Defaqto CPD - Should risk mapped funds surprise clients by Canada Life AM

Surprises come in many shapes and sizes, some good and some bad, but should risk mapped funds surprise clients? With greater volatility in the market and with FCA guidance on what considerations should be taken when investing a client based on their risk profiles, we look at how multi asset risk mapped funds have performed, what to look for when researching and how to fit this in within your investment process.

Learning objectives:

Understand investing for growth, how does it match the risk profile
Consider the key differences when investing in the fund manager vs investing in the process
Outline the FCAs guidance to assessing suitability

Learning objectives

The macroeconomic environment and what it means for income investors
A multi asset approach for income – key investment approach principles for a consistent outcome
Investing for income in the current uncertain environment

Charles Hepworth outlines the benefits of building multi-asset portfolios using global assets and investment vehicles, whilst demonstrating how global investment portfolios may differ to other multi-asset investments available to UK retail investors. Charles also presents an updated view of investment conditions given the current macro-economic environment.

Learning objectives:

An understanding of the benefits of building multi-asset portfolios using global assets and investment vehicles
A demonstration of how global investment portfolios may differ to other multi-asset investments available to UK retail investors
An updated view of investment conditions given the current macro-economic environment

In this webinar, we will explain:
1.The various steps of the investment process
2.How attitude to risk questionnaires can be used
3.The importance of assessing capacity of loss
4.How expected values, annual returns and drawdown can be expressed
5.The attitude to risk agreement
6.How asset allocation are optimised

Now more than ever, advisers need to be on top of their due diligence. One of the key compliance issues that advisers face is managing the due diligence on their investment providers but now is the time to tackle it – so that when lockdown is over, you are free to focus on your clients.

Wondering where to begin?

Help is at hand - register now for our webinar on 3 July where David Butler, Head of Distribution, will be asking all the questions we did not have time to answer to the experts at ARC, AKG and Defaqto.

Now more than ever, advisers need to be on top of their due diligence. One of the key compliance issues that advisers face is managing the due diligence on their investment providers but now is the time to tackle it – so that when lockdown is over, you are free to focus on your clients.

Wondering where to begin?

Help is at hand - register now for our webinar on 24 June where David Butler, Head of Distribution, will be asking your questions to the experts at ARC, AKG and Defaqto.

This is the fourth webinar from our series replacing Defaqto April Roadshows focusing on income.

In this webinar, James will:
- The challenges facing the UK Equity Income Sector, and the risks associated with sector holding concentration.
- Discuss a range of potential outcomes for Equity Income Investors over the next 12 months.

Overall, you will be able to claim 2 hours of CPD from the comfort of your home office. The duration of each webinar will be no longer than 45 minutes and will account for 30 minutes of CPD. For more information, contact Defaqto at marketing@defaqto.com

This is the third webinar from our series replacing Defaqto April Roadshows focusing on income.

In this webinar, Steve will present the current income landscape. You will:
- learn the key principles and theory of value investing and how and why this style may work well for yield orientated investors
- gain strong insight into where value exists in both UK and global equity markets (and just as importantly where it doesn’t!)
- understand how value principles can be applied to real assets to create a diversified portfolio
- examine why size matters for value investing but not in the way you might think

Overall, you will be able to claim 2 hours of CPD from the comfort of your home office. The duration of each webinar will be no longer than 45 minutes and will account for 30 minutes of CPD. For more information, contact Defaqto at marketing@defaqto.com

This is a second webinar from our series replacing Defaqto April Roadshows focusing on income.

Nick and Stephen will look at how the PROD rules, taken in relation to the retirement risks, can lead to a reset of an investment model. They will look at how a multi-asset income fund can provide a smoothed income approach to mitigate sequence of return risk and provide an efficient financial plan.

Overall, you will be able to claim 2 hours of CPD from the comfort of your home office. The duration of each webinar will be no longer than 45 minutes and will account for 30 minutes of CPD. For more information, contact Defaqto at marketing@defaqto.com

This is the first webinar from our series replacing Defaqto April Roadshows focusing on income.

Schroders presentation shall address the income challenges of the next 10 years, and reflect on what is important for advisory businesses. We shall also explore an income fund solution that can help you to look great in front of clients, to remain profitable and to stay compliant.

Overall, you will be able to claim 2 hours of CPD from the comfort of your home office. The duration of each webinar will be no longer than 45 minutes and will account for 30 minutes of CPD. For more information, contact Defaqto at marketing@defaqto.com

Join us for a webinar focusing on suitability letters, the regulatory requirements and how they are enabled in Engage Core.

In this webinar, we will cover:
• the overall guidelines for suitability letters as required by the COBS rulebook
• Defaqto’s approach to suitability letters
• how this is enabled in Engage Core

Join Paul Tinkler, Insight Development Manager, 12 December at 11 am for an overview of the multi-asset investment market.

In this webinar, he will cover:
• Overview of the multi-asset investment market
• The ESG market – adviser and Defaqto perspective
• Liquidity – what can you do, as an adviser?
• Multi-asset funds – does risk equate to return

Join Mike Turner, Research Manager for Funds and DFMs on 5 November at 11am to discuss MiFID II requirements and how to simplify them.

In the webinar, Mike will cover:
• Purpose and scope of MiFID II
• MiFID II suitability and reporting requirements for paraplanners and advisers
• What’s next on the MiFID II agenda?
• How MiFID II requirements can be simplified for paraplanners and advisers

To complete the series, Paola Binns, Senior Portfolio Manager within our credit fixed income team, will be joining Ewan McAlpine, Senior Client Portfolio Manager and Defaqto’s Paul Tinkler. Paola will share with listeners her insights into multi asset investment from a fixed income perspective, considering how fixed income markets have developed over time, how economic cycles affect fixed income asset classes and what fixed income strategies investors could consider as part of a multi asset proposition.

Featuring guest speakers from Defaqto, Asset Risk Consultants, threesixty and AKG Financial Analytics, the webinar will assist professional advisers and paraplanners with the seven step approach to DFM due diligence.

To continue the journey, investment director Nersen Pillay will once again join Senior Client Portfolio Manager Ewan McAlpine and Defaqto’s Paul Tinkler to discuss the difference between strategic and tactical asset allocation, how to use the economic and business cycle to guide tactical investment decisions and why risk adjusted returns matter to multi asset investors.

CPD link: https://emailcc.com/s/6a7eb701d41bc332aff616e7414994d2566a0ea9

Join us to learn more about the latest Defaqto Engage feature in the fund research arena – Fund Reviews – and how they can help you to provide suitable advice and achieve better client outcomes.

With over 500 thousand policies sold in 2017 (SwissRe’s Term & Health Watch 2018) it’s more important than ever for financial advisers to be comfortable that they recommend the most suitable product to their clients.

Join us for our webinar ‘Assessing critical illness cover’ to learn:
•The different approaches to assessing CIC policies
•Why the quality of the CIC definition matters
•Defaqto’s model for assessing CIC policies as used in CIC Compare

Nersen Pillay, Investment Director within our multi asset team kicks-off the series, joining Ewan McAlpine, Senior Client Portfolio Manager and Defaqto’s Paul Tinkler to introduce listeners to the fundamentals of multi asset investing and provide an insight into strategic asset allocation as well as key elements to consider when assessing or adopting a multi asset investment approach. Use the following link to access the structured CPD once you have viewed the webinar: https://emailcc.com/s/fb9afe436f24e4deb2eebd2614196c77ade446d9