5 Ways Fraudsters Fake IDs and how your face can stop them

What does effective onboarding look like? It’s a balancing act. With user friction, identity proofing and effective KYC all fighting for attention. In this webinar, Susana Lopes, Senior Product Manager at Onfido, considers how best to assess these competing factors in creating an ideal user onboarding flow, and how biometrics can help to mitigate traditional tensions.

She will be discussing:

- The evolution of account opening in the modern age and how user experiences have changed
- The principles of proportional risk, and how they can help you ask for more at the right moments
- How biometrics can help increase security and confidence in identity proofing

Expectations of online businesses have never been higher. Customers expect personalised experiences and high platform security, while demanding more streamlined registration processes. And if they don’t get them, they’ll take their business elsewhere.

Resultantly, businesses are experiencing a profound tension. How do you balance frictionless registration, and effective identity management - so that customers are more than just an email and password in a database?

In this webinar Mickey Martin will be discussing how registration as a service systems can effortlessly anchor customers to proofed identities in an easy and secure way, maintaining data integrity and facilitating much wider CIAM ecosystems.

We’ll be discussing how:

• CIAM systems can allow businesses to offer more secure and personalised experiences.
• CIAM systems can empower customers to take control of their identity, performing secure account recovery and verification actions using their identity documents.
• Registration as a service can both eliminate friction at account opening and securely proof identities.
• Data integrity is all but guaranteed, letting you focus more resources on what matters to your business.

(This webinar was originally presented in collaboration with iSMG Media Group)

To the everyday user, ‘identity verification’ is a term that conjures memories of cruel KBA tests, frantic searches for bills, and trips to business branches they’ll never visit again. But innovations in the IDV space mean that secure and remote identity verification can be done in moments, needing just an identity document and smartphone.

Join us as we discuss:
- How IDV can benefit both businesses and consumers
- How systems are adapting to deal with increasingly professionalized fraud
- How new tech innovations are decreasing friction at registration
- What the future of IDV looks like

As fraud rings become more organized, more complex, and harder to catch, how do you stay ahead of them without compromising on user experience? In this webinar Onfido’s Dimi Radu & Kevin Bric, and iovation's Scott Olson examine new trends in digital fraud from account takeover to synthetic fraud. They also discuss how businesses can balance deterring and eliminating fraudulent activity, with providing seamless authentication/authorization experiences, and maintaining compliance.

You will learn about:

- Proven methods to make the internet a safer place for digital business
- How to build trusted and secure online connections for your customers
- Ways to streamline and enhance your fraud prevention and investigations
- The state of today’s emerging online fraud trends

"Banking and securities organisations are expected to accelerate business processes and innovate at a much faster scale than ever before. However, finding the balance between innovating and still staying compliant comes with its share of risks.

Join this panel to learn:
-How can financial institutions reduce operational expenses whilst also reducing risk
-Best practices for data management and streamlining processes
-The benefits and challenges of moving to the cloud"

Leda Glyptis, Chief of Staff, 11:FS
Jennifer Bers, VP of Sales, Onfido
Denise Bedell, Executive Director, Content Innovo
Polina Evstifeeva, Head of Regulatory Strategy - GTB Digital, Deutsche Bank

Identity theft is the fastest growing crime in the US. Globally, 1 in 60 online transactions are fraudulent. And if you don’t know who your customers are, you can’t onboard them to your platform.

Though businesses are moving online, their identity verification and KYC processes haven’t. Instead, the old processes are being shoehorned into the digital age. So how can you update your onboarding for the digital age?

Join this webinar with Onfido’s Parker Crockford to learn:

What new CDD and KYC regulation means for user onboarding
Why the SSN is no longer reliable – and what’s going to replace it
How new technology like biometrics, AI and blockchain can help

The interplay of Humans and Machines in AI-based Automation

Machine learning systems are now routinely performing complex tasks at unparalleled levels of performance across a wide range of applications. However, mission-critical applications such as those in financial services have a minimum tolerance for errors and error correction. Resultantly, the design of machine learning-based systems for such applications requires unprecedented levels of oversight and adaptability.

An optimal system has the right level of interplay between humans and machines. Onfido employs a large number of machine learning models to deliver scalable, secure and frictionless identity verification for their clients, whilst giving clients accurate data they need to remain KYC compliant—so ensuring their models deliver real-world results is business-critical. In this interview we talk with Mohan Mahadevan, VP of Research at Onfido, to learn about how the constraints on these applications, the tradeoffs in an optimal system, and what the future looks like.

Mohan Mahadevan, VP of Research, Onfido
Tony Fish, Founder, AMF Ventures


About Mohan

Mohan is an expert in computer vision, machine learning, AI, data and model interpretability, previously leading research efforts at Amazon as Head of Computer Vision and Machine Learning for Robotic Applications. He has over 15 patents in areas spanning optical architectures, algorithms, system design, automation, robotics and packaging technologies. As Onfido’s VP of Research he leads Onfido’s team of specialist machine learning engineers and is focused on ensuring their systems work both in the lab and the real world.

Onfido and iovation have teamed up to examine how companies in the Demand Economy balance detecting and eliminating fraudulent account activity, provide safe and seamless authentication/authorization experiences, and maintain compliance in digital environments across any industry. You will hear from world-renowned fraud expert and Onfido Head of Fraud, Michael Van Gestel, who will dive into current fraud techniques and challenges in a digital world. Many government agencies count on Michael’s expertise and training - including global airports and Interpol - to detect the most innovative and clever forms of fraud.

You will learn:

- Keys to ensuring provider and consumer safety and how to create a trusted digital business
- Ways to make the internet a safer and more trustworthy place to do business
- How to build trusted and secure online connections for your members/clients
- Steps you can take to protect your business and your members/clients

As fraud rings become more organized, more complex, and harder to catch, how do you stay ahead of them without compromising on user experience? In this webinar Onfido’s Dimi Radu & Kevin Bric, and iovation's Scott Olson examine new trends in digital fraud from account takeover to synthetic fraud. They also discuss how businesses can balance deterring and eliminating fraudulent activity, with providing seamless authentication/authorization experiences, and maintaining compliance.

You will learn about:

- Proven methods to make the internet a safer place for digital business
- How to build trusted and secure online connections for your customers
- Ways to streamline and enhance your fraud prevention and investigations
- The state of today’s emerging online fraud trends

What does effective onboarding look like? It’s a balancing act. With user friction, identity proofing and effective KYC all fighting for attention. In this webinar, Susana Lopes, Senior Product Manager at Onfido, considers how best to assess these competing factors in creating an ideal user onboarding flow, and how biometrics can help to mitigate traditional tensions.

She will be discussing:

- The evolution of account opening in the modern age and how user experiences have changed
- The principles of proportional risk, and how they can help you ask for more at the right moments
- How biometrics can help increase security and confidence in identity proofing

Accessibility is often the last thing to be considered in the digital development process. In the physical world, accessibility is entrenched into planning, development and execution - so why isn’t it in the digital world?

In this webinar See Wah Cheng (Senior Product Manager), Charlotte Sferruzza (Product Design Lead) and Sergio Moura (Senior Software Engineer) talk through their experiences in integrating accessibility at the heart of our product development process.

Register now to learn:

- What is accessibility, and how does it impact us all
- The business impact of ignoring it
- Why accessibility is more important than ever in a maturing digital world
- How we’ve assessed our own product and workflow to embed accessibility at their heart - and what you can learn from our experience

Banks and FinTech challengers rely heavily on the relationships they have with their clients. This often starts during the onboarding process and this alone can be enough to convince someone to commit to your organisation versus another financial services provider.

Convenience and a seamless customer experience is integral for onboarding new clients and also keeping current clients safe and secure. But are we sacrificing security in exchange for a completely frictionless experience?

Join this panel to learn:
-Best practices for KYC, AML, and digital onboarding
-How to efficiently adjust to local regulations
-The top challenges financial services providers face when it comes to identity verification and how to solve them

Trouver le processus d’inscription qui marche pour votre business et vos clients n’est pas chose facile. Mettre en place de fortes mesures de sécurité rend votre plateforme plus sûre mais affecte grandement l'expérience utilisateur.

Notre webinaire peut vous aider à résoudre ce problème. Minh Nguyen, chef de produit chez Onfido, vous dira comment :

- renforcer vos mesures de sécurité sans affecter l’expérience utilisateur ;
- adopter une approche fondée sur les risques ;
- améliorer les fonctionnalités de votre processus d'inscription.

Inscrivez-vous maintenant.

When it comes to user onboarding, there’s a tension between security and convenience. For financial services, non-compliance with KYC requirements can be costly. But adding too much friction will impact your ability to scale. So how can you optimise your user experience to introduce just the right amount of ‘friendly’ friction and unlock growth?

Join this webinar with Dan Leitao, Product Manager at Onfido to learn:

- Why financial services need friendly friction
- How to tailor and optimise your onboarding process according to your risk-based approach
- The key features you can utilise to improve your UX
-How to manage the balance between security and convenience
-Ensuring you stay compliant in an ever-changing regulatory environment

The way many organizations have handled digital onboarding is fraught with risk - including fraud. But Husayn Kassai, CEO of Onfido, envisions a new future that includes a healthy amount of friction and greater security.

As Kassai sees it, the standard for digital onboarding is both low and risky. It often relies on the use of credit reports, or else on the answers to knowledge-based questions. "But neither of those are smooth," he says. "So you're stuck having to compromise - not having security or a frictionless experience, which is the main issue with how many businesses are currently onboarding users."

In a podcast interview with ISMG about digital onboarding, Kassai discusses:
-What's wrong with traditional onboarding approaches;
-His vision of the future;
-How friction can be both friendlier and good.

Recent breaches are reducing the reliability of data used in traditional verification methods. As a result, banks are experimenting with fingerprint, facial, voice recognition and behavioral biometrics to verify users.

In this American Banker webcast, sponsored by Onfido, industry experts from TD Bank and San Jose State University will weigh in on which methods, or combinations of methods, are most effective. Watch the webinar to learn more.

The way we signal who we are online is changing. With data breaches happening daily, fraud becoming more sophisticated and new tech coming to the market, it’s time we re-imagine the way we verify identity. So where are we now – and what looks set to change over the next five years?

Join this session with Husayn Kassai, CEO and co-founder of Onfido, to learn about:
- How new technology, regulations and risks have brought us to the current state of identity
- The different approaches being used by financial services – and why they need to change
- The businesses challenges better iIDV can solve, including streamlined compliance, increased onboarding and better UX
- What good looks like, and the factors to consider when building your risk-based approach
- Emerging identity models, and how we’ll use them in the future.