Another adviser podcast with FE Investments! Episode 1 with Ray Adams
Rob Gleeson, CFA
About this talk
Episode 1: The One about Cashflow planning
We at Octo are delighted to introduce a new monthly video and podcast series by FE Investments where Rob Gleeson, CFA will be speaking with industry experts. Coming at Investment from an Adviser angle and looking at how the industry is evolving. Debating the challenges and threats to the advice landscape. Providing solutions to Adviser problems with actionable insight. Available in video or podcast you can listen or watch wherever you are.
Kicking off the series Rob chats with Ray Adams Founder of CashCalc and Chairman of Niche IFA. Ray is passionate about his role as an adviser, saying it is the best job in the world. For him he loves turning those bits of paper into life goals and cashflow planning brings it all to life. They explore how it is helping advisers help more clients achieve those goals.
A lot is covered in this debate with a number of Octo members questions answered including:
What is wrong with attitude to risk and why advisers need to focus on real outcomes.
The importance of capacity for loss, and the important different between attitude to volatility/losses and capacity for loss.
Is current regulation appropriate. Is it suited to an outcomes-based approach to advice to give advisers confidence to move away from a prescriptive risk-based approach to investment planning?
What does cashflow planning not take account of?
Cashflow planning and decumulation.
How cashflow planning change attitudes to investment selection. Is consistency more important the maximising returns when it comes to selecting investments.
Technology, innovation and the continued evolution of financial advice.