The Top 5 Things Successful Referral Getters Do

The announcements by the Federal Reserve and Bank of Japan last week showed how trapped they are. Rates will remain low for a long time, but that may be an opportunity for investors.

According to research from Morningstar and the Investment Company Institute, many unskilled investors are abandoning active stock selection in favor of active factor, sector, and asset allocation. But these investors are making the same mistakes in a different domain. In this environment, skilled investors have a greater opportunity to profit from active asset allocation than traditional security selection.

This prompts these questions: What methods are most effective at sorting winners from losers across asset classes? Are the observable effects of factors such as value and momentum even stronger across asset classes than at the individual security level? If so, what is the best way to harness these multi-asset factor strategies while maximizing diversification to minimize portfolio risk?

In this webinar, Adam provides an overview of active multi-asset "factor" strategies like Adaptive Asset Allocation. In particular, you will learn:

•Why investors are abandoning active mutual funds in favor of index funds and ETFs;

•Why poor index timing decisions have kept unskilled ETF investors from realizing strong returns from these products;

•How skilled asset allocators are able to generate alpha by taking advantage of pricing anomalies created by unskilled ETF investors;

•Why multi-asset ‘smart beta’ strategies are well positioned to harvest large excess returns from this pool; and

•How to use a multi-asset factor strategy, with methods adopted from Modern Portfolio Theory, to create dynamic global portfolios that can thrive in good times and bad.

Adam will answer attendees’ questions during the webinar and will be available to continue the discussion on APViewpoint.

CFP Board® and IMCA® have accepted this program for 1 hour of CE credit towards the CFP® certification and the CIMA®, CIMC® and CPWA® certifications. If you provide the required information and stay for the entire session we can report your attendance to these organizations.

Join Northern Trust investment experts who will discuss their perspectives on the state of the financial markets, potential timing of a Federal Reserve interest rate move and the implications for institutional investors.

In this webinar you'll hear from:
Carl Tannenbaum - Chief Economist
Daniel Phillips, CFA - Senior Investment Strategist

Chris Doell, CFA - Managing Director, Client Solutions Group will host this webinar and lead the Q&A using viewer submitted questions.

Join Northern Trust investment experts who will discuss their perspectives on the state of the financial markets, potential timing of a Federal Reserve interest rate move and the implications for institutional investors.

In this webinar you'll hear from:
Carl Tannenbaum - Chief Economist
Daniel Phillips, CFA - Senior Investment Strategist

Chris Doell, CFA - Managing Director, Client Solutions Group will host this webinar and lead the Q&A using viewer submitted questions.

The financial crisis brought about huge losses to a large number of financial institutions and exposed many of the internal inefficiencies leveraged to manage risk and data within and across divisions. Today, things have changed dramatically. Despite the many regulatory changes over the years, marketplace lenders have been extremely successful implementing predictive modeling and data aggregation to assess consumers’ and small businesses’ financial health.

New lending technologies allow lenders to improve customer satisfaction by creating a personalized and unique customer experience. By taking into consideration personal, transactional, application, and product-selection data from financial institutions, lenders are able to leverage this data for other opportunities such as cross-selling credit products during the loan-application process. These innovations ultimately provide borrowers with an intuitive and simplified borrowing process.

In this webinar you’ll:

* Get insight into the trends and opportunities driving change in the lending and credit risk management industries
* Explore more accurate predictive ratings models based on alternative data sets
* Discover the future of commercial retail lending and credit risk management
* Learn how to improve credit decisions, collections, and portfolio management using new technologies and data analytics

Speakers:
* Spencer Robinson, Head of Strategy, Kabbage
* Sherif Hassan, Founding CEO, Herio Capital
* Saurabh Sharma, Founder and CEO, Indus Insights
* Terry McKeown, Practice Manager, Credit Analytics, Envestnet | Yodlee
* Evan Schuman, Moderator, VentureBeat



Join us on September 22nd at 10 am PT/1 pm ET for an exciting FREE discussion on the trends and opportunities driving change in lending and credit risk management.

This webinar is sponsored by Envestnet | Yodlee

Data visualisation is a discipline that uses graphs and charts to easily communicate large chunks of data into easily digestible formats.

When it comes to personal finance, data visualization has been used to create useful dashboards where users can keep track of their spending, income, and budgeting.

Join this session where we will discuss:

-Why is data visualization so useful when it comes to personal finance?
-What are the best data viz tools/apps for personal finance?
-What are customers missing from banks that personal finance fintechs are able to provide?
-What are the best practice tips for using dashboards and apps to improve personal finance?
-What are some common mistakes people make when managing their personal finances?
-What are some common misconceptions of data visualization?

The September FOMC remained steady with no surprises, no rate hikes and not much difference overall. So is no news always good news?

Hear from Kristina Hooper, Investment Strategist and Allianz Global Investment's Head of US Capital Markets Research & Strategy, as she gives you a quick update on what this means for you, your investment strategy, the economy and what to expect in December.




Keywords:FOMC, fed, allianz, global, investment, wealth, rates, federal, reserve, economy, finance

1. The Mayor of London Research says we will be cashless by 2036, do you agree with this estimate?

2. Currently, Apple Pay only represents 0.06% of US transactions. What functionality are consumers missing from wallets?

3. Will consumers ever trust non-banks to deliver financial services?

4. Consumers only carry one physical wallet. Will they use only one digital wallet as well? What does this mean for closed-loop wallets?

5. What will make retailers adopt and accept more payment solutions? Will they all have to run NFC as it seems to be coming defacto?

Depressed interest rates and volatile equity markets are driving an unprecedented interest in retail alternative investment products. Fortunately, through the intersection of technology and regulation, new FinTech archetypes are emerging to satisfy that demand.

This webinar will highlight some of these groundbreaking technologies, tools, apps, rules and investment products that are transforming the financial services industry and changing the way people invest as well as save for retirement.

This is a MUST-VIEW webinar for investors of all sizes, financial advisors, wealth managers, FinTech platforms, and regulators.

Investors are questioning whether the current monetary policy regime is set to change. What is the outlook for interest rates from here, and what does it mean for investors?