Composable Architecture: The Digital Bank’s Success with the Client of Tomorrow

Presented by

Daniel Mayo, Ovum & Philip Nordenfelt, Kony DBX

About this talk

As markets are shifting at an increasingly rapid pace, digital banks and their underlying software architectures need to respond by adapting faster than ever before. As no single vendor can provide market leading components for every part of a digital bank, the successful digital bank's architecture is designed in a composable way, bringing together API-driven systems to support the business. Apart from flexibility the composable architecture allows the digital bank to be future-resilient, as it makes it possible with quick alignment of products and services to capitalise on newly identified market opportunities as well as to stay relevant with any shifts in the market.

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Temenos offers cloud-native, cloud-agnostic, API-first digital banking, core banking, payments, fund management, and wealth management software products, enabling banks to deliver consistent, frictionless customer journeys and achieve market-leading cost/income performance. We have a relentless focus on innovation and consistently reinvest 20% of our revenues into R&D, the highest in banking software. We have the largest and most dynamic global community of banks, FinTechs, developers and partners in the industry and together we make banking better.