Home Equity Investments: An Untapped Asset Class

In the face of substantial headwinds resulting from multiple factors — including macro risks from foreign conflict, domestic instability, and a global pandemic, a generational supply/demand imbalance, and elevated inflation due to an unprecedented rising interest rate environment — the housing market remains remarkably resilient. Property values continue to increase across the country, and this has led to record levels of home equity; in fact, over a decade of consistent annualized home appreciation has spurred ~250% growth in owner’s equity since the end of the Great Financial Crisis, but few ways to leverage it without taking on debt. Subsequently, an innovative opportunity for both investors and homeowners to access this equity has emerged in the form of home equity investments (HEIs), a burgeoning secondary market on the heels of a first of its kind rating methodology. This financing solution: ● Offers similar value to second lien originations, without impacting disposable income ● Provides capital markets structured exposure to appreciation, minus the downsides of homeownership ● Features muted interest rate sensitivity that isn’t correlated to equities ● Serves as an inflation hedge ● Engages diverse pools of homeowners and more. Join Jeff Glass, Chief Executive Officer of home equity investor Hometap, and Paul Fielding, Chief Operating Officer of venture capital firm General Catalyst, for this webcast, where they’ll discuss the growing popularity and advantages of home equity investments for investors and homeowners alike — and how you can begin to participate in this exciting asset class.