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CLIENT UPDATE: SBA Updates Environmental Guidance with New SOP 50 10 5(J)

EDR will share the late-breaking changes to the SBA’s SOP 50 10 5—the agency’s first update to its environmental guidance since 2014 (when it adopted the revised ASTM Phase I E 1527 standard). Speakers will share details on the changes coming out October 1 and effective in January 2018. Don’t miss this timely update on what this round of changes mean to the environmental due diligence required on any loans seeking the agency’s approval. Benefits:
-what’s changing?
-latest statistics on SBA lending volumes
-a primer on SBA’s tiered process for environmental investigations

Join us for the latest!
Recorded Oct 10 2017 32 mins
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Presented by
James Haberlen, Managing Director, Lender Solutions, EDR
Presentation preview: CLIENT UPDATE: SBA Updates Environmental Guidance with New SOP 50 10 5(J)

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  • Rising Stars in 2019: Developing Leaders Program Launch Recorded: Jan 8 2019 45 mins
    John Rybak, 2017 winner of the PRISM Industry Influencer award, and BB&T’s SVP Environmental Risk Manager
    Each year at EDR’s PRISM conference, an up-and-coming risk management or due diligence professional is recognized for impressive achievement in leadership, visibility, professional competency and/or industry involvement. Building on this popular awards category, EDR is excited to launch a new Developing Leaders program aimed to further the development of our industry’s future leaders. This new initiative will provide education and mentor/mentee connections to leverage the industry knowledge of prominent business leaders, and provide newer professionals with the tools and resources they need to fulfill their education and professional development goals.

    Each of the webinar speakers is an industry veteran who is deeply committed to helping rising professionals learn what they wish they knew when they were just starting out. Whether you’re a seasoned manager looking to retain top talent—or a newbie just starting out, join us for this kickoff webinar to hear what’s in store from EDR’s new Developing Leaders program!

    Who should attend:

    •Risk management professionals just starting out in the field
    •Experienced industry veterans
    •Anyone looking to broaden his/her professional development expertise


    John Rybak, 2017 winner of the PRISM Industry Influencer award, and BB&T’s SVP Environmental Risk Manager
    Roger Caramanica, Ph.D., EDR’s VP of Organizational Development
    Dianne Crocker, EDR Insight’s Principal Analyst
  • Product Spotlight: Meet SBA Requirements with EDR’s LoanCheck® RSRA Recorded: Jan 18 2018 54 mins
    James Haberlen and Cathy Reed
    In response to the Small Business Administration's recent updated guidelines for a Record Search with Risk Assessment (RSRA), EDR is excited to announce the release of LoanCheck® RSRA, a powerful desktop screening tool that is not only SBA-compliant, but leverages the best available data, geocoding technology, and review tools.

    Join our Product Spotlight webcast where we’ll unveil this new, advanced RSRA report. With SBA’s new environmental guidelines that went into effect January 1, 2018, you’ll want to be sure you understand the new requirements, and the solutions available to help comply.

    EDR’s James Haberlen and Cathy Reed will provide an overview of this exciting new SBA report. They’ll discuss the latest advancements in geocoding technology to enhance mapping accuracy, the data that makes up an RSRA, and the market-leading Lightbox® data viewer that enhance the quality and speed of the opinion provider’s review.

    Other topics include:
    •Understanding SBA’s new RSRA requirements
    •The contents of a compliant RSRA
    •Interpreting the results of an RSRA
    •How to handle “elevated” or “high” risk results
    •Data types and sources

    Who should attend: Any Lender or Community Development Company originating Small Business Administration 7a or 504 loans.
  • Hit F5: Does Your Risk Management Policy Need to be Refreshed? Recorded: Dec 6 2017 63 mins
    K.C. Conway, MAI, CRE, Economist, Counselor of Real Estate, Valuation Expert
    This expert panel will take a candid look at the importance of robust risk management at this stage of the market cycle. Looking back, there have been important milestones in the evolution of risk management from the early days of “Phase I or no Phase I?” decisions based solely on loan size. Other areas—like the alignment of the appraisal function and environmental risk management function—are still evolving. As the market enters a phases of moderating property values, lenders should be turning a close eye on their risk management practices. The impact an environmental issue may have on a property’s value is more significant as prices decline. Risk managers who are being challenged to make a case for tighter underwriting will learn valuable ammo for explaining why ERM is more important than ever. Attendees will also learn more about the future direction of regulatory guidance to better reflect budding industry best practices.

    K.C. Conway, MAI, CRE, Economist, Counselor of Real Estate, Valuation Expert
    Michael Pereira, CHMM, VP – Environmental Risk Officer, Umpqua Bank
    Michael Kulka, Founder and CEO, PM Environmental, Inc.
    Andy Amarone, Manager of Client Services, EDR Lender Solutions
  • Webinar Part II: Changes to SBA's Environmental Guidelines Recorded: Oct 19 2017 31 mins
    James Haberlen
    The updated SOP was released by the SBA last Friday.

    EDR is pleased to host Part II of last week’s webcast where we’ll focus exclusively on changes to the environmental guidelines. This 20-minute webinar is a must attend for anyone originating SBA 504 or 7a loans.
    Version J of SOP 50 10 5 represents the agency’s first update to its environmental guidance since 2014 (when it adopted the revised ASTM Phase I E 1527 standard). EDR’s James Haberlen will provide a timely update on what this round of changes mean to the environmental due diligence required on any loans seeking the SBA’s approval.
  • Disruption in Commercial Real Estate Lending: Forces Reshaping the Market Recorded: Oct 18 2017 48 mins
    K.C. Conway, MAI, CRE, Economist, Counselor of Real Estate, Evaluation Expert
    Join us as KC Conway, a noted expert in CRE lending, takes us on a “no-squiggly-lines” presentation of the forces disrupting commercial real estate lending. Attendees will get a look at today’s top disruptors, changes in high-growth MSAs and the key market trends that are reshaping the risks of lending on different asset classes. Conway will also look past the headlines about double-digit growth in CRE originations to stratify lending trends for major sources and explore what is restricting growth in some sectors of the market.

    K.C. Conway, MAI, CRE, Economist, Counselor of Real Estate, Valuation Expert. Conway is a well-respected speaker and author with a history of accurately forecasting commercial real estate trends and changing market conditions across the U.S. He is a nationally recognized Subject Matter Expert on commercial real estate matters with specialized expertise in valuation, ports and logistics, housing economics, bank regulation and real estate finance. He has held progressive roles within the Federal Reserve (CRE Risk Specialty Officer), national brokerage and large bank organizations.
  • CLIENT UPDATE: SBA Updates Environmental Guidance with New SOP 50 10 5(J) Recorded: Oct 10 2017 32 mins
    James Haberlen, Managing Director, Lender Solutions, EDR
    EDR will share the late-breaking changes to the SBA’s SOP 50 10 5—the agency’s first update to its environmental guidance since 2014 (when it adopted the revised ASTM Phase I E 1527 standard). Speakers will share details on the changes coming out October 1 and effective in January 2018. Don’t miss this timely update on what this round of changes mean to the environmental due diligence required on any loans seeking the agency’s approval. Benefits:
    -what’s changing?
    -latest statistics on SBA lending volumes
    -a primer on SBA’s tiered process for environmental investigations

    Join us for the latest!
  • Seven Things Informed Lenders Should Know About Environmental Due Diligence Recorded: Apr 13 2016 60 mins
    Grady L. Shields, Attorney, Wyrick Robbins Yates & Ponton LLP
    Whether you are new to the environmental due diligence field or a seasoned veteran, this webinar offers something for you. EDR Insight is honored to bring you the expertise of Grady Shields, an attorney with Wyrick Robbins Yates & Ponton LLP. Shields brings over 30 years of experience practicing environmental law, assisting clients with environmental due diligence and transactions, and counseling lenders on environmental issues.

    At this webinar, Shields will share his insights on seven important issues impacting environmental due diligence in commercial real estate lending. This timely event will cover some of the latest environmental risks, like vapor migration, being pushed to the forefront, new emphasis on risk management tools like environmental insurance, the intense pressure on lenders by regulators and more. Take advantage of this opportunity to get some free advice from a trusted voice in environmental risk management.

    Who Should Attend:

    -Risk managers and loan officers at community banks
    -Risk managers at national banks, looking for a quick refresher and update
    -Environmental due diligence professionals serving lenders
    -Insurance professionals

    Expected Takeaways

    Those attending should come away with a better grasp of:
    -the need for pre-loan diligence, including diligence beyond the real property at issue
    -the use and appropriate terms of borrower environmental indemnification agreements
    -using both Pollution Legal Liability and Lender Environmental Liability coverage to limit lender risk
    -how to maximize value, while minimizing lender risk, in default situations
    -trends being driven by the regulators.
  • Stress Testing 101 – Best Practices for the Community Banker Recorded: Sep 17 2015 62 mins
    Matthew Anderson, Trepp, LLC & Mike Benz, Trepp, LLC
    Concentrations of credit, particularly those related to commercial real estate loans, have been a common factor in bank distress during economic downturns. Since the financial crisis, regulators have been laser focused on ensuring that the nation’s largest financial institutions – those with $10+ billion in assets – have sound stress testing and capital planning programs in place to ensure financial stability.

    The focus is trickling down to the community bank level and examiners are now asking smaller institutions to have appropriate programs in place. For many community bankers, there is uncertainty as to what examiners expect, as well as a lack of resources and expertise to comply. There is also a misconception about the value of stress testing, with attitudes ranging from “it’s a necessary evil” to “it is an integral part of our strategic planning process.”

    EDR, in partnership with sister company Trepp, is pleased to offer this complimentary webinar “Stress Testing 101 – Best Practices for the Community Banker.”

    Attendees with get answers to some commonly asked questions, including:

    -What is a stress test?
    -What is capital adequacy stress testing?
    -What are the regulators’ expectations?
    -What are the larger banks doing?
    -What is the current state of stress testing?
    -What do stress testing results look like?
    -What macroeconomic variables go into projections?
  • Vendor Management: How Well Are You Managing Your Consultants and Appraisers? Recorded: Sep 10 2015 60 mins
    Mitch Kreeger, MAI SRA MBA, Chief Appraiser and Principal Consultant, Kreeger Consulting
    Recent enforcement actions by bank regulators are heightening the need to establish formal policies for third party vendor management. Financial institutions that use outside firms for all types of underwriting and other bank functions are ramping up their oversight of outside firms and for some, the data management burden is not insignificant. This timely event will focus specifically on how risk managers can develop effective policies for managing outside vendors for appraisals and environmental assessments.

    EDR is pleased to host a webinar on this timely topic with Mitch Kreeger, a well-known subject matter expert on valuation, environmental and seismic risk, and regulatory compliance topics, will share his insights and advice on establishing an effective vendor management policy for appraisers and environmental professionals. Kreeger will explore the myriad ways that attendees can improve vendor management, from initial project bidding to vendor selection to monitoring vendors over time.

    At this educational webinar, attendees will receive advice on managing relationships with appraisers and environmental consultants, including answers to the following:

    • What should we consider in selecting the “right” vendor for the job?
    • How do we find quality appraisers? EPs?
    • What guidance should our institution be giving our appraisers and EPs?
    • What criteria should we be using to grade vendors and monitor performance?
    • How are banks facing today’s vendor management challenges?
  • Vendor Management Best Practices: Is Your Program Up to Par? Recorded: Aug 12 2015 60 mins
    Scott Roller, former head of vendor management, Citigroup
    Among the top challenges lenders face today is the need to meet higher expectations set by the OCC and the Federal Reserve governing the use of third-party vendors. While the guidelines were released over a year ago, there is still confusion about what institutions should be doing.

    One thing, however, is certain. Effective vendor management takes resources, and many institutions are finding it necessary to add staff and/or technology to help with the cause, particularly smaller institutions. The regulators have made it clear, vendor management is not just a one-time assessment, but is an ongoing process, and monitoring vendors long term is as important as the initial due diligence.

    EDR is pleased to host a webinar on this timely topic on Wednesday, August 12, 2015 at 2:00 p.m. EST. Scott Roller, former head of vendor management at Citigroup, will provide clarity on the new regulations and help break down regulator expectations into easy-to-understand terms. Roller will explore key dimensions that attendees can use as the foundation for building out their own robust vendor management oversight program, from initial vendor risk classification all the way through ensuring adequate executive engagement in vendor management.

    Attendees will learn best practices for satisfying regulators with this educational workshop, including answers to the following:
    • What does the latest regulatory guidance on vendor management require?
    • What are the biggest headaches banks are facing in complying with them?
    • What advice is recommended for smaller banks struggling with limited manpower/resources?
    • What are bank examiners looking for during audits?
    • What are the latest best practices for policies and procedures?
    • How are banks coping with the need to track and monitor vendors?
    • What are the most common shortcomings that audits reveal?

    Attendees will also receive a free copy of a white paper on vendor oversight and the cost of compliance.
  • How Prepared Is Your Bank for an Appraisal Compliance Audit? Recorded: Mar 31 2015 59 mins
    Mitch Kreeger, MAI SRA MBA, Chief Appraiser and Principal Consultant, Kreeger Consulting
    Commercial real estate markets continue their slow recovery. As demand for loans intensifies, regulatory compliance is top of mind for financial institutions. Bank regulators are exercising strict oversight over all types of bank underwriting, including commercial appraisals. This webinar will address head-on the challenges that institutions face in meeting the latest guidance impacting the appraisal function, and what risk managers can and should be doing to survive an appraisal compliance audit.

    Attendees will receive answers to these important questions:

    • What do current guidance/regulations require of banks related to appraisals and how has that changed?
    • What specific things are bank examiners looking for in an appraisal compliance audit?
    • Are you doing everything you can to prepare your institution for the scrutiny of examiners before an audit? During an audit? After an audit?
    • What are the latest best practices that banks should include today in their appraisal policies to protect themselves during this stage of market recovery?

    EDR Insight is fortunate to have Mitch Kreeger for this timely event. Kreeger is a well-known Subject Matter Expert (SME) on various valuation, environmental and seismic risk, and regulatory compliance topics by peers nationwide. Currently, Kreeger is Chief Appraiser and Principal Consultant at Kreeger Consulting, a private appraisal/environmental/seismic risk consulting services firm that offers commercial appraisal reviews, outsourced Chief Appraiser duties, and advisory services to lenders on regulatory compliance, efficient appraisal/environmental risk functions, and effective policy updates.

    • Primary: Risk managers at financial institutions, particularly at community bank level
    • Secondary: Commercial appraisers
  • Risk Management Trends in the 2nd Act of Market Recovery Recorded: Dec 4 2014 51 mins
    Dianne Crocker, Principal Analyst, EDR Insight
    To help property assessment professionals meet the challenge of staying up to speed on the forces driving demand for their services, EDR Insight invites you to a complimentary web event on the state of the market in the fourth quarter of 2014—and a look to how the 2015 forecast is taking shape. Attendees of this 60-minute webinar will learn:

    • The status of commercial property transactions and the asset classes attracting the most attention
    • Commercial real estate lending volume
    • Key players in the deal-making and lending worlds
    • How attitudes toward risk are changing
    • Where to focus business development efforts for 2015
    • EDR Insight’s near-term forecast for environmental due diligence

    Join us for a look at the forces driving demand for your services so that you can better position your firm for growth in the new year.
  • Lender Essentials: Environmental Liability Insurance Recorded: Oct 1 2014 63 mins
    Canaan Crouch, Legacy Risk Solutions, LLC; Mike Herrmann, Legacy Risk Solutions, LLC; Debra Hausser, Zurich North America
    With risk management in the spotlight, environmental risk management policies are more important than ever. Environmental insurance options have evolved to offer lenders proven ways to manage risk as commercial loan originations increase in the second act of market recovery. Join us for this webinar as seasoned insiders share their insight into how insurance policies can effectively manage risk exposure. Attendees will also learn how environmental insurance can be applied to lending practices based on real world examples of claims scenarios.

    Benefits to attendees:
    • Background on the latest tools available to help lenders protect collateral on real estate loans or investments.
    • The know-how to avoid an embarrassing loss on loan portfolios due to environmental issues.
    • The latest intel on how lender environmental insurance can help lenders make more loans.

    Target audience:
    • Risk managers at community banks
    • Risk managers at national/international banks looking for a refresher
    • Credit managers and chief credit officers
    • Environmental due diligence professionals serving lenders
    • Insurance professionals
  • An Inside Look at the Challenges Facing Lenders and Appraisers Today Recorded: Jun 18 2014 78 mins
    Bill Garber, Appraisal Institute & Brian Ginter, Diversified Real Estate Consulting Network
    Regulatory pressures are fundamentally impacting the way that financial institutions manage the appraisal function. Our speakers will tackle the most impactful issues for both lenders and appraisals today. An expert from the Appraisal Institute, the largest appraisal membership society in the world with 23,000+ real estate valuation experts worldwide, will share first-hand research into the challenges faced by appraisers and by lenders that rely on the technical expertise of appraisal services. Attendees will learn about the concerns commercial real estate appraisers face, and the challenges their lender clients face in finding quality appraisers to help them respond to new policies and requirements. Speakers will also share insight into the latest policies from bank regulators like the OCC and FDIC that are impacting the integration of appraisals and environmental risk management. An expert in the trenches of a small community bank will share his insights into the shifting alignment of appraisals and environmental risk management at the community bank level, the importance of having a sound policy in place and actions that banks can take to best prepare for the scrutiny of examiners.

    - Information on how appraisers can meet today’s top challenges, align their services with the challenges lender clients face
    - A deeper understanding of bank regulations impacting appraisals
    - An insider’s take on what bank examiners look for
    - Advice on steps banks can take to protect themselves against examiner scrutiny
    - A look into the forces that are bringing appraisals and environmental due diligence functions closer together

    - Bill Garber, Director of Government and External Relations, Appraisal Institute
    - Brian Ginter, Director - Executive Staff, Diversified Real Estate Consulting Network
  • Learn From the Experts: Critical Elements of Effective Environmental Policies Recorded: Oct 29 2013 76 mins
    Georgina Dannatt, Bank of the West; Brian A. Ginter, Burke & Herbert Bank; Larry Schnapf, Schnapf Law
    With scrutiny on lenders’ risk management policies intensifying, more and more community banks are writing their first policies or updating old ones. The OCC just raised the bar for the banks it regulates with the August release of expanded guidelines for environmental risk management that bring their policy requirements in line with those of the FDIC. What are the critical components that should be in every policy? What elements are common to most institution’s policies? How does your institution measure up to industry best practices? How is policy administered across organizations?

    Join us for this webinar as seasoned insiders selected from the ranks of a mid-sized bank and small community lender share their experiences in writing and updating environmental policies. Learn what these experts are doing to protect their institutions from environmental risk exposure, and the dangers that lenders face by not having adequate policies in place to protect them from financial and legal liability.
  • Emerging Risk: Heading off Regulatory Scrutiny on Residential Appraisals Recorded: Jul 17 2013 75 mins
    Jack Huntress, EDR, Liz Green, REL-E-VANT SOLUTIONS, Larry Schnapf, Schnapf LLC
    For lenders operating in the shadow of the Dodd-Frank Act, CFPB and other regulatory enforcement agencies are focusing their efforts on consumer protection, disclosure and transparency and deem these critical to all areas of an institution’s compliance and operation. A dizzying array of new rules and regulations, often disruptive to existing operations, are raining down upon the mortgage lending industry. Now, however, it’s not enough to simply be aware of emerging rules and regulations. Little known requirements and regulations which have been on the books for years without being enforced are now getting renewed attention from those agencies, likely opening up an entirely new front in the uphill battle to stay compliant. One of the greatest potential risks to lenders arises from requirements for residential property appraisals and evaluations. It is likely we will see stricter environmental underwriting and more regulatory scrutiny on lenders’ risk management policies. Discover now where lenders are most at risk, and learn about cost-effective measures that can be taken to stay out of the regulatory crosshairs.

    The presenters will:

    • Identify existing rules and regulations, little-known and long unenforced, that are likely to be revitalized by regulatory enforcers;
    • Spell out the specific risks that residential property contamination, including vapor mitigation, will pose to a mortgage lender;
    • Explain how the gamut of new and existing requirements will impact traditional due diligence requirements; and
    • Predict the possible financial impact upon lenders, as well as offering potential solutions for risk mitigation.
  • What Every Environmental Risk Manager Needs to Know About U.S. EPA VI Guidance Recorded: Dec 11 2012 65 mins
    David Gillay, Barnes & Thornburg LLP's Brownfields Practice Group, Francis Ramacciotti, ENVIRON & Robert Uppencamp, ARCADIS
    Vapor intrusion, the migration of volatile chemicals from the subsurface into overlying buildings, presents potential health risks and environmental liability at properties with current or past contamination. The U.S. EPA is preparing its final Vapor Intrusion Guidance for evaluating and assessing risk from VI. The release of EPA’s guidance is scheduled for release a few months before ASTM is expected to publish a revised Phase I environmental site assessment protocol (ASTM E 1527). Among the changes to ASTM E 1527-05 is the addition of new language throughout the standard to include the assessment of vapor migration risk.

    EDR is extremely fortunate to offer you a webinar with three speakers who have been performing successful VI investigations for many years, and have been working with ASTM and the U.S. EPA to provide comments on draft documents. With the scheduled release of EPA’s final VI guidance—followed by a revised ASTM E 1527 standard to include vapor intrusion—now is the time to prepare and ensure that due diligence policies include VI and that appropriate science is used to minimize the impact of VI on property deals, including brownfield redevelopment.

    It is critical that risk managers understand what these two documents mean in terms of the standard of care and how it might affect their own liability—or that of their borrowers.

    Benefits to Lenders:
    •Recent regulatory history surrounding vapor intrusion
    •Myths about vapor intrusion and mitigation alternatives
    •Available data that can be used to evaluate VI risk
    •Implications of the new federal guidance document
    •What the vapor-related revisions to ASTM E 1527 mean in terms of lenders’ environmental due diligence policies

    Benefits to EPs:
    •A better understanding of why vapor migration presents a risk to your clients
    •A way to begin thinking about how the new guidance and revised ASTM E 1527 standard may necessitate changes to your Phase I ESA process
  • Helping Risk Managers Communicate the Value of Environmental Due Diligence Recorded: Mar 28 2012 63 mins
    Rick Ferguson, Brian Ginter & John Rybak
    Environmental risk managers at banks understand why due diligence is important to protect the bank from collateral devaluation and liability exposure, but how well do they communicate this value up the chain? Environmental due diligence is important, along with evaluating a borrower’s creditworthiness and getting an appraisal done, but only in the broader context of originating loans. The difficulty in bridging the gap between environmental risk managers and loan officers/senior management was identified as one of the key challenges faced by risk management professionals, particularly at community banks.

    This webinar will provide lenders with actionable intell to help them educate senior management and loan officers to foster a greater understanding across the bank of the importance in understanding environmental risk and the liability the bank can face if environmental due diligence is not properly addressed. Join us for this webinar as seasoned insiders selected from the ranks of a large bank, a regional bank and a community bank share their experiences in communicating the value of environmental due diligence internally at their institutions.


    -Rick Ferguson, P.G., Chief Environmental Compliance Officer, SVP, U.S. Bank
    -Brian Ginter, VP & CCIM, Appraisal/Environmental Group, Burke & Herbert Bank
    -John Rybak, SVP Environmental Risk Manager, BB&T
  • Top 10 Trends in Commercial Lenders’ Environmental Due Diligence Recorded: Feb 22 2012 47 mins
    Dianne Crocker, Principal Analyst, EDR Insight
    What's in store for lender due diligence this year? Join this EDR Insight webinar to learn about the top ten trends that will define the world of lender environmental due diligence this year. Topics will include: how lenders' risk aversion is changing in response to market conditions, geographic hot spots for commercial real estate investment, the implication of this year's wave of loan maturities for environmental risk management, the forecast for commercial real estate lending in 2012--and more.

    Environmental due diligence this year will take many shapes. Banks must meet intense regulator pressure to minimize their exposure to environmental risk in their commercial real estate lending operations. Asset dispositions by lenders to clear their balance sheets of distressed loans and properties are on the rise. And on top of that, a record-high wave of loan maturities is coming in 2012. Attendees will learn how banks today are responding to the need to manage environmental risk effectively, expectations for lending levels and asset dispositions as a massive transfer of commercial properties gets underway.

    EDR Insight's cutting-edge 60-minute presentation is designed to help you:
    -Understand the forces driving environmental due diligence
    -Whether your bank is lending in one of this year's hot spots for commercial real estate investment
    -The factors that affect banks' environmental risk tolerance
    -The types of properties banks are willing to underwrite in today's fragile market
    -The role of environmental due diligence in determining which loans get refinanced as this year's wave of maturities hits
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EDR helps real estate lenders such as banks, credit unions, capital investors and others with their property due diligence needs by simplifying their lending operations, improving risk management, and meeting ever increasing regulatory demands. Join our webcasts on Lending Risk Management topics.

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  • Title: CLIENT UPDATE: SBA Updates Environmental Guidance with New SOP 50 10 5(J)
  • Live at: Oct 10 2017 6:00 pm
  • Presented by: James Haberlen, Managing Director, Lender Solutions, EDR
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