Workers Compensation Injuries - Impact on Business Profitability

Presented by

Margaret Spence, CWC

About this talk

Employers buy workers compensation insurance for 2 reasons – First it is State Law. Second, they want to avoid the financial exposure for catastrophic injuries. Workers Compensation coverage is view as an insurance policy when in fact it is administered like a line of credit. In almost all instances companies, not insurance carriers pay for the cost of injuries. Most businesses do not understand the cost sharing aspect of workplace injuries. What is the impact of no implementing effective injury management programs? Are injuries the inevitable cost of doing business?

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Workers compensation expert guides employers to implement injury managment best practices. Margaret Spence is an expert at showing companies how to slash their workers' compensation cost by implementing strategies that drastically reduce injury rates, increase productivity and energize employees to work safely. Remember, you can write the most effective safety handbooks, implement the best polices and still have injuries - the key is understanding the workers comp system and navigating it sucessfully.