investing, Willis Owen
Toby Nangle, Global Co-Head of Asset Allocation & Head of Multi-Asset, EMEA, Columbia Threadneedle

Moderated by;
Jean-Francois Hautemulle, Principal, Terres Neuves Consulting Limited

Generating income of base rates plus 4.5% is not a simple task but it can be done with a multi-asset absolute return approach. It can also be done by avoiding taking unnecessary risks in traditional asset classes, which Fulcrum believes are likely to face a challenging return phase over the medium term.

In this session;

* We address the current income dilemma – how to generate income without taking too much risk
* We highlight the potentially low returns from traditional assets
* We suggest alternative solutions
* We provide the Fulcrum Income Solution

Join this session to learn how to achieve consistent income, low sensitivity to equities AND bonds as well as long-term capital preservation

About the presenter - Graham Neilson, Investment Director

Graham has been with Fulcrum as an Investment Director since summer 2017. Before that he was the Chief Investment Strategist at Cairn Capital for seven years. Between 2004 and 2010 he worked at Credaris Portfolio Management where he was a Partner and Portfolio Manager. He has also worked at ABN Amro, HVB, Bear Stearns, BNP Paribas and Asia Equity where he started his career in Hong Kong in 1993. Graham has a MA in Economics from University of St Andrew’s.