Name: 10 Questions to Ask Before You Apply for Business Financing
Start: 2021-02-18T22:00:00Z
End: 2021-02-18T22:00:28.000Z
Location: BrightTALK
Rating: 5

Nav is the one-stop resource for small business tools, financing, and credit profiles that help every small business save money by running more efficiently and accessing the most appropriate business services and financing they need throughout their business life cycle.

Whether you're looking to start a new business or grow an existing one, you may find yourself in need of some extra funds. A business loan may be the obvious choice for funding your business but a personal loan could be a better option depending on your situation. In this webinar, we'll review the differences between a business loan and a personal loan and help you weigh the benefits of one option over the other.

Business Loan vs. Personal Loan: How to Choose

If you’re considering a commercial real estate loan for your business, this webinar will cover everything you need to know before you pull the trigger and apply. Commercial real estate loans are designed to help borrowers purchase new commercial property, renovate income-producing properties, or refinance real estate debt on a property they already own.

This Q&A with Nav's Head of Finance will provide an overview of commercial real estate loans and help you understand if that is the best financing option for your needs. We'll also cover alternative financing types that could work in place of a commercial real estate loan that may be more attainable.

What are Commercial Real Estate Loans?

You may have heard of crowdfunding platforms like Kickstarter or GoFundMe but you aren't sure how crowdfunding can help you grow your business. In this webinar with Kathleen Minogue, founder of Crowdfundbetter.com, you'll learn how you may be able to leverage crowdfunding for even more financing for your business. Learn how crowdfunding works, how it's different from traditional funding, and how it may complement other types of funding.

Kathleen Minogue is Founder & CEO of Crowdfund Better, the leading crowdfunding education and training organization in the U.S. Since 2012 she has been helping entrepreneurs use crowdfunding to unlock the financial and nonfinancial support of their networks to fund projects not supported by traditional finance. Kathleen is the creator of The Crowdfund Better Process™ and has coached successful donation, rewards and investment crowdfunding campaigns. She is particularly focused on bringing the crowdfunding opportunity to women, minority and rural entrepreneurs through education, strategy, training and support. 

A thought leader in crowdfunding, Kathleen has been featured in The Wall Street Journal, Forbes and PwC Women Unbound report, and presented at the Director’s Guild of America, SBDC National Conference, Crowd Invest Summit, and Crowdfunding Deep Impact UK. Kathleen has also developed crowdfunding training programs for small business assistance organizations and incubators including The Local Crowd 4SE Incubator funded by the NSF and the FundBlackFounders Incubator, and is the creator of Crowdfund Idaho, the first statewide crowdfunding education and training initiative in the U.S. Prior to Crowdfund Better, Kathleen spent many years in the field of education and worked in the investment banking division of JPMorgan building relationships with technology venture capitalists.

Leverage Crowdfunding for More Financing

Debt is often thought of as a negative thing that you want to avoid, but in many ways, debt can actually benefit a small business when managed responsibly. In this webinar, we'll talk about how business debt can be good and bad, depending on the situation. 

You'll walk away with a better understanding of some of the benefits of taking on debt for your small business and how to make sure you're managing and leveraging debt. If you're considering a small business loan or business financing, this is a great webinar to help you assess the pros and cons of business debt.

Is Business Debt Good or Bad?

Self-employed individuals, whether they are independent contractors, gig workers, or small business owners, often face challenges getting small business loans. In this webinar, we’ll describe how to find and qualify for loans for self-employed business owners.

Business Loans for Self-Employed

One perk of being a small business owner in this day and age is that there are alternative loan options beyond traditional bank loans. However, having too many options to choose from and making sure you're getting a loan that fits your business needs can be daunting. In this webinar, we'll provide tips that can make this process easier. We'll review what details to look for, understanding the true cost of a loan, how to tell if an online loan is legitimate, and resources to help you compare options.

If you're considering looking for a business loan or financing in the near future, it's good to compare options and look beyond your bank - especially if a traditional bank loan isn't an option for you. This webinar will be a great resource to help you choose a path that makes sense for your business.

Online Business Loans: How to Compare Options

Business loans and business credit cards can both be great options to help with business growth and cash flow improvements. However, these two types of business financing may have very different uses and strategies. 

In this webinar, we'll compare and contrast the uses, rates, qualifications, and strategies for these financing options. Depending on your business goals, one option may be a better fit than the other, or it might be a good idea to get both. Every business is different, but you'll walk away from this webinar with the knowledge you need to decide on the best path for your business needs.

Small Business Loans vs. Business Credit Cards

Small business owners looking for funding to grow their businesses run into challenges finding the funding they are qualified for and choosing the type of loan or financing that is best for their needs. This webinar is here to help with those challenges.

We'll give you the information and tools you need to decide what type of funding is best for your business. Depending on your goals and qualifications, some options might be a better path for you. Identifying that path is easier for some businesses than others, but this webinar will help businesses of all shapes and sizes get on the right track.

How to Decide What Type of Business Loan You Need

A business credit card can be much more than a convenient way to pay for purchases. These cards can also provide lucrative rewards, superior fraud protection, and can smooth out cash flow. When used correctly, they can be a great asset for your business.

In this webinar, we'll review smart business credit card strategies. This webinar will help you plan when you should and shouldn't use a business credit card, to get the most out of this particular type of financing.

When and Why a Business Credit Card is a Good Idea

A merchant cash advance or business cash advance can be a helpful financing solution for your business under the right circumstances. But it's important to understand how MCAs work and the costs behind them before you go down this path. This webinar will provide a full overview of what an MCA is and when it might be a good financing option for your business.

Pros and Cons of a Merchant Cash Advance

Banks are the largest business lending institutions and probably the first place you think of when getting a small business loan. While bank term loans are some of the lowest-cost types of financing available, it can sometimes be difficult to qualify. So, where can you find business loans outside of your bank?

We'll provide options and insights into where to find business loans with this webinar. We'll also help you decide which avenues may be best for your business, depending on your needs and qualifications.

Where to Find Small Business Loans

For some business owners, a credit check could be out of the question when applying for business funding. Some simply don’t want a hard inquiry to show up and subsequently damaging their existing credit score, and others are intimately familiar with their credit score and know that, in some cases, it can immediately disqualify them. Whatever the reason is, identifying a financing option to fit your needs can be difficult, but it’s not impossible. There are a variety of options, including working capital loans through your payment process, merchant cash advances, invoice factoring, and crowdfunding.

Learn more about your options and gain insight into how your business and personal credit are used when you apply for business financing.

How to Get Business Funding that Doesn’t Affect Personal Credit

Any tangible asset, other than property or a building, used in the operation of a business may be considered equipment. Because the equipment you are purchasing is considered collateral, equipment financing allows a small business owner to finance the purchase of equipment even if they don’t have other assets that could be used as collateral.

Does this sound like it may be a good fit for your business? Learn all about equipment financing and how to leverage it to grow your business with this webinar.

How Equipment Financing Can Help Grow Your Business

For the 50% of business owners who have experienced cash flow problems, a small business line of credit can be necessary to maintain regular business operations. We'll review some of the pros and cons of a business line of credit with this webinar.

You may be thinking: “My business is profitable, we don’t need additional cash reserves.” But many businesses with and without cash flow issues keep a line of credit handy for unexpected growth or expansion opportunities.  A business credit line is a flexible, often low-cost way to cover short-term financing needs regardless of the nature of those needs. Learn more and find out if a line of credit could help your business with this video.

Small Business Line of Credit Pros & Cons

Many small business owners are denied the funding they apply for. This is often due to a misalignment of expectations and qualifications and leads to frustration and disappointment for business owners - not to mention time wasted. With this webinar, we'll reduce this frustration by helping you understand what business loan you could actually get.

We'll review what lenders are looking for depending on the type of financing so you can better evaluate what would be the best fit for your needs and qualifications. Not everyone can qualify for an SBA loan or a bank loan. Sometimes you need to take smaller financing steps to build your business and qualifications and improve your financing options as you go. Learn more with this webinar.

What Business Loan Can I Get?

What if you could consolidate your small business debt into one affordable payment? That’s business debt consolidation in a nutshell. Finding the right loan option can be confusing though, so we’ll break it down in detail with this webinar.

We’ll discuss business debt consolidation loan options, evaluating your goals for your loan, and how to get a debt consolidation loan.

Is business debt consolidation right for your business? Watch this webinar to find out.

How to Consolidate Business Debt

Any lender can put their small business loan application online. But a true online business loan usually refers to one that is processed fully online. These loans are often faster and more flexible than traditional term loans issued by banks and credit unions.

For many physical and online businesses, qualifying for an SBA loan or other financing from a traditional lender isn’t an option, maybe because they have low credit scores or haven’t been in business long enough. In that case, borrowing from an alternative lender could be a viable way to get working capital.

In this webinar, we'll present the benefits of online business loans to help you evaluate if one might be a good fit for your business. Traditional business loans don't always align with a business's needs and qualifications but many small business owners are hesitant to look at online options. We'll help you feel more confident in your decision to apply for online financing and show you what to look out for when you're comparing options.

Benefits of Online Lenders for Business Loans

Learning how to apply for a small business loan or other business financing can not only help you get the right loan for your business but can also assist in deciding whether it’s the right move in the first place. The steps to prepare for a business loan application are fairly universal, but the documents needed for an application can vary.

In this webinar, we'll walk through the steps to prepare for a business loan application and provide information on what types of documents you may need. You'll walk away from this webinar more confident about whether you're ready to apply for financing right now and what steps you may need to take to help you get approved.

How to Prepare for a Business Loan Application: What Documents Do You Need?

Choosing the right financing option for your small business—and figuring out which ones you can get—can feel confusing or overwhelming. Before you start applying for financing, it's important to understand the way lenders will evaluate your business and have a solid plan for how the funds will be used.

In this webinar we'll review 10 questions that you should ask yourself to determine if financing is right for your business right now, what kind of qualifications your business has, how much you really need, and whether you can pay back the funds. All of this is important to evaluate to ensure you are making the right moves for your business and to set your business up for success when it comes to applying for financing.

10 Questions to Ask Before You Apply for Business Financing

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10 Questions to Ask Before You Apply for Business Financing

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