Implementing Technology To Support The Advice Process

Depressed interest rates and volatile equity markets are driving an unprecedented interest in retail alternative investment products. Fortunately, through the intersection of technology and regulation, new FinTech archetypes are emerging to satisfy that demand.

This webinar will highlight some of these groundbreaking technologies, tools, apps, rules and investment products that are transforming the financial services industry and changing the way people invest as well as save for retirement.

This is a MUST-VIEW webinar for investors of all sizes, financial advisors, wealth managers, FinTech platforms, and regulators.

The pension freedoms have created a great opportunity for clients to access their accumulated wealth. OMGI’s presentation will consider what advisers/clients fear most in deriving an income strategy in retirement
• Running out of money – exhausting the pension pot – risk of ruin
• Their ability to sustain their existing levels of consumption given increasing life expectancy
• The effects of inflation on the future purchasing power of their wealth
• The ability to pass any wealth down the generations

Aram Compton, Fund Manager of the Sarasin GlobalSar fund range, explores how economic growth relates to investment returns and in what way multi-asset portfolios can be balanced for this generation and the next.

In this session Rory McPherson will discuss the changing landscape of Multi Asset Investing and whether we still expect it to be a key driver of returns in a post Brexit world. He will review where the returns have come from and focus on what future returns might look like and where they’ll be found.

We look forward to you joining our call on 13th September with Rory McPherson, Head of Investment Strategy, Psigma Investment Management.

Six veteran investors explain how they cut through the clutter of sensationalism and pseudo-analysis that litter the landscape of today's financial journalism. The webinar is accompanied by a 30-page slide deck with embedded links. The content is based on an article published by the CFA Institute in July of 2016, and the authors will discuss and debate their approaches.

This presentation, FINTECH: Good and Bad News for Inclusive Sustainable Finance, will explore issues surrounding the rapid deployment of computerized electronic platforms, cryptocurrencies and algorithms now disrupting legacy financial firms and their models.

Good News: this disruption was long overdue and welcome where it overturns inefficient, inequitable, over-priced services, democratizing lending, investment, banking, payments, remittance and widens easy availability of transactions. Widespread adoption of Blockchain-based distributed ledgers offer closer monitoring of financial ethics and performance. Bad News: this electronic, information-rich disruption of legacy finance ranges from algorithmic high-frequency trading (HFT) we explored for the UN Inquiry (2015) to the rapid co-option and buyouts of companies in the FINTECH 100 by the big legacy banks; the excessive run-up in pre-IPO valuations, focusing on big wins, short-term profits – evidence of the same excesses and unsustainable practices needing reform. Even the ingenious market-based reform in IEX’s platform’s technological designed “speed bump” which levels the playing field for investors also can be subverted to extort fees by unscrupulous firms. Vulnerability, internet and spectrum capacity as well as security issues need attention.

While FINTECH offers so many opportunities for reforming and democratizing finance, the race is on to own and control these disruptive firms and their profits. Steering FINTECH firms toward globally inclusive, sustainable development goals as in the UN’s SDGs must now be built in. Ethical standards are key in optimal systemic design. How best to measure their social and environmental impacts, performance metrics and accounting, and monitor prudential architecture at global and national levels? How can we help design FINTECH for inclusive sustainable finance and markets?

In this webinar, we shall discuss the origins alternative finance and share clues to understand what the future holds. We shall also review what alternative finance will mean for traditional finance organisations, savers investors and businesses alike.

-Alternative Finance - alternative to what exactly?

-Looking back and looking forward to the future of alternative finance

-Review different participants' perspectives, outlining opportunities and challenges for each.

We are living in a digital reality but bank’s corporate clients are already being wooed by post-digital, fintech driven possibilities. Traditional lenders face fundamental challenges to grow their business with 1 in 5 banks still lacking an enterprise digital strategy to serve their corporate clients. With low interest rates and increasing costs, optimising the customer experience might be part of the vision statement, but delivering on this ethos has not been straightforward. Has bank thinking been inside-out in commercial and corporate lending?

Digitalisation has been spurred by a drive for back office simplification. While this delivers improved service levels, self-service for borrowers in commercial lending is still not business as usual. Slow turnarounds, limited digital engagement and an inability to surface key information at the right time in the right place continues to hamper corporate client productivity and liquidity. With an outside-in approach banks are starting to deliver strategies for end-to-end digitalisation and multiple channel, 24x7 self-service - from loan origination, to loan servicing.

Discover how banks can capture new market opportunities, drive revenue growth and free up relationship managers time while also embracing integration, collaboration and choice in a post-digital world.

In this webinar, a panel of experts will reveal
- Use cases for banks to simplify the lending process and drive end-to-end digitalisation in commercial and corporate lending
- The key pillars underpinning the corporate borrower’s user experience
- How digital strategy today, can drive lending nirvana tomorrow

In this session, our panel will discuss:

-Current trends in lending
- Risk & Cross border lending
- Bank appetite for innovation
- Startups making inroads
- Emerging trends in factoring and AR trading
- Blockchain and distributed ledgers
-How SMEs can benefit from this new trend

Join this panel to familiarise yourself with the global online lending industry. The panel will discuss the key issues, challenges and opportunities presented to the banking industry. The goal will be to equip those responsible for business development and strategy to have a clearer idea of what is happening and how to prepare for the future.

Some discussion points will include:
-Challenges facing independent p2p lenders that the banks are better placed to overcome

-Why online lending platforms for banks should be structured differently to independent online lenders

-What type of bank may be more naturally suited to online lending?

-How are banks setting up to face the challenge and opportunity presented by online lending?

-Which banks are leading the way

From Ireland to Portugal to Greece, and from Spanish real estate to Italian bad loans to Brexit -- Europe has been seemingly living from crisis to crisis since 2008. Investment climate remains challenging in many areas, as economic growth, bad debt and the Euro remain key risks.

At least one place in Europe, however, may offer an intriguing investment opportunity: an economy with healthy growth, manageable debt, and a major, non-Euro currency. Welcome to Sweden.

As regulation continues to drive financial services to the brink it is more important than ever to get the best from your staff

This Bento for One will discuss the latest guide we have produced and cover off:

- How to hire, manage and get the best from employees
- How to deal with disciplinary issues
- Maternity leave & return to work
- How to handle redundancies

A business is far likely to succeed if their best assets are being looked after. So if you are a business owner or team manager then this webcast is a must to tune into.

The weeks following the UK’s vote to leave the European Union have seen political upheaval, huge exchange rate movements, central banks signalling further loosening of monetary policy and an initial sell off for European equity markets followed by a normalisation of volatility. But where does that leave the future of European equities? Join Michael Browne, European Equity Long/Short portfolio manager at Martin Currie to find out his views on the future for Europe, protection of capital through the short term uncertainty and how he believes there are still ways for fundamental long/short stock pickers to capture company opportunities and generate returns for clients.

- Quick intro of each startup and speaker and in which way it is cross-border

- How is your startup affected by Brexit?

- Is Brexit a threat or an opportunity for FinTech?

- Will there be a difference in how banks vs FinTech will be affected by Brexit?

- What will be the impact on the FinTech hub London?

- Do you see other cities emerging as new FinTech hubs? If yes which ones and why?

When it comes to tracking the flow of money, it’s no doubt that studying patterns and analytics behind the transactions are important in fighting financial crime.

Join this session where we'll discuss:

-The application of machine learning and big data in AML monitoring
-How to implement proper Know-Your-Customer (KYC) processes
-Challenges around automation and using predictive analytics to prevent future issues

A successful Application Programming Interface (API) strategy relies heavily on concepts of open infrastructure and open data. The adoption of Open APIs in banking is thus an idea that has been met with excitement and, understandably, concern as well.

Attend this summit where our experts will discuss:

-What’s in it for banks/fintechs?
-What are the pitfalls when it comes to opening up APIs for banks and integrating into open APIs for fintechs?
-PSD2 - will you be ready (mostly a consideration for banks)?
-How should we (fintechs and banks) operate until the PSD2 is rolled out?

We haven’t always lived in a world where cash rules. Bartering of goods used to be the main form of transaction, and now many are turning to their mobile phones and are campaigning for a world where cash no longer exists.

Join this panel where the following points will be discussed:

-Benefits and challenges of a cashless society

-What are the security issues surrounding cash and how can these be solved by going cashless?

-Case studies of going cashless

-Cash in the sectors of: investment, money transfer, banking, alternative currencies

-How living in a cashless society could benefit the unbanked population

- All goes mobile
- Cybersecurity Threats such as identity thefts , hacking on the rise
- Security the key success driver for FinTech and InsurTech
- What are the solutions?
- Overview of main players
- Can the industry win the battle against the fraudster?
- How does the future look like?

Every person on the planet has a mobile phone, but 2 Billion people are “Un-banked”.
Banks and telecoms are in a Gold Rush to bank the unbanked, but many obstacles remain. Money transfers are some of the most popular transactions made by both the banked and the unbanked. However, building trust in this new service is definitely a challenge.

Join this panel where discussion points will include:

-Who has the upper hand: Banks or Carriers?
-How can Fintech companies ensure trust and security when it comes to mobile money transfers?
-Global ISO Standards Authenticate ID and Asset Verification
-ISO Reduces Fraud and Speeds up Asset Transfers
-What are some of the security challenges new payment services are able to overcome?
-Are “Standards” emerging to reduce implementation and compliance costs?
-How do you create cross-border and Inter-bank/carrier transactions?
-How can banks and telecoms successfully bank the unbanked?