Composable Architecture: The Digital Bank’s Success with the Client of Tomorrow

Presented by

Daniel Mayo, Ovum & Philip Nordenfelt, Kony DBX

About this talk

As markets are shifting at an increasingly rapid pace, digital banks and their underlying software architectures need to respond by adapting faster than ever before. As no single vendor can provide market leading components for every part of a digital bank, the successful digital bank's architecture is designed in a composable way, bringing together API-driven systems to support the business. Apart from flexibility the composable architecture allows the digital bank to be future-resilient, as it makes it possible with quick alignment of products and services to capitalise on newly identified market opportunities as well as to stay relevant with any shifts in the market.

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Temenos AG (SIX: TEMN) is the world’s leader in banking software, partnering with credit unions and other financial institutions to transform their business and stay ahead of a changing marketplace. Over 1,300 organizations in North America rely on Temenos software to manage their onboarding, origination, service, collection, core banking and compliance. For more information, please visit